{"id":3907,"date":"2025-09-05T09:04:38","date_gmt":"2025-09-05T01:04:38","guid":{"rendered":"https:\/\/theexchain.com\/how-open-banking-and-cryptocurrency-can-develop-in-harmony\/"},"modified":"2025-09-05T09:04:38","modified_gmt":"2025-09-05T01:04:38","slug":"%d9%83%d9%8a%d9%81-%d9%8a%d9%85%d9%83%d9%86-%d9%84%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d9%85%d9%81%d8%aa%d9%88%d8%ad%d8%a9-%d9%88%d8%a7","status":"publish","type":"post","link":"https:\/\/theexchain.com\/ar\/%d9%83%d9%8a%d9%81-%d9%8a%d9%85%d9%83%d9%86-%d9%84%d9%84%d8%ae%d8%af%d9%85%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b5%d8%b1%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d9%85%d9%81%d8%aa%d9%88%d8%ad%d8%a9-%d9%88%d8%a7\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u062a 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id=\"a-foundation-of-shared-ideology-openness-and-transparency\">\u0623\u0633\u0627\u0633 \u0645\u0646 \u0627\u0644\u0623\u064a\u062f\u064a\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629: \u0627\u0644\u0627\u0646\u0641\u062a\u0627\u062d \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629<\/h2>\n<p>\u062a\u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u0641\u0644\u0633\u0641\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0634\u0643\u0644 \u0645\u062f\u0647\u0634. \u0641\u0643\u0644\u062a\u0627 \u0627\u0644\u062d\u0631\u0643\u062a\u064a\u0646 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0645\u0628\u062f\u0623 \u062a\u0641\u0643\u064a\u0643 \u0627\u0644\u0635\u0648\u0627\u0645\u0639 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\u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0633\u0647\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0647\u064a \u062d\u062c\u0631 \u0627\u0644\u0623\u0633\u0627\u0633 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u064f\u0628\u0646\u0649 \u0639\u0644\u064a\u0647 \u0639\u0644\u0627\u0642\u0629 \u0645\u062a\u0646\u0627\u063a\u0645\u0629. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0648\u0641\u0631 \u0625\u0637\u0627\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0646\u0638\u0645 \u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 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\u0628\u064a\u0646 \u0647\u0627\u062a\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u062a\u064a\u0646 \u064a\u0646\u062a\u0642\u0644 \u0628\u0627\u0644\u0641\u0639\u0644 \u0645\u0646 \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u060c \u0645\u0645\u0627 \u064a\u0648\u0641\u0631 \u0641\u0648\u0627\u0626\u062f \u0645\u0644\u0645\u0648\u0633\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621.<\/p>\n<h3 id=\"1-revolutionizing-kyc-and-onboarding\">1. \u0625\u062d\u062f\u0627\u062b \u0646\u0642\u0644\u0629 \u0646\u0648\u0639\u064a\u0629 \u0641\u064a \"\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\" \u0648\"\u0627\u0644\u062a\u0623\u0647\u064a\u0644<\/h3>\n<p>\u062a\u062a\u0645\u062b\u0644 \u0625\u062d\u062f\u0649 \u0623\u0647\u0645 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647 \u0643\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0648\u0628\u0648\u0631\u0635\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0629 \"\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\" (KYC) \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (AML). \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0634\u0641\u064a\u0631\u060c \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0639\u0645\u0644\u064a\u0629 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0645\u062d\u0641\u0648\u0641\u0629 \u0628\u0627\u0644\u0627\u062d\u062a\u0643\u0627\u0643\u060c \u062d\u064a\u062b 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\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629.<\/li>\n<li><strong>\u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0645\u0627\u0644\u064a:<\/strong> \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u062f\u062e\u0644 \u0648\u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a \u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062c\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0644\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/li>\n<li><strong>\u0645\u0635\u062f\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644:<\/strong> \u062a\u0648\u0641\u064a\u0631 \u0623\u062b\u0631 \u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646\u0647 \u0644\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u060c \u0648\u0625\u062b\u0628\u0627\u062a \u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u062a\u062f\u062e\u0644 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u064a\u0626\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/li>\n<\/ul>\n<p>\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u064a\u0633\u062a \u0623\u0633\u0631\u0639 \u0648\u0623\u0643\u062b\u0631 \u0633\u0647\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u0623\u0643\u062b\u0631 \u0623\u0645\u0627\u0646\u064b\u0627 \u0623\u064a\u0636\u064b\u0627. \u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0628\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0645\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u064a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u060c \u0645\u0633\u062a\u0641\u064a\u062f\u0627\u064b \u0645\u0646 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0642\u0648\u064a\u0629 \u0644\u0644\u0628\u0646\u0643\u060c \u0648\u062a\u062a\u0645 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 \u0641\u0642\u0637 \u062f\u0648\u0646 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0643\u0627\u0645\u0644\u0629.<\/p>\n<h3 id=\"2-enabling-seamless-fiat-to-crypto-gateways\">2. \u062a\u0645\u0643\u064a\u0646 \u0628\u0648\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0633\u0644\u0633 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0648\u0631\u0642\u064a\u0629 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\u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0641 \u0623\u0643\u062b\u0631 \u0633\u0647\u0648\u0644\u0629 \u0648\u062c\u062f\u064a\u0631\u0629 \u0628\u0627\u0644\u062b\u0642\u0629.<\/p>\n<h2 id=\"the-symbiotic-benefits-more-than-the-sum-of-their-parts\">\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u0643\u0627\u0641\u0644\u064a\u0629: \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0645\u0648\u0639 \u0623\u062c\u0632\u0627\u0626\u0647\u0627<\/h2>\n<p>\u064a\u0648\u0641\u0631 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u0648\u0627\u0626\u062f \u0639\u0645\u064a\u0642\u0629 \u062a\u062a\u062c\u0627\u0648\u0632 \u0645\u062c\u0631\u062f 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Banking and Cryptocurrency Can Develop in Harmony? At first glance, open banking and cryptocurrency might appear to be two entirely separate concepts in the financial technology landscape. One is a regulatory-driven initiative forcing traditional banks to open up their data via secure APIs, while the other is a decentralized, blockchain-powered asset class often [&hellip;]<\/p>","protected":false},"author":1,"featured_media":3906,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3907","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/posts\/3907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/comments?post=3907"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/posts\/3907\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/media\/3906"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/media?parent=3907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/categories?post=3907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ar\/wp-json\/wp\/v2\/tags?post=3907"}],"curies":[{"name":"\u062f\u0628\u0644\u064a\u0648 \u0628\u064a","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}