{"id":3680,"date":"2025-07-15T13:38:55","date_gmt":"2025-07-15T05:38:55","guid":{"rendered":"https:\/\/theexchain.com\/?p=3680"},"modified":"2025-07-15T13:41:48","modified_gmt":"2025-07-15T05:41:48","slug":"kyc%e6%a4%9c%e8%a8%bc%e3%82%b3%e3%82%b9%e3%83%88%e3%82%9280%ef%bc%85%e5%89%8a%e6%b8%9b-ai%e3%82%92%e6%b4%bb%e7%94%a8%e3%81%97%e3%81%9f%e6%ac%a1%e4%b8%96%e4%bb%a3%e3%81%aekyc%e3%82%bd%e3%83%aa%e3%83%a5","status":"publish","type":"post","link":"https:\/\/theexchain.com\/ja\/kyc%e6%a4%9c%e8%a8%bc%e3%82%b3%e3%82%b9%e3%83%88%e3%82%9280%ef%bc%85%e5%89%8a%e6%b8%9b-ai%e3%82%92%e6%b4%bb%e7%94%a8%e3%81%97%e3%81%9f%e6%ac%a1%e4%b8%96%e4%bb%a3%e3%81%aekyc%e3%82%bd%e3%83%aa%e3%83%a5\/","title":{"rendered":"80%\u3067KYC\u691c\u8a3c\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\uff1fAI\u3092\u6d3b\u7528\u3057\u305f\u6b21\u4e16\u4ee3\u306eKYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63a2\u308b"},"content":{"rendered":"<p>\u30c7\u30b8\u30bf\u30eb\u7d4c\u6e08\u306b\u304a\u3044\u3066\u3001\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u30fb\u30d7\u30ed\u30bb\u30b9\u306f\u4f01\u696d\u3068\u9867\u5ba2\u3068\u306e\u6700\u521d\u306e\u63e1\u624b\u3067\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u591a\u304f\u306e\u91d1\u878d\u6a5f\u95a2\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3001\u898f\u5236\u7523\u696d\u306b\u3068\u3063\u3066\u3001\u3053\u306e\u63e1\u624b\u306fKnow Your Customer\uff08KYC\uff09\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u3044\u3046\u91cd\u8377\u3092\u80cc\u8ca0\u3063\u3066\u3044\u308b\u3002\u4f1d\u7d71\u7684\u306b\u3001KYC\u306f\u60aa\u540d\u9ad8\u3044\u624b\u4f5c\u696d\u3067\u3001\u6642\u9593\u304c\u304b\u304b\u308a\u3001\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b\u30d7\u30ed\u30bb\u30b9\u3067\u3042\u308a\u3001\u6469\u64e6\u3092\u751f\u307f\u3001\u9867\u5ba2\u3092\u82db\u7acb\u305f\u305b\u3001\u904b\u55b6\u4e88\u7b97\u3092\u81a8\u308c\u4e0a\u304c\u3089\u305b\u308b\u5fc5\u8981\u60aa\u3067\u3042\u3063\u305f\u3002\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30aa\u30d5\u30a3\u30b5\u30fc\u306e\u8ecd\u968a\u3001\u7d42\u308f\u308a\u306e\u306a\u3044\u30da\u30fc\u30d1\u30fc\u30ef\u30fc\u30af\u30011\u9031\u9593\u306b\u3082\u53ca\u3076\u5f85\u3061\u6642\u9593\u306f\u3001\u5f53\u305f\u308a\u524d\u306e\u3053\u3068\u3068\u3057\u3066\u53d7\u3051\u5165\u308c\u3089\u308c\u3066\u304d\u305f\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6469\u64e6\u306b\u306f\u3001\u9014\u65b9\u3082\u306a\u3044\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b\u3002\u305d\u308c\u306f\u3001\u7d66\u4e0e\u3084\u30b7\u30b9\u30c6\u30e0\u3068\u3044\u3063\u305f\u76f4\u63a5\u7684\u306a\u8cbb\u7528\u3060\u3051\u3067\u306a\u304f\u3001\u9867\u5ba2\u96e2\u8131\u3068\u3044\u3046\u83ab\u5927\u306a\u6a5f\u4f1a\u8cbb\u7528\u3067\u3082\u3042\u308b\u3002\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u9762\u5012\u306a\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u30fb\u30d7\u30ed\u30bb\u30b9\u306e\u9593\u306b\u3001\u6f5c\u5728\u9867\u5ba2\u306e\u304b\u306a\u308a\u306e\u5272\u5408\u304c\u96e2\u8131\u3059\u308b\u3053\u3068\u304c\u4e00\u8cab\u3057\u3066\u793a\u3055\u308c\u3066\u3044\u308b\u3002\u5373\u5ea7\u306e\u6e80\u8db3\u304c\u57fa\u672c\u7684\u306a\u671f\u5f85\u3067\u3042\u308b\u4e16\u754c\u3067\u306f\u3001KYC\u30d7\u30ed\u30bb\u30b9\u306b\u6642\u9593\u304c\u304b\u304b\u308b\u3053\u3068\u306f\u3001\u7af6\u5408\u4ed6\u793e\u306b\u65b0\u898f\u9867\u5ba2\u3092\u6e21\u3059\u3053\u3068\u306b\u76f4\u7d50\u3059\u308b\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u4eba\u5de5\u77e5\u80fd\u306e\u5909\u9769\u529b\u306b\u3088\u3063\u3066\u3001\u5730\u6bbb\u5909\u52d5\u304c\u9032\u884c\u3057\u3066\u3044\u308b\u3002KYC\u3092\u3081\u3050\u308b\u8b70\u8ad6\u306f\u3001\u30b3\u30b9\u30c8\u30bb\u30f3\u30bf\u30fc\u3084\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8ca0\u62c5\u306b\u95a2\u3059\u308b\u5b88\u308a\u306e\u8b70\u8ad6\u304b\u3089\u3001\u6210\u9577\u3068\u52b9\u7387\u5316\u306e\u305f\u3081\u306e\u7a4d\u6975\u7684\u306a\u6226\u7565\u3078\u3068\u5909\u308f\u308a\u3064\u3064\u3042\u308b\u3002AI\u3092\u6d3b\u7528\u3057\u305f\u6b21\u4e16\u4ee3KYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5358\u306a\u308b\u6f38\u9032\u7684\u306a\u6539\u5584\u3067\u306f\u306a\u304f\u3001\u6839\u672c\u7684\u306a\u30d1\u30e9\u30c0\u30a4\u30e0\u30b7\u30d5\u30c8\u3092\u610f\u5473\u3059\u308b\u3002\u691c\u8a3c\u30b3\u30b9\u30c8\u3092\u6700\u592780%\u524a\u6e1b\u3057\u3001\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u306b\u304b\u304b\u308b\u6642\u9593\u3092\u6570\u65e5\u304b\u3089\u6570\u79d2\u306b\u77ed\u7e2e\u3057\u3001\u624b\u4f5c\u696d\u3067\u306f\u6c7a\u3057\u3066\u9054\u6210\u3067\u304d\u306a\u3044\u30ec\u30d9\u30eb\u306e\u7cbe\u5ea6\u3068\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u5b9f\u73fe\u3059\u308b\u3053\u3068\u304c\u7d04\u675f\u3055\u308c\u3066\u3044\u308b\u3002\u3053\u308c\u306fSF\u3067\u306f\u306a\u304f\u3001\u65b0\u3057\u3044\u7af6\u4e89\u57fa\u6e96\u306a\u306e\u3060\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u4f1d\u7d71\u7684\u306aKYC\u306e\u89e3\u5256\uff1a\u975e\u52b9\u7387\u306e\u907a\u7523<\/strong><\/h3>\n\n\n\n<p>AI\u9769\u547d\u306e\u898f\u6a21\u3092\u7406\u89e3\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u307e\u305a\u30ec\u30ac\u30b7\u30fc\u30fb\u30a2\u30d7\u30ed\u30fc\u30c1\u306e\u6839\u6df1\u3044\u554f\u984c\u3092\u89e3\u5256\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002\u5f93\u6765\u306eKYC\u306f\u4eba\u9593\u306e\u4ecb\u5165\u306b\u3088\u3063\u3066\u69cb\u7bc9\u3055\u308c\u305f\u30e2\u30c7\u30eb\u3067\u3042\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u6642\u4ee3\u306e\u8981\u6c42\u306e\u91cd\u307f\u306b\u8010\u3048\u304b\u306d\u3066\u3044\u308b\u3002\u305d\u306e\u30b3\u30b9\u30c8\u306f\u91cd\u5c64\u7684\u3067\u3001\u30d3\u30b8\u30cd\u30b9\u306e\u9685\u3005\u306b\u307e\u3067\u53ca\u3093\u3067\u3044\u308b\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30b3\u30b9\u30c8\u30fb\u30ab\u30c6\u30b4\u30ea\u30fc<\/th><th>\u975e\u52b9\u7387\u6027\u306e\u8aac\u660e<\/th><th>\u30d3\u30b8\u30cd\u30b9\u30a4\u30f3\u30d1\u30af\u30c8<\/th><\/tr><\/thead><tbody><tr><td><strong>\u76f4\u63a5\u52b4\u52d9\u8cbb<\/strong><\/td><td>\u624b\u4f5c\u696d\u3067\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u3092\u78ba\u8a8d\u3057\u3001\u30c7\u30fc\u30bf\u3092\u76f8\u4e92\u53c2\u7167\u3057\u3001\u30b1\u30fc\u30b9\u3092\u88c1\u5b9a\u3059\u308b\u305f\u3081\u306b\u3001\u4eba\u9593\u306e\u30a2\u30ca\u30ea\u30b9\u30c8\u306e\u5927\u898f\u6a21\u306a\u30c1\u30fc\u30e0\u3092\u5fc5\u8981\u3068\u3059\u308b\u3002\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u306f\u76f4\u7dda\u7684\u3067\u3042\u308a\u3001\u9867\u5ba2\u6570\u3092 2 \u500d\u306b\u3059\u308b\u306b\u306f\u30b9\u30bf\u30c3\u30d5\u3092\u307b\u307c 2 \u500d\u306b\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/td><td>\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u8cbb\u7528\uff08OpEx\uff09\u306e\u9ad8\u9a30\u3002\u5e02\u5834\u306e\u9700\u8981\u306b\u5fdc\u3058\u305f\u4e8b\u696d\u306e\u62e1\u5927\u30fb\u7e2e\u5c0f\u304c\u56f0\u96e3\u3002<\/td><\/tr><tr><td><strong>\u9867\u5ba2\u653e\u68c4<\/strong><\/td><td>\u65b0\u898f\u9867\u5ba2\u306e\u7372\u5f97\u306b\u304b\u304b\u308b\u5e73\u5747\u6642\u9593\u306f\u3001\u6570\u65e5\u304b\u3089\u6570\u9031\u9593\u306b\u3082\u53ca\u3076\u3002\u3053\u306e\u6469\u64e6\u306b\u6e80\u3061\u305f\u5f85\u3061\u6642\u9593\u306f\u3001\u7279\u306b\u30c7\u30b8\u30bf\u30eb\u30cd\u30a4\u30c6\u30a3\u30d6\u306e\u6d88\u8cbb\u8005\u306e\u9593\u3067\u3001\u975e\u5e38\u306b\u9ad8\u3044\u96e2\u8131\u7387\u306b\u3064\u306a\u304c\u308b\u3002<\/td><td>\u53ce\u76ca\u3068\u9867\u5ba2\u751f\u6daf\u4fa1\u5024\u306e\u76f4\u63a5\u7684\u640d\u5931\u3002\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u8cbb\u7528\u3068\u9867\u5ba2\u7372\u5f97\u8cbb\u7528\u306e\u5927\u5e45\u306a\u7121\u99c4\u3002<\/td><\/tr><tr><td><strong>\u30d2\u30e5\u30fc\u30de\u30f3\u30a8\u30e9\u30fc\u3068\u30ea\u30b9\u30af<\/strong><\/td><td>\u624b\u4f5c\u696d\u306b\u3088\u308b\u30ec\u30d3\u30e5\u30fc\u306f\u3001\u75b2\u52b4\u3001\u77db\u76fe\u3001\u898b\u843d\u3068\u3057\u306e\u5f71\u97ff\u3092\u53d7\u3051\u3084\u3059\u3044\u3002\u75b2\u5f0a\u3057\u305f\u30a2\u30ca\u30ea\u30b9\u30c8\u306f\u3001\u6587\u66f8\u6539\u3056\u3093\u306e\u5fae\u5999\u306a\u5146\u5019\u3092\u898b\u9003\u3057\u3001\u4e0d\u6b63\u884c\u70ba\u3084\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u9055\u53cd\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/td><td>\u6570\u767e\u4e07\u30c9\u30eb\u306e\u898f\u5236\u7f70\u91d1\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u30a4\u30f3\u30b7\u30c7\u30f3\u30c8\u306b\u3088\u308b\u98a8\u8a55\u88ab\u5bb3\u3001\u4e0d\u6b63\u884c\u70ba\u306b\u3088\u308b\u76f4\u63a5\u7684\u306a\u91d1\u92ad\u7684\u640d\u5931\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308b\u3002<\/td><\/tr><tr><td><strong>\u30ab\u30b9\u30bf\u30de\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u306e\u4f4e\u4e0b<\/strong><\/td><td>\u305d\u306e\u30d7\u30ed\u30bb\u30b9\u306f\u3057\u3070\u3057\u3070\u4e0d\u900f\u660e\u3067\u3001\u30e6\u30fc\u30b6\u30fc\u3092\u3044\u3089\u3060\u305f\u305b\u308b\u3002\u66f8\u985e\u306e\u518d\u63d0\u51fa\u8981\u6c42\u3001\u9577\u3044\u6c88\u9ed9\u3001\u4e0d\u4fbf\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u306f\u3001\u30d6\u30e9\u30f3\u30c9\u306b\u5bfe\u3059\u308b\u5426\u5b9a\u7684\u306a\u7b2c\u4e00\u5370\u8c61\u3092\u751f\u307f\u51fa\u3059\u3002<\/td><td>\u30d6\u30e9\u30f3\u30c9\u8a8d\u77e5\u306e\u4f4e\u4e0b\u3002\u521d\u65e5\u304b\u3089\u9867\u5ba2\u6e80\u8db3\u5ea6\u3068\u30cd\u30c3\u30c8\u30d7\u30ed\u30e2\u30fc\u30bf\u30fc\u30b9\u30b3\u30a2\uff08NPS\uff09\u304c\u4f4e\u4e0b\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u3053\u306e\u30ec\u30ac\u30b7\u30fc\u30e2\u30c7\u30eb\u306f\u6839\u672c\u7684\u306b\u7834\u7dbb\u3057\u3066\u3044\u308b\u3002\u4f01\u696d\u306f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u9069\u5207\u306a\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u83ab\u5927\u306a\u8cbb\u7528\u3092\u8cbb\u3084\u3059\u304b\u3001\u624b\u3092\u629c\u3044\u3066\u7834\u6ec5\u7684\u306a\u30ea\u30b9\u30af\u306b\u6652\u3055\u308c\u308b\u304b\u3001\u3068\u3044\u3046\u82e6\u3057\u3044\u30c8\u30ec\u30fc\u30c9\u30aa\u30d5\u3092\u5f37\u3044\u3089\u308c\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.AI\u9769\u547d\u6b21\u4e16\u4ee3KYC\u306e\u4ed5\u7d44\u307f<\/strong><\/h3>\n\n\n\n<p>AI\u3092\u6d3b\u7528\u3057\u305fKYC\u306f\u3001\u6838\u3068\u306a\u308b\u691c\u8a3c\u4f5c\u696d\u3092\u8d85\u4eba\u7684\u306a\u30b9\u30d4\u30fc\u30c9\u3068\u7cbe\u5ea6\u3067\u81ea\u52d5\u5316\u3059\u308b\u3053\u3068\u3067\u3001\u65e7\u6765\u306e\u30e2\u30c7\u30eb\u3092\u89e3\u4f53\u3059\u308b\u3002\u3053\u308c\u306f\u5358\u4e00\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3067\u306f\u306a\u304f\u3001\u8907\u6570\u306eAI\u5206\u91ce\u304c\u5354\u8abf\u3057\u3066\u52d5\u4f5c\u3059\u308b\u9ad8\u5ea6\u306a\u30aa\u30fc\u30b1\u30b9\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u30fb\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u691c\u8a3c\uff08IDV\uff09<\/strong><\/h3>\n\n\n\n<p>\u3053\u308c\u304c\u6700\u521d\u306e\u3001\u305d\u3057\u3066\u6700\u3082\u91cd\u8981\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3042\u308b\u3002\u4eba\u9593\u304c\u30b9\u30af\u30ea\u30fc\u30f3\u306b\u76ee\u3092\u51dd\u3089\u3059\u4ee3\u308f\u308a\u306b\u3001AI\u30e2\u30c7\u30eb\u304c\u6570\u30df\u30ea\u79d2\u3067\u30de\u30eb\u30c1\u30dd\u30a4\u30f3\u30c8\u306e\u30d5\u30a9\u30ec\u30f3\u30b8\u30c3\u30af\u5206\u6790\u3092\u5b9f\u884c\u3059\u308b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI\u306b\u3088\u308bOCR\uff08\u5149\u5b66\u5f0f\u6587\u5b57\u8a8d\u8b58\uff09\uff1a<\/strong>\u00a0ID\u6587\u66f8\u304b\u3089\u3059\u3079\u3066\u306e\u30c7\u30fc\u30bf\uff08\u6c0f\u540d\u3001\u751f\u5e74\u6708\u65e5\u3001\u6587\u66f8\u756a\u53f7\uff09\u3092\u77ac\u6642\u306b\u6b63\u78ba\u306b\u62bd\u51fa\u3057\u3001\u624b\u4f5c\u696d\u306b\u3088\u308b\u30c7\u30fc\u30bf\u5165\u529b\u3068\u305d\u308c\u306b\u4f34\u3046\u30a8\u30e9\u30fc\u3092\u6392\u9664\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u6587\u66f8\u306e\u771f\u6b63\u6027\u5206\u6790\uff1a<\/strong>\u00a0AI\u306f\u5358\u306b\u30c6\u30ad\u30b9\u30c8\u3092\u8aad\u3080\u3060\u3051\u3067\u306a\u304f\u3001\u6587\u66f8\u305d\u306e\u3082\u306e\u3092\u691c\u8a3c\u3059\u308b\u3002\u30db\u30ed\u30b0\u30e9\u30e0\u3084\u900f\u304b\u3057\u3001\u30de\u30a4\u30af\u30ed\u30d7\u30ea\u30f3\u30c8\u306a\u3069\u3001\u305d\u306eID\u306e\u7a2e\u985e\u3084\u56fd\u7279\u6709\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u6a5f\u80fd\u304c\u6b63\u3057\u3044\u304b\u3069\u3046\u304b\u3092\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u9ad8\u5ea6\u306a\u507d\u9020\u30fb\u6539\u3056\u3093\u691c\u77e5\uff1a<\/strong>\u00a0\u6d17\u7df4\u3055\u308c\u305f\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u304c\u3001\u30d4\u30af\u30bb\u30eb\u306e\u4e00\u8cab\u6027\u3001\u30d5\u30a9\u30f3\u30c8\u306e\u4f7f\u7528\u72b6\u6cc1\u3001\u69cb\u9020\u306e\u5b8c\u5168\u6027\u3092\u5206\u6790\u3057\u3001\u4eba\u9593\u306e\u76ee\u306b\u306f\u898b\u3048\u306a\u3044\u30c7\u30b8\u30bf\u30eb\u52a0\u5de5\u3084\u30d5\u30a9\u30c8\u30b7\u30e7\u30c3\u30d7\u52a0\u5de5\u306e\u75d5\u8de1\u3092\u691c\u51fa\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u751f\u4f53\u8a8d\u8a3c\u3068\u8a8d\u8a3c\u3055\u308c\u305f\u751f\u5b58\u691c\u51fa<\/strong><\/h3>\n\n\n\n<p>ID\u3092\u63d0\u793a\u3057\u305f\u4eba\u7269\u304c\u6b63\u5f53\u306a\u6240\u6709\u8005\u3067\u3042\u308b\u3053\u3068\u3092\u8a3c\u660e\u3059\u308b\u3053\u3068\u304c\u6700\u3082\u91cd\u8981\u3067\u3042\u308b\u3002AI\u306f2\u3064\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3067\u3053\u308c\u3092\u5b9f\u73fe\u3059\u308b\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u9854\u8a8d\u8b58\uff1a<\/strong>\u00a0AI\u30e2\u30c7\u30eb\u304c\u30e6\u30fc\u30b6\u30fc\u306e\u81ea\u64ae\u308a\u5199\u771f\u3068\u8eab\u5206\u8a3c\u660e\u66f8\u306e\u5199\u771f\u3092\u6bd4\u8f03\u3057\u3001\u9a5a\u304f\u307b\u3069\u9ad8\u3044\u7cbe\u5ea6\u3067\u4e00\u81f4\u30b9\u30b3\u30a2\u3092\u7b97\u51fa\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30e9\u30a4\u30d6\u6027\u306e\u691c\u51fa\uff1a<\/strong>\u00a0\u3053\u308c\u306f\u3001\u306a\u308a\u3059\u307e\u3057\u653b\u6483\uff08\u4f8b\u3048\u3070\u3001\u5199\u771f\u3001\u30d3\u30c7\u30aa\u3001\u307e\u305f\u306f\u5b9f\u5728\u3059\u308b\u4eba\u7269\u306e\u30de\u30b9\u30af\u3092\u4f7f\u7528\u3059\u308b\uff09\u3092\u9632\u6b62\u3059\u308b\u305f\u3081\u306e\u91cd\u8981\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3042\u308b\u3002AI\u306b\u3088\u308b\u751f\u5b58\u6027\u30c1\u30a7\u30c3\u30af\u306f\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u6a19\u6e96\u306b\u3088\u3063\u3066\u8a8d\u5b9a\u3055\u308c\u3066\u3044\u308b\u3002\u00a0<strong>iBeta\u30ec\u30d9\u30eb2<\/strong>\u4f7f\u3048\u308b\uff1a\n<ul class=\"wp-block-list\">\n<li><em><strong>\u30a2\u30af\u30c6\u30a3\u30d6\u30fb\u30e9\u30a4\u30d6\u30cd\u30b9<\/strong><\/em>\u00a0\u7b11\u9854\u3084\u632f\u308a\u5411\u304f\u306a\u3069\u306e\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u30e6\u30fc\u30b6\u30fc\u306b\u4fc3\u3059\u3002<\/li>\n\n\n\n<li><em><strong>\u30d1\u30c3\u30b7\u30d6\u30fb\u30e9\u30a4\u30d6\u30cd\u30b9<\/strong><\/em>\u00a0\u30d3\u30c7\u30aa\u30b9\u30c8\u30ea\u30fc\u30e0\u3092\u5206\u6790\u3057\u3001\u307e\u3070\u305f\u304d\u3001\u8cea\u611f\u3001\u5149\u306e\u53cd\u5c04\u306a\u3069\u306e\u5fae\u5999\u3067\u4e0d\u968f\u610f\u7684\u306a\u624b\u304c\u304b\u308a\u3092\u5f97\u308b\u3053\u3068\u3067\u3001\u5b9f\u5728\u3059\u308b3\u6b21\u5143\u306e\u4eba\u7269\u306e\u5b58\u5728\u3092\u78ba\u8a8d\u3057\u3001\u307e\u3063\u305f\u304f\u6469\u64e6\u306e\u306a\u3044\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3092\u63d0\u4f9b\u3059\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u6226\u7565\u7684\u6d1e\u5bdf<\/strong> \u8a8d\u8a3c\u3055\u308c\u305f\u6709\u52b9\u6027\u691c\u51fa\u306e\u306a\u3044KYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u6839\u672c\u7684\u306b\u5b89\u5168\u3067\u306f\u306a\u3044\u3002\u305d\u308c\u306f\u3001\u672c\u4eba\u306b\u4f1a\u308f\u305a\u306b\u8eab\u5206\u8a3c\u660e\u66f8\u306e\u30b3\u30d4\u30fc\u3092\u53d7\u3051\u53d6\u308b\u306e\u3068\u540c\u3058\u3053\u3068\u3067\u3042\u308b\u3002<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>AML\u3068\u5236\u88c1\u306e\u81ea\u52d5\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/strong><\/h3>\n\n\n\n<p>\u8eab\u5143\u304c\u78ba\u8a8d\u3055\u308c\u308b\u3068\u3001\u30b7\u30b9\u30c6\u30e0\u306f\u305d\u306e\u500b\u4eba\u304c\u898f\u5236\u4e0a\u306e\u30ea\u30b9\u30af\u3092\u3082\u305f\u3089\u3059\u304b\u3069\u3046\u304b\u3092\u30c1\u30a7\u30c3\u30af\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u76e3\u8996\u30ea\u30b9\u30c8\u3092\u624b\u4f5c\u696d\u3067\u30c1\u30a7\u30c3\u30af\u3059\u308b\u306e\u306f\u4e0d\u53ef\u80fd\u306a\u4f5c\u696d\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\uff1a<\/strong>\u00a0AI\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u4f55\u5343\u3082\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u76e3\u8996\u30ea\u30b9\u30c8\u3084\u5236\u88c1\u30ea\u30b9\u30c8\uff08\u4f8b\uff1aOFAC\u3001\u56fd\u9023\u3001EU\u3001HMT\uff09\u3001\u653f\u6cbb\u7684\u306b\u9732\u51fa\u3057\u305f\u4eba\u7269\uff08PEP\uff09\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3068\u7533\u8acb\u8005\u306e\u540d\u524d\u3068\u8a73\u7d30\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u7167\u5408\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u77e5\u7684\u30d5\u30a1\u30b8\u30a3\u30de\u30c3\u30c1\u30f3\u30b0\uff1a<\/strong>\u00a0AI\u306f\u540d\u524d\u306e\u5b8c\u5168\u4e00\u81f4\u3092\u8d85\u3048\u308b\u3002\u9ad8\u5ea6\u306a\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u3092\u4f7f\u7528\u3057\u3066\u3001\u507d\u540d\u3001\u6587\u5316\u7684\u306a\u540d\u524d\u306e\u30d0\u30ea\u30a8\u30fc\u30b7\u30e7\u30f3\u3001\u30b9\u30da\u30eb\u30df\u30b9\u3092\u8003\u616e\u3059\u308b\u3053\u3068\u3067\u3001\u507d\u9670\u6027\uff08\u672c\u5f53\u306e\u8105\u5a01\u3092\u898b\u9003\u3059\u3053\u3068\uff09\u3068\u507d\u967d\u6027\uff08\u7121\u5b9f\u306e\u4eba\u306b\u30d5\u30e9\u30b0\u3092\u7acb\u3066\u308b\u3053\u3068\uff09\u306e\u4e21\u65b9\u3092\u5287\u7684\u306b\u6e1b\u3089\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u62c5\u5f53\u8005\u306e\u6642\u9593\u3092\u89e3\u653e\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.80%\u306e\u30b3\u30b9\u30c8\u524a\u6e1b\u3092\u5206\u89e3\u3059\u308b<\/strong><\/h3>\n\n\n\n<p>80%\u306e\u30b3\u30b9\u30c8\u524a\u6e1b\u3068\u3044\u3046\u5927\u80c6\u306a\u8b33\u3044\u6587\u53e5\u306f\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u4e0a\u306e\u30ae\u30df\u30c3\u30af\u3067\u306f\u306a\u304f\u3001\u4f53\u7cfb\u7684\u306a\u52b9\u7387\u5316\u306e\u8ad6\u7406\u7684\u306a\u7d50\u679c\u3067\u3042\u308b\u3002\u30b3\u30b9\u30c8\u524a\u6e1b\u306f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u90e8\u9580\u3060\u3051\u3067\u306a\u304f\u3001\u30d3\u30b8\u30cd\u30b9\u5168\u4f53\u306b\u308f\u305f\u3063\u3066\u5b9f\u73fe\u3055\u308c\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u8caf\u84c4\u306f\u3069\u306e\u3088\u3046\u306b\u7a4d\u307f\u91cd\u306a\u308b\u306e\u304b\uff1a<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u307b\u307c\u5b8c\u5168\u306a\u81ea\u52d5\u5316\uff1a<\/strong>\u00a0\u30af\u30e9\u30b9\u6700\u9ad8\u306eAI\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u3088\u308a\u3001\u3059\u3079\u3066\u306e\u691c\u8a3c\u306e\u3046\u306195\uff5e98%\u4ee5\u4e0a\u3092\u3001\u4eba\u624b\u3092\u4ecb\u3055\u305a\u306b\u5b8c\u5168\u306b\u81ea\u52d5\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u9ad8\u5ea6\u306a\u30b9\u30ad\u30eb\u3092\u6301\u3064\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u62c5\u5f53\u8005\u3092\u5e73\u51e1\u306a\u30ec\u30d3\u30e5\u30fc\u696d\u52d9\u304b\u3089\u4fa1\u5024\u306e\u9ad8\u3044\u4f8b\u5916\u51e6\u7406\u3084\u8abf\u67fb\u306b\u632f\u308a\u5411\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u653e\u68c4\u8cbb\u7528\u306e\u6839\u7d76\uff1a<\/strong>\u00a0\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u30fb\u30d7\u30ed\u30bb\u30b9\u3092\u6570\u65e5\u304b\u308960\u79d2\u4ee5\u5185\u306b\u77ed\u7e2e\u3059\u308b\u3053\u3068\u3067\u3001\u3053\u308c\u307e\u3067\u9580\u524d\u6255\u3044\u3055\u308c\u3066\u3044\u305f\u53ce\u76ca\u3092\u7372\u5f97\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3053\u308c\u306f\u30b3\u30b9\u30c8\u524a\u6e1b\u3067\u306f\u306a\u304f\u3001\u76f4\u63a5\u7684\u306a\u53ce\u76ca\u306e\u5897\u52a0\u306a\u306e\u3060\u3002<\/li>\n\n\n\n<li><strong>\u7a4d\u6975\u7684\u306a\u4e0d\u6b63\u9632\u6b62\uff1a<\/strong>\u00a0AI\u30e2\u30c7\u30eb\u306f\u4f55\u767e\u4e07\u3082\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u8a13\u7df4\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u4eba\u9593\u306e\u5be9\u67fb\u54e1\u3092\u7c21\u5358\u306b\u9a19\u3059\u3088\u3046\u306a\u9ad8\u5ea6\u306a\u4e0d\u6b63\u30d1\u30bf\u30fc\u30f3\u3092\u691c\u51fa\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u5165\u53e3\u3067\u30d6\u30ed\u30c3\u30af\u3055\u308c\u305f\u4e0d\u6b63\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u3059\u3079\u3066\u3001\u5c06\u6765\u306e\u640d\u5931\u306b\u76f4\u7d50\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u7121\u9650\u306e\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\uff1a<\/strong>\u00a0AI\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u30fb\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u306e\u6210\u529f\u306b\u3088\u3063\u306610\u4e07\u4eba\u306e\u65b0\u898f\u30e6\u30fc\u30b6\u30fc\u304c\u7a81\u7136\u62bc\u3057\u5bc4\u305b\u3066\u3082\u3001100\u4eba\u3092\u51e6\u7406\u3059\u308b\u306e\u3068\u540c\u3058\u52b9\u7387\u3068\u691c\u8a3c\u5358\u4fa1\u3067\u51e6\u7406\u3067\u304d\u308b\u3002\u3053\u306e\u5f3e\u529b\u7684\u306a\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u306f\u3001\u624b\u52d5\u30e2\u30c7\u30eb\u3067\u306f\u4e0d\u53ef\u80fd\u3060\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6bd4\u8f03\u5f93\u6765\u306eKYC\u3068AI\u3092\u6d3b\u7528\u3057\u305fKYC<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30e1\u30fc\u30c8\u30eb<\/th><th>\u5f93\u6765\u306eKYC\uff08\u30de\u30cb\u30e5\u30a2\u30eb\uff09<\/th><th>AI\u3092\u6d3b\u7528\u3057\u305fKYC<\/th><th>\u30a4\u30f3\u30d1\u30af\u30c8<\/th><\/tr><\/thead><tbody><tr><td><strong>\u691c\u8a3c\u6642\u9593<\/strong><\/td><td>24\u6642\u9593\uff5e7\u65e5\u9593<\/td><td><strong>&lt; 60\u79d2\u672a\u6e80<\/strong><\/td><td>\u9867\u5ba2\u96e2\u308c\u304c\u6fc0\u6e1b<\/td><\/tr><tr><td><strong>\u691c\u8a3c\u30b3\u30b9\u30c8<\/strong><\/td><td>15-15-50+<\/td><td><strong>1-1-5<\/strong><\/td><td>\u6700\u592780-90%\u306e\u76f4\u63a5\u904b\u7528\u30b3\u30b9\u30c8\u524a\u6e1b<\/td><\/tr><tr><td><strong>\u7cbe\u5ea6\uff0f\u30a8\u30e9\u30fc\u7387<\/strong><\/td><td>\u4e2d\uff5e\u9ad8\u30a8\u30e9\u30fc\u7387<\/td><td><strong>\u6975\u3081\u3066\u4f4e\u3044\u30a8\u30e9\u30fc\u7387<\/strong><\/td><td>\u7f70\u91d1\u3084\u4e0d\u6b63\u884c\u70ba\u306b\u3088\u308b\u640d\u5931\u30ea\u30b9\u30af\u306e\u4f4e\u6e1b<\/td><\/tr><tr><td><strong>\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3<\/strong><\/td><td>\u30ea\u30cb\u30a2\uff08\u30e6\u30fc\u30b6\u30fc\u304c\u5897\u3048\u308b\uff1d\u30b9\u30bf\u30c3\u30d5\u304c\u5897\u3048\u308b\uff09<\/td><td><strong>\u5f3e\u6027\uff08\u307b\u307c\u7121\u9650\uff09<\/strong><\/td><td>\u30d3\u30b8\u30cd\u30b9\u306e\u4fca\u654f\u6027\u3068\u8cbb\u7528\u5bfe\u52b9\u679c\u306e\u9ad8\u3044\u6210\u9577<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.\u6b21\u4e16\u4ee3KYC\u30d1\u30fc\u30c8\u30ca\u30fc\u306e\u9078\u629e<\/strong><\/h3>\n\n\n\n<p>\u3059\u3079\u3066\u306eAI\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u540c\u3058\u3088\u3046\u306b\u4f5c\u3089\u308c\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002AI\u3092\u6d3b\u7528\u3057\u305f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u79fb\u884c\u306f\u3001\u91cd\u8981\u306a\u6226\u7565\u7684\u6c7a\u65ad\u3067\u3042\u308b\u3002\u30d9\u30f3\u30c0\u30fc\u3092\u8a55\u4fa1\u3059\u308b\u969b\u306b\u306f\u3001\u58f2\u308a\u8fbc\u307f\u6587\u53e5\u3060\u3051\u3067\u306a\u304f\u3001\u305d\u306e\u30d9\u30f3\u30c0\u30fc\u306e\u30b3\u30a2\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u7cbe\u67fb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>AI\u30e2\u30c7\u30eb\u306e\u6210\u719f\u5ea6\u3068\u7cbe\u5ea6\uff1a<\/strong>\u00a0\u6587\u66f8\u5316\u3055\u308c\u3001\u7b2c\u4e09\u8005\u306b\u3088\u3063\u3066\u76e3\u67fb\u3055\u308c\u305f\u7cbe\u5ea6\u7387\u3092\u6c42\u3081\u3066\u304f\u3060\u3055\u3044\u3002\u5bfe\u8c61\u5e02\u5834\u306e\u3055\u307e\u3056\u307e\u306a\u8eab\u5206\u8a3c\u660e\u66f8\u306b\u5bfe\u3057\u3066\u3001\u305d\u306e\u30e2\u30c7\u30eb\u306f\u3069\u306e\u3088\u3046\u306b\u6a5f\u80fd\u3059\u308b\u304b\u3002<\/li>\n\n\n\n<li><strong>\u30e9\u30a4\u30d6\u691c\u77e5\u306e\u8a8d\u8a3c\uff1a<\/strong>\u00a0\u305d\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306fiBeta PAD\u30ec\u30d9\u30eb1\u307e\u305f\u306f2\u306e\u8a8d\u8a3c\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u304b\uff1f\u3053\u308c\u306f\u3001\u30b9\u30d7\u30fc\u30d5\u30a3\u30f3\u30b0\u8010\u6027\u3092\u8a3c\u660e\u3059\u308b\u305f\u3081\u306e\u696d\u754c\u306e\u30b4\u30fc\u30eb\u30c9\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3067\u3059\u3002<\/li>\n\n\n\n<li><strong>\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u306e\u30ab\u30d0\u30ec\u30c3\u30b8<\/strong>\u00a0\u8cb4\u793e\u304c\u4e8b\u696d\u3092\u5c55\u958b\u3057\u3066\u3044\u308b\u3001\u3042\u308b\u3044\u306f\u62e1\u5927\u3059\u308b\u4e88\u5b9a\u306e\u5730\u57df\u306e\u7279\u5b9a\u306eID\u30bf\u30a4\u30d7\u3084\u8a00\u8a9e\u306b\u3064\u3044\u3066\u3001\u5305\u62ec\u7684\u3067\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30ab\u30d0\u30ec\u30c3\u30b8\u3092\u6301\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u306e\u30aa\u30fc\u30b1\u30b9\u30c8\u30ec\u30fc\u30b7\u30e7\u30f3\u3068\u7d71\u5408\uff1a<\/strong>\u00a0\u30a2\u30d7\u30ea\u3084\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306bKYC\u30d7\u30ed\u30bb\u30b9\u3092\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u7d44\u307f\u8fbc\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u3001\u5805\u7262\u306aAPI\u3068SDK\u3092\u5099\u3048\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63a2\u3057\u307e\u3057\u3087\u3046\u3002\u30e6\u30fc\u30b6\u30fc\u30fb\u30b8\u30e3\u30fc\u30cb\u30fc\u5168\u4f53\u3092\u81ea\u793e\u306e\u30d6\u30e9\u30f3\u30c9\u4f53\u9a13\u306b\u5408\u308f\u305b\u3066\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3067\u304d\u308b\u3053\u3068\u304c\u671b\u307e\u3057\u3044\u3002<\/li>\n\n\n\n<li><strong>\u63fa\u308b\u304e\u306a\u3044\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\uff1a<\/strong>\u00a0\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001GDPR\u3084CCPA\u306e\u3088\u3046\u306a\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306e\u9075\u5b88\u3092\u5b9f\u8a3c\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u30c7\u30fc\u30bf\u304c\u3069\u3053\u3067\u51e6\u7406\u3055\u308c\u3001\u4fdd\u5b58\u3055\u308c\u308b\u304b\u3092\u5c0b\u306d\u3001\u30c7\u30fc\u30bf\u4e3b\u6a29\u8981\u4ef6\u306b\u5408\u81f4\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7d50\u8ad6\u30b3\u30b9\u30c8\u30bb\u30f3\u30bf\u30fc\u304b\u3089\u6226\u7565\u7684\u30a4\u30cd\u30fc\u30d6\u30e9\u30fc\u3078<\/strong><\/h3>\n\n\n\n<p>\u624b\u4f5c\u696d\u304b\u3089AI\u3092\u6d3b\u7528\u3057\u305fKYC\u3078\u306e\u79fb\u884c\u306f\u3001\u3082\u306f\u3084\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u554f\u984c\u3067\u306f\u306a\u3044\u3002 <em>\u3082\u3057<\/em>\u3057\u304b\u3057 <em>\u3044\u3064<\/em>.\u30ec\u30ac\u30b7\u30fc\u30fb\u30d7\u30ed\u30bb\u30b9\u306b\u3057\u304c\u307f\u3064\u304f\u4f01\u696d\u306f\u3001\u5358\u306b\u7d4c\u8cbb\u3092\u4f7f\u3044\u3059\u304e\u3066\u3044\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u7a4d\u6975\u7684\u306b\u52a3\u60aa\u306a\u30ab\u30b9\u30bf\u30de\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u751f\u307f\u51fa\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u4e16\u754c\u3067\u8a31\u5bb9\u3067\u304d\u306a\u3044\u30ec\u30d9\u30eb\u306e\u30ea\u30b9\u30af\u306b\u3055\u3089\u3055\u308c\u3066\u3044\u308b\u306e\u3060\u3002<\/p>\n\n\n\n<p>\u6b21\u4e16\u4ee3\u306eKYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u696d\u52d9\u30b3\u30b9\u30c8\u306e\u524a\u6e1b\u3001\u53ce\u76ca\u6210\u9577\u306e\u52a0\u901f\u3001\u4e0d\u6b63\u884c\u70ba\u306b\u5bfe\u3059\u308b\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5f37\u5316\u3001\u73fe\u4ee3\u306e\u9867\u5ba2\u304c\u6c42\u3081\u308b\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30b8\u30bf\u30eb\u4f53\u9a13\u306e\u63d0\u4f9b\u3068\u3044\u3046\u30014\u3064\u306e\u91cd\u8981\u306a\u30d3\u30b8\u30cd\u30b9\u76ee\u6a19\u3092\u540c\u6642\u306b\u9054\u6210\u3059\u308b\u307e\u305f\u3068\u306a\u3044\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002AI\u3092\u63a1\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u4f01\u696d\u306fKYC\u3092\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e0a\u306e\u91cd\u8377\u304b\u3089\u5f37\u529b\u306a\u6226\u7565\u7684\u30a4\u30cd\u30fc\u30d6\u30e9\u30fc\u3078\u3068\u5909\u9769\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u8987\u6a29\u4e89\u3044\u3067\u6c7a\u5b9a\u7684\u306a\u512a\u4f4d\u6027\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u898f\u5236\u57fa\u6e96\u3078\u306e\u5bfe\u5fdc\uff1a\u6700\u5f37\u306eKYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u91d1\u878d\u72af\u7f6a\u3068\u306e\u95d8\u3044\u3092\u5bb9\u6613\u306b\u3059\u308b\u65b9\u6cd5<\/h1>\n\n\n\n<p>\u4e16\u754c\u306e\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306f\u6bce\u65e5\u4f55\u5146\u30c9\u30eb\u3082\u306e\u8cc7\u91d1\u3092\u52d5\u304b\u3057\u3066\u304a\u308a\u3001\u5408\u6cd5\u7684\u306a\u5546\u53d6\u5f15\u306e\u305f\u3081\u306e\u304b\u3064\u3066\u306a\u3044\u6a5f\u4f1a\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u308b\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u5e83\u5927\u3067\u76f8\u4e92\u63a5\u7d9a\u3055\u308c\u305f\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306f\u3001\u4e0d\u6b63\u306a\u610f\u56f3\u3092\u6301\u3064\u4eba\u3005\u306b\u3068\u3063\u3066\u3082\u80a5\u6c83\u306a\u571f\u58cc\u3068\u306a\u3063\u3066\u3044\u308b\u3002\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u306f\u4e16\u754c\u306eGDP\u306e2-5%\u3092\u5360\u3081\u308b\u3068\u63a8\u5b9a\u3055\u308c\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u6570\u5146\u30c9\u30eb\u3068\u3044\u3046\u9a5a\u7570\u7684\u306a\u6570\u5b57\u3067\u3042\u308b\u3002\u91d1\u878d\u6a5f\u95a2\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30a4\u30ce\u30d9\u30fc\u30bf\u30fc\u3001\u305d\u3057\u3066\u898f\u5236\u3055\u308c\u305f\u9818\u57df\u3067\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u3042\u3089\u3086\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u3001\u3053\u308c\u306f\u5358\u306a\u308b\u7d71\u8a08\u3067\u306f\u306a\u304f\u3001\u660e\u78ba\u304b\u3064\u73fe\u5728\u9032\u884c\u5f62\u306e\u5371\u967a\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<p>\u4e16\u754c\u7684\u306a\u898f\u5236\u306e\u6ce2\u3092\u4e57\u308a\u5207\u308b\u306e\u306f\u3001\u7db1\u6e21\u308a\u306e\u3088\u3046\u306a\u5927\u5909\u306a\u4f5c\u696d\u306b\u306a\u3063\u3066\u3044\u308b\u3002\u91d1\u878d\u6d3b\u52d5\u4f5c\u696d\u90e8\u4f1a\uff08FATF\uff09\u306e\u52e7\u544a\u304b\u3089\u6b27\u5dde\u9023\u5408\uff08EU\uff09\u306e\u53b3\u683c\u306a\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\u6307\u4ee4\uff08AMLD\uff09\u3084\u7c73\u56fd\u30d1\u30c8\u30ea\u30aa\u30c3\u30c8\u6cd5\u306b\u81f3\u308b\u307e\u3067\u3001\u65e5\u3005\u9032\u5316\u3059\u308b\u898f\u5247\u304c\u7db2\u306e\u76ee\u306e\u3088\u3046\u306b\u5f35\u308a\u5de1\u3089\u3055\u308c\u3001\u8907\u96d1\u306a\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u5730\u96f7\u539f\u3092\u4f5c\u308a\u51fa\u3057\u3066\u3044\u308b\u3002\u4e00\u6b69\u9593\u9055\u3048\u308c\u3070\u3001\u5358\u306b\u5e73\u624b\u6253\u3061\u3092\u98df\u3089\u3046\u3060\u3051\u3067\u306a\u304f\u30019\u6841\u306e\u7f70\u91d1\u3001\u55b6\u696d\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u53d6\u308a\u6d88\u3057\u3001\u30d6\u30e9\u30f3\u30c9\u306e\u8a55\u5224\u3078\u306e\u56de\u5fa9\u4e0d\u80fd\u306a\u30c0\u30e1\u30fc\u30b8\u306a\u3069\u3001\u7834\u6ec5\u7684\u306a\u4e8b\u614b\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u3088\u3046\u306a\u74b0\u5883\u306b\u304a\u3044\u3066\u3001\u300cKnow Your Customer\u300d\uff08KYC\uff09\u306f\u3001\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u6642\u306e\u5358\u7d14\u306a\u672c\u4eba\u78ba\u8a8d\u4ee5\u4e0a\u306e\u610f\u5473\u3092\u6301\u3064\u3002KYC\u306f\u91d1\u878d\u72af\u7f6a\u306b\u5bfe\u3059\u308b\u5f37\u56fa\u306a\u9632\u5fa1\u306e\u57fa\u790e\u3068\u306a\u308b\u67f1\u3067\u3042\u308b\u3002\u8106\u5f31\u306aKYC\u30d7\u30ed\u30bb\u30b9\u306f\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u3001\u30c6\u30ed\u8cc7\u91d1\u63d0\u4f9b\u8005\u3001\u8a50\u6b3a\u5e2b\u3078\u306e\u516c\u7136\u306e\u62db\u5f85\u72b6\u3068\u306a\u308b\u3002\u9006\u306b\u3001\u6700\u3082\u5f37\u529b\u3067\u6280\u8853\u7684\u306b\u9ad8\u5ea6\u306aKYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5358\u306a\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30c4\u30fc\u30eb\u3067\u306f\u306a\u304f\u3001\u5305\u62ec\u7684\u3067\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306a\u9632\u5fa1\u30b7\u30b9\u30c6\u30e0\u3067\u3042\u308b\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u57fa\u6e96\u3092\u6e80\u305f\u3059\u3060\u3051\u3067\u306a\u304f\u3001\u73fe\u4ee3\u306e\u91d1\u878d\u754c\u306e\u9ad8\u5ea6\u306a\u8105\u5a01\u3068\u7a4d\u6975\u7684\u304b\u3064\u5bb9\u6613\u306b\u95d8\u3046\u305f\u3081\u306b\u5fc5\u8981\u306a\u91cd\u8981\u306a\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.\u9032\u5316\u3059\u308b\u30b0\u30ed\u30fc\u30d0\u30eb\u898f\u5236\u306e\u8ff7\u8def<\/strong><\/h3>\n\n\n\n<p>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306f\u3001\u3082\u306f\u3084\u5730\u57df\u9650\u5b9a\u306e\u554f\u984c\u3067\u306f\u306a\u3044\u3002\u56fd\u969b\u7684\u306a\u9867\u5ba2\u3092\u6301\u3064\u4f01\u696d\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u3001\u56fd\u5225\u3001\u5730\u57df\u5225\u306e\u898f\u5236\u306e\u30d1\u30c3\u30c1\u30ef\u30fc\u30af\u3068\u6226\u308f\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u3053\u306e\u3088\u3046\u306a\u72b6\u6cc1\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u3001\u52b9\u679c\u7684\u306a\u9632\u885b\u7b56\u3092\u69cb\u7bc9\u3059\u308b\u305f\u3081\u306e\u7b2c\u4e00\u6b69\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e3b\u8981\u306a\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3068\u305d\u306e\u8981\u6c42\uff1a<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>FATF\u52e7\u544a\uff1a<\/strong>\u00a0\u91d1\u878d\u6d3b\u52d5\u4f5c\u696d\u90e8\u4f1a\u306f\u4e16\u754c\u6a19\u6e96\u3092\u5b9a\u3081\u3066\u3044\u308b\u3002\u305d\u306e40\u306e\u52e7\u544a\u306f\u3001\u5404\u56fd\u306eAML\/CFT\uff08\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u5bfe\u7b56\uff09\u6cd5\u5236\u306e\u9752\u5199\u771f\u3067\u3042\u308a\u3001\u4ee5\u4e0b\u306e\u70b9\u3092\u5f37\u8abf\u3057\u3066\u3044\u308b\u3002\u00a0<strong>\u30ea\u30b9\u30af\u30d9\u30fc\u30b9\u30c9\u30a2\u30d7\u30ed\u30fc\u30c1\uff08RBA\uff09<\/strong>.\u3064\u307e\u308a\u3001\u4f01\u696d\u306f\u81ea\u793e\u56fa\u6709\u306e\u30ea\u30b9\u30af\u3092\u7279\u5b9a\u30fb\u8a55\u4fa1\u3057\u3001\u305d\u308c\u306b\u5fdc\u3058\u305f\u7de9\u548c\u7b56\u3092\u8b1b\u3058\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/li>\n\n\n\n<li><strong>EU\u306eAML\u6307\u4ee4\uff08\u4f8b\uff1a5AMLD\u30016AMLD\uff09\uff1a<\/strong>\u00a0\u3053\u308c\u3089\u306e\u6307\u4ee4\u306f\u3001\u53d7\u76ca\u8005\u6240\u6709\u6a29\u306e\u691c\u8a3c\u3001\u9ad8\u30ea\u30b9\u30af\u56fd\u306b\u5bfe\u3059\u308b\u30c7\u30e5\u30fc\u30c7\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u5f37\u5316\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u306e\u524d\u63d0\u72af\u7f6a\u306e\u5b9a\u7fa9\u306e\u8abf\u548c\u306a\u3069\u3092\u7fa9\u52d9\u4ed8\u3051\u3001EU\u5168\u57df\u306e\u8981\u4ef6\u3092\u6bb5\u968e\u7684\u306b\u5f37\u5316\u3057\u3066\u304d\u305f\u3002<\/li>\n\n\n\n<li><strong>\u7c73\u56fd\u30d1\u30c8\u30ea\u30aa\u30c3\u30c8\u6cd5\u3068\u9280\u884c\u79d8\u5bc6\u6cd5\uff08BSA\uff09\uff1a<\/strong>\u00a0\u7c73\u56fd\u3067\u306f\u3001\u3053\u308c\u3089\u306e\u6cd5\u5f8b\u304cAML\/CFT\u4f53\u5236\u306e\u4e2d\u6838\u3092\u6210\u3057\u3066\u304a\u308a\u3001\u53b3\u683c\u306a\u9867\u5ba2\u8b58\u5225\u30d7\u30ed\u30b0\u30e9\u30e0\uff08CIP\uff09\u3092\u7fa9\u52d9\u4ed8\u3051\u3001\u7591\u308f\u3057\u3044\u6d3b\u52d5\u306e\u5831\u544a\uff08SAR\uff09\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u308b\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6838\u3068\u306a\u308b\u8ab2\u984c\u306f\u3001\u3053\u308c\u3089\u306e\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u304c\u5171\u901a\u306e\u76ee\u6a19\u3092\u6301\u3061\u306a\u304c\u3089\u3001\u305d\u306e\u5177\u4f53\u7684\u306a\u5b9f\u65bd\u65b9\u6cd5\u304c\u56fd\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3053\u3068\u3060\u3002\u3053\u308c\u306f\u30b0\u30ed\u30fc\u30d0\u30eb\u4f01\u696d\u306b\u3068\u3063\u3066\u975e\u5e38\u306b\u8907\u96d1\u306a\u554f\u984c\u3067\u3042\u308b\u3002\u30c9\u30a4\u30c4\u3067\u306f\u6e96\u62e0\u3059\u308bKYC\u30d7\u30ed\u30bb\u30b9\u3082\u3001\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3084\u30ab\u30ca\u30c0\u3067\u306f\u4e0d\u5341\u5206\u306a\u5834\u5408\u3082\u3042\u308b\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>\u53b3\u3057\u3044\u73fe\u5b9f<\/strong> \u898f\u5236\u5f53\u5c40\u306f\u3082\u306f\u3084\u7518\u304f\u306a\u3044\u3002\u3053\u3053\u6570\u5e74\u3001\u91d1\u878d\u6a5f\u95a2\u306fAML\u7ba1\u7406\u306b\u304a\u3051\u308b\u30b7\u30b9\u30c6\u30e0\u4e0a\u306e\u5931\u6557\u306b\u3088\u308a\u3001\u3057\u3070\u3057\u3070\u6570\u5341\u5104\u30c9\u30eb\u3092\u8d85\u3048\u308b\u8a18\u9332\u7684\u306a\u7f70\u91d1\u3092\u8ab2\u305b\u3089\u308c\u3066\u3044\u308b\u3002\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306f\u8b72\u308c\u306a\u3044\u300d\u3068\u3044\u3046\u30e1\u30c3\u30bb\u30fc\u30b8\u306f\u660e\u78ba\u3060\u3002<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.\u4e16\u754c\u6700\u9ad8\u6c34\u6e96\u306eAML\u9632\u5fa1\u30b7\u30b9\u30c6\u30e0\u306e4\u3064\u306e\u67f1<\/strong><\/h3>\n\n\n\n<p>\u91d1\u878d\u72af\u7f6a\u3068\u52b9\u679c\u7684\u306b\u95d8\u3046\u305f\u3081\u306b\u306f\u3001\u6700\u65b0\u306eKYC\/AML\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u76f8\u4e92\u306b\u95a2\u9023\u3059\u308b4\u672c\u306e\u67f1\u306e\u4e0a\u306b\u69cb\u7bc9\u3055\u308c\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002\u3053\u308c\u3089\u306e\u67f1\u306e\u3069\u308c\u304b\u3072\u3068\u3064\u3067\u3082\u5f31\u70b9\u304c\u3042\u308c\u3070\u3001\u69cb\u9020\u5168\u4f53\u304c\u5371\u3046\u304f\u306a\u308b\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u67f11\uff1a\u59a5\u5354\u306e\u306a\u3044\u672c\u4eba\u78ba\u8a8d\uff08IDV\uff09<\/strong><\/h3>\n\n\n\n<p>\u3053\u308c\u304c\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3060\u3002\u76f8\u624b\u304c\u8ab0\u3067\u3042\u308b\u304b\u3092\u78ba\u4fe1\u3067\u304d\u306a\u3051\u308c\u3070\u3001\u4ed6\u306e\u3059\u3079\u3066\u306e\u7ba1\u7406\u306f\u610f\u5473\u3092\u306a\u3055\u306a\u3044\u3002\u30ef\u30fc\u30eb\u30c9\u30af\u30e9\u30b9\u306eIDV\u30d7\u30ed\u30bb\u30b9\u306f\u3001\u591a\u5c64\u7684\u3067\u30d5\u30a9\u30ec\u30f3\u30b8\u30c3\u30af\u30fb\u30ec\u30d9\u30eb\u306e\u691c\u67fb\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u66f8\u985e\u306e\u691c\u8a3c<\/strong>\u00a0AI\u3092\u4f7f\u3063\u3066\u653f\u5e9c\u767a\u884c\u306e\u8eab\u5206\u8a3c\u660e\u66f8\uff08\u30d1\u30b9\u30dd\u30fc\u30c8\u3001\u904b\u8ee2\u514d\u8a31\u8a3c\uff09\u306e\u771f\u6b63\u6027\u3092\u78ba\u8a8d\u3057\u3001\u9ad8\u5ea6\u306a\u507d\u9020\u3092\u691c\u51fa\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u751f\u4f53\u8a8d\u8a3c\uff1a<\/strong>\u00a0\u9854\u8a8d\u8b58\u3092\u4f7f\u3063\u3066\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u81ea\u64ae\u308a\u5199\u771f\u3068\u8eab\u5206\u8a3c\u660e\u66f8\u306e\u5199\u771f\u3092\u7167\u5408\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u8a8d\u8a3c\u3055\u308c\u305f\u751f\u5b58\u691c\u51fa\uff1a<\/strong>\u00a0\u672c\u4eba\u304c\u7269\u7406\u7684\u306b\u5b58\u5728\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u91cd\u8981\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3001\u5199\u771f\u3001\u30d3\u30c7\u30aa\u3001\u30de\u30b9\u30af\u3092\u4f7f\u3063\u305f\u306a\u308a\u3059\u307e\u3057\u653b\u6483\u3092\u9632\u3050\u3002<\/li>\n\n\n\n<li><strong>\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u306e\u30c1\u30a7\u30c3\u30af\uff1a<\/strong>\u00a0\u78ba\u8a8d\u3055\u308c\u305f\u60c5\u5831\u3092\u3001\u4fe1\u983c\u3067\u304d\u308b\u653f\u5e9c\u6a5f\u95a2\u3001\u4fe1\u7528\u6a5f\u95a2\u3001\u516c\u5171\u6a5f\u95a2\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3068\u7167\u5408\u3057\u3001\u3055\u3089\u306a\u308b\u78ba\u8a8d\u3092\u884c\u3046\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u67f12\uff1a\u52d5\u7684\u304b\u3064\u7d99\u7d9a\u7684\u306aAML\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/strong><\/h3>\n\n\n\n<p>\u72af\u7f6a\u8005\u3084\u30c6\u30ed\u30ea\u30b9\u30c8\u304c\u7acb\u3061\u6b62\u307e\u3063\u3066\u3044\u308b\u308f\u3051\u304c\u306a\u3044\u3002\u5165\u793e\u6642\u306e\u30c1\u30a7\u30c3\u30af\u3060\u3051\u3067\u306f\u4e0d\u5341\u5206\u3067\u3001\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306f\u7d99\u7d9a\u7684\u306b\u884c\u308f\u308c\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u30fb\u30bf\u30a4\u30d7<\/th><th>\u76ee\u7684<\/th><th>\u5f37\u529b\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u512a\u308c\u305f\u70b9<\/th><\/tr><\/thead><tbody><tr><td><strong>PEP\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/strong><\/td><td>\u8cc4\u8cc2\u3084\u6c5a\u8077\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u53ef\u80fd\u6027\u306e\u3042\u308b\u653f\u6cbb\u7684\u306b\u9732\u51fa\u3057\u305f\u4eba\u7269\uff08PEPs\uff09\u3092\u7279\u5b9a\u3059\u308b\u3002<\/td><td>\u5305\u62ec\u7684\u3067\u5b9a\u671f\u7684\u306b\u66f4\u65b0\u3055\u308c\u308b\u30b0\u30ed\u30fc\u30d0\u30ebPEP\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3068\u7167\u5408\u3057\u3001\u8fd1\u3057\u3044\u95a2\u4fc2\u8005\u3084\u5bb6\u65cf\u3092\u7279\u5b9a\u3059\u308b\u3002<\/td><\/tr><tr><td><strong>\u5236\u88c1\u5be9\u67fb<\/strong><\/td><td>\u516c\u5f0f\u306e\u5236\u88c1\u30ea\u30b9\u30c8\uff08OFAC\u3001\u56fd\u9023\u3001EU\u306a\u3069\uff09\u306b\u63b2\u8f09\u3055\u308c\u3066\u3044\u308b\u500b\u4eba\u3001\u56e3\u4f53\u3001\u56fd\u5168\u4f53\u3068\u53d6\u5f15\u3092\u884c\u308f\u306a\u3044\u3088\u3046\u306b\u3059\u308b\u3002<\/td><td>\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u6642\u3060\u3051\u3067\u306a\u304f\u3001\u53d6\u5f15\u3084\u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\u306e\u66f4\u65b0\u3054\u3068\u306b\u3001\u4e16\u754c\u306e\u4e3b\u8981\u306a\u5236\u88c1\u30ea\u30b9\u30c8\u306b\u5bfe\u3059\u308b\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/td><\/tr><tr><td><strong>\u6709\u5bb3\u30e1\u30c7\u30a3\u30a2\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/strong><\/td><td>\u4e16\u754c\u7684\u306a\u30cb\u30e5\u30fc\u30b9\u3001\u30d6\u30ed\u30b0\u3001\u516c\u6587\u66f8\u304b\u3089\u3001\u9867\u5ba2\u3068\u91d1\u878d\u72af\u7f6a\u3084\u305d\u306e\u4ed6\u306e\u9055\u6cd5\u884c\u70ba\u306b\u95a2\u9023\u3059\u308b\u30cd\u30ac\u30c6\u30a3\u30d6\u306a\u60c5\u5831\u3092\u30b9\u30ad\u30e3\u30f3\u3059\u308b\u3002<\/td><td>AI\u3068\u81ea\u7136\u8a00\u8a9e\u51e6\u7406\uff08NLP\uff09\u3092\u4f7f\u7528\u3057\u3066\u3001\u4f55\u767e\u4e07\u3082\u306e\u30bd\u30fc\u30b9\u3092\u30b9\u30ad\u30e3\u30f3\u3057\u3001\u7121\u95a2\u4fc2\u306a\u30ce\u30a4\u30ba\u3092\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306b\u30d5\u30a3\u30eb\u30bf\u30ea\u30f3\u30b0\u3057\u3066\u3001\u4fe1\u983c\u3067\u304d\u308b\u30ea\u30b9\u30af\u95a2\u9023\u60c5\u5831\u306e\u307f\u3092\u8868\u793a\u3057\u307e\u3059\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u67f13\uff1aAI\u3092\u6d3b\u7528\u3057\u305f\u53d6\u5f15\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0<\/strong><\/h3>\n\n\n\n<p>\u4e00\u65e6\u9867\u5ba2\u3092\u53d6\u308a\u8fbc\u3080\u3068\u3001\u305d\u306e\u884c\u52d5\u306f\u30ea\u30b9\u30af\u306e\u6700\u3082\u5f37\u529b\u306a\u6307\u6a19\u3068\u306a\u308b\u3002\u30ec\u30ac\u30b7\u30fc\u306a\u30eb\u30fc\u30eb\u30d9\u30fc\u30b9\u306e\u30b7\u30b9\u30c6\u30e0\uff08\u4f8b\u3048\u3070\u3001\u300c$\u4e07\u4ee5\u4e0a\u306e\u53d6\u5f15\u306b\u30d5\u30e9\u30b0\u3092\u7acb\u3066\u308b\u300d\uff09\u306f\u6642\u4ee3\u9045\u308c\u3067\u3042\u308a\u3001\u9ad8\u5ea6\u306a\u72af\u7f6a\u30b9\u30ad\u30fc\u30e0\u3092\u898b\u9003\u3059\u4e00\u65b9\u3067\u3001\u507d\u967d\u6027\u306e\u6d2a\u6c34\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u308b\u3002<\/p>\n\n\n\n<p>AI\u3092\u6d3b\u7528\u3057\u305f\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u306f\u3001\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u3092\u4e00\u5909\u3055\u305b\u308b\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u884c\u52d5\u30d7\u30ed\u30d5\u30a1\u30a4\u30ea\u30f3\u30b0\uff1a<\/strong>\u00a0\u30b7\u30b9\u30c6\u30e0\u306f\u904e\u53bb\u306e\u30c7\u30fc\u30bf\u3092\u53d6\u308a\u8fbc\u307f\u3001\u9867\u5ba2\u3054\u3068\u306b\u72ec\u81ea\u306e\u884c\u52d5\u57fa\u6e96\u7dda\u3092\u4f5c\u6210\u3059\u308b\u3002\u7279\u5b9a\u306e\u30e6\u30fc\u30b6\u30fc\u306b\u3068\u3063\u3066\u300c\u666e\u901a\u300d\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304b\u3092\u7406\u89e3\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>\u7570\u5e38\u691c\u77e5\uff1a<\/strong>\u00a0\u305d\u3057\u3066AI\u306f\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u53d6\u5f15\u3092\u76e3\u8996\u3057\u3001\u3053\u306e\u57fa\u6e96\u5024\u304b\u3089\u306e\u9038\u8131\u306b\u5373\u5ea7\u306b\u30d5\u30e9\u30b0\u3092\u7acb\u3066\u308b\u3002\u3053\u308c\u306b\u306f\u4ee5\u4e0b\u304c\u542b\u307e\u308c\u308b\uff1a\n<ul class=\"wp-block-list\">\n<li><strong>\u30b9\u30de\u30fc\u30d5\u30a3\u30f3\u30b0\uff1a<\/strong>\u00a0\u5831\u544a\u57fa\u6e96\u984d\u3092\u4e0b\u56de\u308b\u3088\u3046\u306b\u8a2d\u8a08\u3055\u308c\u305f\u5c0f\u53e3\u9810\u91d1\u306e\u30d1\u30bf\u30fc\u30f3\u3002<\/li>\n\n\n\n<li><strong>\u73cd\u3057\u3044\u30b8\u30aa\u30b0\u30e9\u30d5\u30a3\u30fc<\/strong>\u00a0\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u53f8\u6cd5\u7ba1\u8f44\u533a\u304b\u3089\u7a81\u7136\u53d6\u5f15\u3092\u884c\u3046\u9867\u5ba2\u3002<\/li>\n\n\n\n<li><strong>\u6025\u901f\u306a\u8cc7\u91d1\u79fb\u52d5\uff1a<\/strong>\u00a0\u5165\u91d1\u3055\u308c\u305f\u8cc7\u91d1\u304c\u3059\u3050\u306b\u5225\u306e\u53e3\u5ea7\u306b\u79fb\u52d5\u3059\u308b\uff08\u53e4\u5178\u7684\u306a\u30ec\u30a4\u30e4\u30ea\u30f3\u30b0\u624b\u6cd5\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u507d\u967d\u6027\u306e\u4f4e\u6e1b\uff1a<\/strong>\u00a0\u786c\u76f4\u3057\u305f\u30eb\u30fc\u30eb\u3067\u306f\u306a\u304f\u3001\u771f\u306e\u7570\u5e38\u306b\u7126\u70b9\u3092\u5f53\u3066\u308b\u3053\u3068\u3067\u3001AI\u30b7\u30b9\u30c6\u30e0\u306f\u8aa4\u691c\u77e5\u306e\u30a2\u30e9\u30fc\u30c8\u309275%\u4ee5\u4e0a\u524a\u6e1b\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30c1\u30fc\u30e0\u306f\u771f\u306e\u8105\u5a01\u306b\u529b\u3092\u6ce8\u3050\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u67f14\uff1a\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u30ea\u30b9\u30af\u30d9\u30fc\u30b9\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3068\u7ba1\u7406<\/strong><\/h3>\n\n\n\n<p>FATF\u306f\u30ea\u30b9\u30af\u30fb\u30d9\u30fc\u30b9\u30fb\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u6700\u65b0\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3053\u306e\u539f\u5247\u3092\u81ea\u52d5\u5316\u3057\u3066\u3044\u308b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u81ea\u52d5\u30ea\u30b9\u30af\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\uff1a<\/strong>\u00a0\u3053\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u5730\u57df\u3001\u8077\u696d\u3001IDV\u306e\u7d50\u679c\u3001PEP\u30b9\u30c6\u30fc\u30bf\u30b9\u306a\u3069\u306e\u8981\u7d20\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u3001\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u6642\u306b\u5404\u9867\u5ba2\u306b\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u30fb\u30ea\u30b9\u30af\u30fb\u30b9\u30b3\u30a2\u3092\u5272\u308a\u5f53\u3066\u308b\u3002<\/li>\n\n\n\n<li><strong>\u9069\u5fdc\u578b\u30c7\u30e5\u30fc\u30c7\u30ea\u30b8\u30a7\u30f3\u30b9\uff1a<\/strong>\u00a0\u3053\u306e\u30b9\u30b3\u30a2\u306b\u3088\u3063\u3066\u3001\u5fc5\u8981\u306a\u7cbe\u67fb\u306e\u30ec\u30d9\u30eb\u304c\u6c7a\u307e\u308b\u3002\n<ul class=\"wp-block-list\">\n<li><strong>\u4f4e\u30ea\u30b9\u30af\u306e\u9867\u5ba2\uff1a<\/strong>\u00a0\u5408\u7406\u5316\u3055\u308c\u3001\u5b8c\u5168\u306b\u81ea\u52d5\u5316\u3055\u308c\u305f\u7c21\u6613\u30c7\u30e5\u30fc\u30c7\u30ea\u30b8\u30a7\u30f3\u30b9\uff08SDD\uff09\u30d7\u30ed\u30bb\u30b9\u3092\u7d4c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u9867\u5ba2<\/strong>\u00a0\u3053\u306e\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u5f37\u5316\u3055\u308c\u305f\u30c7\u30e5\u30fc\u30c7\u30ea\u30b8\u30a7\u30f3\u30b9\uff08EDD\uff09\u306e\u305f\u3081\u306e\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3092\u81ea\u52d5\u7684\u306b\u30c8\u30ea\u30ac\u30fc\u3059\u308b\u3002\u3053\u306e\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3067\u306f\u3001\u8ffd\u52a0\u66f8\u985e\uff08\u5bcc\u306e\u6e90\u6cc9\u306e\u8a3c\u660e\u306a\u3069\uff09\u3084\u4e0a\u7d1a\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30aa\u30d5\u30a3\u30b5\u30fc\u306b\u3088\u308b\u624b\u52d5\u306e\u30ec\u30d3\u30e5\u30fc\u304c\u5fc5\u8981\u3068\u306a\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>\u3053\u306e\u3088\u3046\u306b\u30ea\u30bd\u30fc\u30b9\u3092\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306b\u914d\u5206\u3059\u308b\u3053\u3068\u3067\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3078\u306e\u53d6\u308a\u7d44\u307f\u304c\u6700\u5927\u306e\u30ea\u30b9\u30af\u306b\u96c6\u4e2d\u3057\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u52b9\u7387\u306e\u4e21\u65b9\u304c\u5f37\u5316\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u5b9f\u969b\u72af\u7f6a\u306e\u963b\u6b62<\/strong><\/h3>\n\n\n\n<p>\u3053\u308c\u3089\u306e\u67f1\u304c\u3069\u306e\u3088\u3046\u306b\u9023\u52d5\u3059\u308b\u306e\u304b\u3001\u5b9f\u8df5\u7684\u306a\u30b7\u30ca\u30ea\u30aa\u3092\u8003\u3048\u3066\u307f\u3088\u3046\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u306e\u8a66\u307f<\/strong>\u00a0\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u72af\u304c\u3001\u9ad8\u54c1\u8cea\u3067\u30c7\u30b8\u30bf\u30eb\u5316\u3055\u308c\u305fID\u3092\u4f7f\u3063\u3066\u53e3\u5ea7\u958b\u8a2d\u3092\u8a66\u307f\u308b\u3002AI\u3092\u642d\u8f09\u3057\u305f\u00a0<strong>\u66f8\u985e\u306e\u691c\u8a3c<\/strong>\u00a0(\u67f11\uff09\u306f\u3001\u5fae\u7d30\u306a\u30d4\u30af\u30bb\u30eb\u306e\u4e0d\u4e00\u81f4\u306b\u30d5\u30e9\u30b0\u3092\u7acb\u3066\u3001\u6587\u66f8\u3092\u4e0d\u6b63\u3068\u5224\u5b9a\u3059\u308b\u3002\u3053\u306e\u8a66\u307f\u306f\u5373\u5ea7\u306b\u30d6\u30ed\u30c3\u30af\u3055\u308c\u308b\u3002<\/li>\n\n\n\n<li><strong>\u65b0\u305f\u306a\u653b\u6483\u30d9\u30af\u30c8\u30eb<\/strong>\u00a0\u72af\u4eba\u306f\u3082\u3046\u4e00\u5ea6\u3001\u4eca\u5ea6\u306f\u6b63\u898f\u306e\u3001\u3057\u304b\u3057\u76d7\u307e\u308c\u305fID\u3092\u4f7f\u3063\u3066\u8a66\u307f\u308b\u3002\u305d\u306e\u00a0<strong>\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30c3\u30af\uff06\u30e9\u30a4\u30d6\u30c1\u30a7\u30c3\u30af<\/strong>\u00a0(\u67f11\uff09\u306f\u751f\u8eab\u306e\u81ea\u64ae\u308a\u304c\u5fc5\u8981\u3002\u9854\u8a8d\u8b58AI\u306f\u3001\u30e9\u30a4\u30d6\u306e\u4eba\u7269\u3068ID\u5199\u771f\u306e\u975e\u4e00\u81f4\u3092\u5224\u65ad\u3059\u308b\u3002\u8a66\u307f\u306f\u30d6\u30ed\u30c3\u30af\u3055\u308c\u308b\u3002<\/li>\n\n\n\n<li><strong>\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u30fb\u30ad\u30e3\u30c3\u30c1<\/strong>\u00a0\u5236\u88c1\u30ea\u30b9\u30c8\u306b\u306f\u307e\u3060\u8f09\u3063\u3066\u3044\u306a\u3044\u304c\u3001\u65e2\u77e5\u306ePEP\u306b\u95a2\u9023\u3059\u308b\u7b2c\u4e09\u306e\u72af\u7f6a\u8005\u304c\u53e3\u5ea7\u958b\u8a2d\u3092\u8a66\u307f\u308b\u3002IDV\u306f\u6210\u529f\u3057\u305f\u304c\u00a0<strong>AML\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/strong>\u00a0(\u67f12\uff09\u306f\u3001\u9ad8\u30ea\u30b9\u30af\u500b\u4eba\u3078\u306e\u30ea\u30f3\u30af\u306b\u30d5\u30e9\u30b0\u3092\u7acb\u3066\u308b\u3002\u30b7\u30b9\u30c6\u30e0\u306f\u81ea\u52d5\u7684\u306b\u9ad8\u30ea\u30b9\u30af\u30b9\u30b3\u30a2\u3092\u5272\u308a\u5f53\u3066\u3001EDD\u306b\u30b1\u30fc\u30b9\u3092\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u3059\u308b\u3002<\/li>\n\n\n\n<li><strong>\u884c\u52d5\u306e\u8d64\u65d7<\/strong>\u00a04\u4eba\u76ee\u306e\u72af\u7f6a\u8005\u304c\u3001\u7ba1\u7406\u4f53\u5236\u306e\u5f31\u3044\u4f1a\u793e\u306b\u53e3\u5ea7\u3092\u958b\u304f\u3053\u3068\u306b\u6210\u529f\u3057\u305f\u3002\u5f7c\u3089\u306f\u4e00\u9023\u306e\u4ed5\u7d44\u307e\u308c\u305f\u73fe\u91d1\u9810\u91d1\u3092\u59cb\u3081\u308b\u3002\u305d\u306e\u7d50\u679c\u00a0<strong>AI\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u30fb\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0<\/strong>\u00a0(\u67f13\uff09\u306f\u3001\u3053\u306e\u7570\u5e38\u306a\u300c\u30b9\u30de\u30fc\u30d5\u30a3\u30f3\u30b0\u300d\u30d1\u30bf\u30fc\u30f3\u3092\u691c\u51fa\u3057\u3001\u5373\u5ea7\u306b\u53e3\u5ea7\u3092\u51cd\u7d50\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u30aa\u30d5\u30a3\u30b5\u30fc\u304c\u7591\u308f\u3057\u3044\u6d3b\u52d5\u5831\u544a\uff08Suspicious Activity Report\uff1aSAR\uff09\u3092\u63d0\u51fa\u3059\u308b\u305f\u3081\u306e\u30a2\u30e9\u30fc\u30c8\u3092\u4f5c\u6210\u3059\u308b\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u3044\u305a\u308c\u306e\u30b1\u30fc\u30b9\u3067\u3082\u3001\u7d71\u5408\u3055\u308c\u305f\u591a\u5c64\u9632\u5fa1\u30b7\u30b9\u30c6\u30e0\u304c\u3001\u9867\u5ba2\u306e\u30e9\u30a4\u30d5\u30b5\u30a4\u30af\u30eb\u306e\u3055\u307e\u3056\u307e\u306a\u6bb5\u968e\u3067\u8105\u5a01\u3092\u4e8b\u524d\u306b\u7279\u5b9a\u3057\u3001\u7121\u529b\u5316\u3057\u305f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.\u5b9f\u65bd\u306e\u305f\u3081\u306e\u6226\u7565\u7684\u91cd\u8981\u4e8b\u9805<\/strong><\/h3>\n\n\n\n<p>KYC\/AML\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u9078\u629e\u3068\u5c0e\u5165\u306f\u3001\u7d44\u7e54\u306e\u30ea\u30b9\u30af\u614b\u52e2\u3092\u5b9a\u7fa9\u3059\u308b\u6c7a\u5b9a\u3067\u3042\u308b\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30db\u30ea\u30b9\u30c6\u30a3\u30c3\u30af\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6c42\u3081\u308b\uff1a<\/strong>\u00a0\u6700\u5927\u306e\u5f37\u307f\u306f\u3001\u5358\u4e00\u3067\u7d71\u4e00\u3055\u308c\u305f\u9867\u5ba2\u30d3\u30e5\u30fc\u304b\u3089\u751f\u307e\u308c\u308b\u3002IDV\u3001AML\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3001\u53d6\u5f15\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u306b\u5225\u3005\u306e\u30b5\u30a4\u30ed\u5316\u3055\u308c\u305f\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u7528\u3059\u308b\u3068\u3001\u5371\u967a\u306a\u76f2\u70b9\u304c\u751f\u3058\u307e\u3059\u3002\u5b8c\u5168\u306b\u7d71\u5408\u3055\u308c\u305f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u63d0\u4f9b\u3059\u308b\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u63a2\u3057\u307e\u3057\u3087\u3046\u3002<\/li>\n\n\n\n<li><strong>\u30d2\u30e5\u30fc\u30de\u30f3\u30fb\u30a4\u30f3\u30fb\u30b6\u30fb\u30eb\u30fc\u30d7\u30fb\u30e2\u30c7\u30eb\u306e\u63a1\u7528\uff1a<\/strong>\u00a0AI\u306f\u719f\u7df4\u3057\u305f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u5c02\u9580\u5bb6\u306b\u53d6\u3063\u3066\u4ee3\u308f\u308b\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u5f7c\u3089\u3092\u5f37\u5316\u3059\u308b\u3082\u306e\u3067\u3042\u308b\u3002\u76ee\u6a19\u306f\u3001\u624b\u4f5c\u696d\u306e99%\u3092\u81ea\u52d5\u5316\u3057\u3001\u4eba\u9593\u306e\u5c02\u9580\u5bb6\u306b\u8c4a\u5bcc\u3067\u6587\u8108\u306b\u6cbf\u3063\u305f\u30c7\u30fc\u30bf\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u6700\u3082\u8907\u96d1\u306a\u30b1\u30fc\u30b9\u306b\u3064\u3044\u3066\u3088\u308a\u8fc5\u901f\u3067\u6b63\u78ba\u306a\u5224\u65ad\u3092\u4e0b\u3059\u3053\u3068\u3067\u3042\u308b\u3002<\/li>\n\n\n\n<li><strong>\u76e3\u67fb\u53ef\u80fd\u6027\u3092\u512a\u5148\u3059\u308b\uff1a<\/strong>\u00a0\u898f\u5236\u5f53\u5c40\u304b\u3089\u306e\u7167\u4f1a\u304c\u3042\u3063\u305f\u5834\u5408\u3001\u5805\u7262\u3067\u6587\u66f8\u5316\u3055\u308c\u305f\u30d7\u30ed\u30bb\u30b9\u306b\u5f93\u3063\u305f\u3053\u3068\u3092\u8a3c\u660e\u3067\u304d\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u9078\u629e\u3057\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5b9f\u884c\u3055\u308c\u305f\u3059\u3079\u3066\u306e\u30c1\u30a7\u30c3\u30af\u3068\u884c\u308f\u308c\u305f\u3059\u3079\u3066\u306e\u6c7a\u5b9a\u306b\u3064\u3044\u3066\u3001\u660e\u78ba\u3067\u4e0d\u5909\u306e\u76e3\u67fb\u8a3c\u8de1\u3092\u63d0\u4f9b\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7d50\u8ad6\u6d88\u6975\u7684\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u304b\u3089\u7a4d\u6975\u7684\u30c7\u30a3\u30d5\u30a7\u30f3\u30b9\u3078<\/strong><\/h3>\n\n\n\n<p>\u898f\u5236\u5f53\u5c40\u306e\u5727\u529b\u304c\u5f37\u307e\u308a\u3001\u91d1\u878d\u72af\u7f6a\u8005\u304c\u307e\u3059\u307e\u3059\u5de7\u5999\u5316\u3059\u308b\u4e2d\u3001KYC\u306b\u5bfe\u3059\u308b\u6d88\u6975\u7684\u306a\u300c\u30c1\u30a7\u30c3\u30af\u30fb\u30b6\u30fb\u30dc\u30c3\u30af\u30b9\u300d\u30a2\u30d7\u30ed\u30fc\u30c1\u306f\u5931\u6557\u306e\u6226\u7565\u3067\u3042\u308b\u3002\u305d\u308c\u306f\u3001\u7d44\u7e54\u3092\u5bb9\u8a8d\u3067\u304d\u306a\u3044\u30ec\u30d9\u30eb\u306e\u8ca1\u52d9\u30ea\u30b9\u30af\u3068\u98a8\u8a55\u30ea\u30b9\u30af\u306b\u3055\u3089\u3059\u3053\u3068\u306b\u306a\u308b\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\u5229\u7528\u53ef\u80fd\u306a\u6700\u5f37\u306eKYC\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5358\u7d14\u306a\u672c\u4eba\u78ba\u8a8d\u3092\u306f\u308b\u304b\u306b\u8d85\u3048\u3066\u9032\u5316\u3057\u3066\u3044\u308b\u3002\u91d1\u878d\u72af\u7f6a\u306b\u5bfe\u3059\u308b\u30d7\u30ed\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u76fe\u3092\u63d0\u4f9b\u3059\u308b\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306a\u591a\u5c64\u9632\u5fa1\u30b7\u30b9\u30c6\u30e0\u3067\u3059\u3002\u59a5\u5354\u306e\u306a\u3044\u672c\u4eba\u78ba\u8a8d\u3001\u7d99\u7d9a\u7684\u306aAML\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u53d6\u5f15\u30e2\u30cb\u30bf\u30ea\u30f3\u30b0\u3001\u305d\u3057\u3066\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u30ea\u30b9\u30af\u30d9\u30fc\u30b9\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u7d71\u5408\u3057\u305f\u3053\u308c\u3089\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u4f01\u696d\u304c\u6700\u3082\u53b3\u3057\u3044\u30b0\u30ed\u30fc\u30d0\u30eb\u57fa\u6e96\u3092\u6e80\u305f\u3059\u3060\u3051\u3067\u306a\u304f\u3001\u6bd4\u985e\u306e\u306a\u3044\u52b9\u7387\u3067\u305d\u308c\u3092\u5b9f\u884c\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002\u3053\u306e\u30ec\u30d9\u30eb\u306e\u4fdd\u8b77\u3092\u9078\u629e\u3059\u308b\u3053\u3068\u306f\u3001\u3082\u306f\u3084\u5358\u306a\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e0a\u306e\u6c7a\u5b9a\u3067\u306f\u306a\u304f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u821e\u53f0\u3067\u5b89\u5168\u304b\u3064\u30bb\u30ad\u30e5\u30a2\u3067\u6301\u7d9a\u53ef\u80fd\u306a\u6210\u9577\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306e\u57fa\u672c\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u6226\u7565\u306a\u306e\u3067\u3059\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>In the digital economy, the onboarding process is the first handshake between a business and its customer. Yet, for many financial institutions, fintechs, and regulated industries, this handshake is burdened by the crushing weight of Know Your Customer (KYC) compliance. Traditionally, KYC has been a notoriously manual, slow, and expensive process\u2014a necessary evil that creates friction, frustrates customers, and balloons operational budgets. Armies of compliance officers, endless paperwork, and week-long waiting times have been the accepted norm. This friction comes at a staggering cost. It\u2019s not just the direct expense of salaries and systems; it\u2019s the immense opportunity cost of customer abandonment. Studies consistently show that a significant percentage of [&hellip;]<\/p>","protected":false},"author":1,"featured_media":3682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[51],"tags":[],"class_list":["post-3680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-solutions"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts\/3680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/comments?post=3680"}],"version-history":[{"count":1,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts\/3680\/revisions"}],"predecessor-version":[{"id":3683,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts\/3680\/revisions\/3683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/media\/3682"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/media?parent=3680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/categories?post=3680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/tags?post=3680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}