\u6771\u90e8\u6642\u95938\u67087\u65e5\u3001\u30c9\u30ca\u30eb\u30c9\u30fb\u30c8\u30e9\u30f3\u30d7\u524d\u5927\u7d71\u9818\u306f\u30db\u30ef\u30a4\u30c8\u30cf\u30a6\u30b9\u3067\u300c401(k)\u6295\u8cc7\u5bb6\u306e\u305f\u3081\u306e\u4ee3\u66ff\u8cc7\u7523\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306e\u6c11\u4e3b\u5316\u300d\u3068\u984c\u3059\u308b\u5927\u7d71\u9818\u4ee4\u306b\u7f72\u540d\u3057\u305f\u3002\u3053\u306e\u547d\u4ee4\u306f\u3001\u8ca1\u52d9\u7701\u3001\u52b4\u50cd\u7701\u3001\u8a3c\u5238\u53d6\u5f15\u59d4\u54e1\u4f1a\uff08SEC\uff09\u306b\u5bfe\u3057\u3001401(k)\u9000\u8077\u5e74\u91d1\u5236\u5ea6\u304c\u6697\u53f7\u901a\u8ca8\u3001\u4e0d\u52d5\u7523\u3001\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30fb\u30a8\u30af\u30a4\u30c6\u30a3\u3001\u305d\u306e\u4ed6\u306e\u4ee3\u66ff\u8cc7\u7523\u306b\u6295\u8cc7\u3059\u308b\u3053\u3068\u3092\u8a8d\u3081\u308b\u898f\u5247\u6539\u6b63\u306b\u7740\u624b\u3059\u308b\u3088\u3046\u6307\u793a\u3059\u308b\u3082\u306e\u3067\u3042\u308b\u3002\u3053\u306e\u52d5\u304d\u306f\u3001\u4e16\u754c\u306e\u91d1\u878d\u5e02\u5834\u306b\u885d\u6483\u3092\u4e0e\u3048\u305f\u3002$8.7\u5146\u5186\u4ee5\u4e0a\u306e\u9000\u8077\u91d1\u30d7\u30fc\u30eb\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u958b\u653e\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u6697\u53f7\u8cc7\u7523\u3092\u4e3b\u6d41\u306e\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306b\u7d71\u5408\u3059\u308b\u91cd\u8981\u306a\u4e00\u6b69\u3068\u306a\u308b\u304b\u3089\u3060\u3002<\/p>\n
\u30db\u30ef\u30a4\u30c8\u30cf\u30a6\u30b9\u306f\u3001\u3053\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u300c\u4e00\u822c\u6295\u8cc7\u5bb6\u306e\u5206\u6563\u8cc7\u7523\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u62e1\u5927\u3059\u308b\u300d\u305f\u3081\u306e\u624b\u6bb5\u3068\u3057\u3066\u3044\u308b\u304c\u3001\u6839\u672c\u7684\u306a\u7591\u554f\u304c\u6d6e\u304b\u3073\u4e0a\u304c\u3063\u3066\u304f\u308b\uff1a\u3053\u306e\u6c7a\u5b9a\u306f\u3001\u30a2\u30e1\u30ea\u30ab\u4eba\u306e\u9000\u8077\u5f8c\u306e\u5c06\u6765\u306b\u5bcc\u3092\u5897\u3084\u3059\u305f\u3081\u306e\u65b0\u3057\u3044\u7ae0\u3092\u958b\u304f\u3082\u306e\u306a\u306e\u304b\u3001\u305d\u308c\u3068\u3082\u7121\u8b00\u306a\u5168\u56fd\u7684\u30ae\u30e3\u30f3\u30d6\u30eb\u306a\u306e\u304b\uff1f<\/p>\n
### 1.401(k)\u30d7\u30e9\u30f3\u7c73\u56fd\u306e\u9000\u8077\u91d1\u5236\u5ea6\u306e\u790e\u77f3
\n\u3053\u306e\u52d5\u304d\u306e\u91cd\u8981\u6027\u3092\u7406\u89e3\u3059\u308b\u306b\u306f\u3001\u7c73\u56fd\u306e\u9000\u8077\u4fdd\u969c\u306e\u67a0\u7d44\u307f\u306b\u304a\u3051\u308b401(k)\u30d7\u30e9\u30f3\u306e\u5f79\u5272\u3092\u8a8d\u8b58\u3059\u308b\u3053\u3068\u304c\u4e0d\u53ef\u6b20\u3067\u3042\u308b\u30021\u3064\u76ee\u306f\u653f\u5e9c\u304c\u904b\u55b6\u3059\u308b\u793e\u4f1a\u4fdd\u969c\u5236\u5ea6\u3067\u3001\u6bce\u6708\u57fa\u672c\u7684\u306a\u5e74\u91d1\u304c\u652f\u7d66\u3055\u308c\u308b\u30022\u3064\u76ee\u306f\u96c7\u7528\u4e3b\u304c\u30b9\u30dd\u30f3\u30b5\u30fc\u3068\u306a\u308b\u9000\u8077\u8caf\u84c4\u5236\u5ea6\u3067\u3001401(k)\u304c\u6700\u3082\u4e00\u822c\u7684\u3067\u3001\u7a0e\u5f15\u304d\u524d\u306e\u5f93\u696d\u54e1\u62e0\u51fa\u3068\u96c7\u7528\u4e3b\u306e\u30de\u30c3\u30c1\u30f3\u30b0\u306b\u3088\u3063\u3066\u8cc4\u308f\u308c\u3001\u6295\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u306f\u9650\u3089\u308c\u3066\u3044\u308b\u30023\u3064\u76ee\u306f\u500b\u4eba\u9000\u8077\u53e3\u5ea7\uff08IRA\uff09\u3067\u3001\u6697\u53f7\u901a\u8ca8\u3092\u542b\u3080\u5e45\u5e83\u3044\u6295\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u5834\u5408\u3082\u3042\u308b\u3002<\/p>\n
2025\u5e74\u7b2c1\u56db\u534a\u671f\u73fe\u5728\u3001\u7c73\u56fd\u306e401(k)\u5e02\u5834\u306f$8.7\u5146\u5186\u3092\u8d85\u3048\u3001\u6570\u5343\u4e07\u4e16\u5e2f\u306e\u7c73\u56fd\u4eba\u306e\u4e3b\u8981\u306a\u9000\u8077\u4fdd\u969c\u3068\u3057\u3066\u6a5f\u80fd\u3057\u3066\u3044\u308b\u3002\u69d8\u3005\u306a\u8cc7\u7523\u3092\u76f4\u63a5\u6240\u6709\u3067\u304d\u308bIRA\u3068\u306f\u7570\u306a\u308a\u3001401(k)\u30d7\u30e9\u30f3\u306f\u6b74\u53f2\u7684\u306b\u3001\u6295\u8cc7\u4fe1\u8a17\u3084\u96c7\u7528\u4e3b\u304c\u7ba1\u7406\u3059\u308b\u50b5\u5238\u306e\u3088\u3046\u306a\u4f4e\u30ea\u30b9\u30af\u306e\u5546\u54c1\u306b\u6295\u8cc7\u3092\u5236\u9650\u3057\u3066\u304d\u305f\u3002\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u306e\u5927\u7d71\u9818\u4ee4\u306f\u3053\u3046\u3057\u305f\u5236\u9650\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u304a\u308a\u3001\u6697\u53f7\u901a\u8ca8\u306e\u3088\u3046\u306a\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u306e\u9ad8\u3044\u8cc7\u7523\u304c\u4e3b\u6d41\u306e\u9000\u8077\u8005\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u5165\u308b\u305f\u3081\u306e\u898f\u5236\u4e0a\u306e\u9053\u7b4b\u3092\u4f5c\u3063\u3066\u3044\u308b\u3002<\/p>\n
### 2.\u7981\u6b62\u304b\u3089\u8a31\u53ef\u3078\uff1a\u898f\u5236\u306e\u8ee2\u63db\u70b9
\n\u6b74\u53f2\u7684\u306b\u3001401(k)\u30d7\u30e9\u30f3\u306f\u3001\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u3001\u6295\u8cc7\u5bb6\u4fdd\u8b77\u3001\u30ab\u30b9\u30c8\u30c7\u30a3\u3001\u8a55\u4fa1\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u304a\u3051\u308b\u5236\u5ea6\u4e0a\u306e\u8ab2\u984c\u306b\u5bfe\u3059\u308b\u61f8\u5ff5\u304b\u3089\u3001\u6697\u53f7\u901a\u8ca8\u306e\u3088\u3046\u306a\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u8cc7\u7523\u3092\u9664\u5916\u3057\u3066\u304d\u305f\u3002\u4f4e\u91d1\u5229\u3001\u9ad8\u30a4\u30f3\u30d5\u30ec\u306e\u74b0\u5883\u4e0b\u3067\u3088\u308a\u9ad8\u3044\u5229\u56de\u308a\u3092\u6c42\u3081\u308b\u9700\u8981\u306b\u5fdc\u3048\u308b\u3053\u3068\u3001\u9078\u6319\u516c\u7d04\u3067\u3042\u308b\u898f\u5236\u7de9\u548c\u3092\u5b9f\u73fe\u3059\u308b\u3053\u3068\u3001\u30c8\u30e9\u30f3\u30d7\u5927\u7d71\u9818\u306e\u5bb6\u65cf\u304c\u6295\u8cc7\u3057\u3066\u3044\u308b\u6697\u53f7\u696d\u754c\u304b\u3089\u306e\u653f\u6cbb\u7684\u652f\u63f4\u3092\u8a8d\u3081\u308b\u3053\u3068\u3001\u306a\u3069\u3067\u3042\u308b\u3002<\/p>\n
\u3055\u3089\u306b\u3001\u3053\u306e\u653f\u7b56\u8ee2\u63db\u306f\u3001ETF\u306e\u627f\u8a8d\u3084\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u5408\u89c4\u5316\u306e\u53d6\u308a\u7d44\u307f\u306b\u3088\u3063\u3066\u52a0\u901f\u3057\u3066\u3044\u308b\u6697\u53f7\u5e02\u5834\u306e\u5236\u5ea6\u5316\u306e\u9032\u5c55\u306b\u6cbf\u3063\u305f\u3082\u306e\u3067\u3042\u308b\u3002\u500b\u4eba\u6295\u8cc7\u5bb6\u306e\u6295\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u591a\u69d8\u5316\u3092\u76ee\u6307\u3057\u3001\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30fb\u30a8\u30af\u30a4\u30c6\u30a3\u3001\u4e0d\u52d5\u7523\u3001\u30b3\u30e2\u30c7\u30a3\u30c6\u30a3\u3001\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u3092\u542b\u3080\u300c\u30aa\u30eb\u30bf\u30ca\u30c6\u30a3\u30d6\u8cc7\u7523\u300d\u306b\u5e83\u304f\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u3053\u3068\u306f\u6ce8\u76ee\u306b\u5024\u3059\u308b\u3002<\/p>\n
\u7981\u6b62\u304b\u3089\u8a31\u53ef\u3078\u306e\u3053\u306e\u79fb\u884c\u306f\u3001\u7c73\u56fd\u306e\u898f\u5236\u54f2\u5b66\u306e\u7de9\u548c\u3092\u610f\u5473\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u9032\u5316\u3059\u308b\u8cc7\u672c\u5e02\u5834\u306e\u529b\u5b66\u3068\u653f\u6cbb\u7684\u518d\u7de8\u6210\u3092\u53cd\u6620\u3057\u3066\u3044\u308b\u3002<\/p>\n
### 3.\u9060\u5927\u306a\u5f71\u97ff\u9ad8\u30ea\u30b9\u30af\u306e\u5b9f\u9a13\u306e\u59cb\u307e\u308a
\n\u6697\u53f7\u901a\u8ca8\u3084\u305d\u306e\u4ed6\u306e\u4ee3\u66ff\u8cc7\u7523\u3092401(k)\u30d7\u30e9\u30f3\u306b\u7d44\u307f\u8fbc\u3080\u3053\u3068\u306f\u3001\u7c73\u56fd\u306e\u9000\u8077\u91d1\u5236\u5ea6\u306b\u304a\u3044\u3066\u524d\u4f8b\u306e\u306a\u3044\u30cf\u30a4\u30ea\u30b9\u30af\u306a\u5b9f\u9a13\u3092\u958b\u59cb\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u3002\u4f55\u767e\u4e07\u4eba\u3082\u306e\u7c73\u56fd\u4eba\u306e\u9000\u8077\u8caf\u84c4\u304c\u6697\u53f7\u8cc7\u7523\u3068\u7d50\u3073\u3064\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308b\u3068\u3001\u653f\u7b56\u7acb\u6848\u8005\u306f\u5e02\u5834\u306e\u5b89\u5b9a\u6027\u3092\u78ba\u4fdd\u3059\u308b\u5fc5\u8981\u6027\u3092\u611f\u3058\u3001\u898f\u5236\u306e\u660e\u78ba\u5316\u3068\u6210\u719f\u3092\u52a0\u901f\u3055\u305b\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u3002<\/p>\n
\u653f\u6cbb\u7684\u306b\u306f\u3001\u3053\u306e\u9023\u643a\u306f\u515a\u6d3e\u306e\u9055\u3044\u3092\u8d85\u3048\u3001\u6697\u53f7\u306b\u512a\u3057\u3044\u653f\u7b56\u304c\u56fd\u6c11\u306e\u8001\u5f8c\u306e\u5b89\u5168\u3092\u5b88\u308b\u554f\u984c\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u8ced\u3051\u306b\u306f\u5927\u304d\u306a\u30ea\u30b9\u30af\u304c\u4f34\u3046\u3002\u6697\u53f7\u5e02\u5834\u306f\u6975\u7aef\u306a\u5909\u52d5\u3001\u8a50\u6b3a\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u4fb5\u5bb3\u3092\u8d77\u3053\u3057\u3084\u3059\u3044\u3002\u6df1\u523b\u306a\u5e02\u5834\u306e\u4f4e\u8ff7\u306f\u3001\u6570\u767e\u4e07\u4eba\u306e\u8001\u5f8c\u306e\u5b89\u5168\u4fdd\u969c\u3092\u640d\u306a\u3044\u3001\u4fe1\u983c\u306e\u5371\u6a5f\u3068\u6f5c\u5728\u7684\u306a\u653f\u5e9c\u306e\u4ecb\u5165\u3092\u5f15\u304d\u8d77\u3053\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/p>\n
\u8981\u3059\u308b\u306b\u3001\u3053\u306e\u52d5\u304d\u306f\u6697\u53f7\u901a\u8ca8\u3092\u5236\u5ea6\u7684\u5c0e\u5165\u3068\u5305\u62ec\u7684\u898f\u5236\u306e\u65b0\u6642\u4ee3\u306b\u62bc\u3057\u4e0a\u3052\u308b\u304b\u3001\u3042\u308b\u3044\u306f\u88cf\u76ee\u306b\u51fa\u3066\u6b74\u53f2\u7684\u306a\u7cbe\u67fb\u3068\u6279\u5224\u3092\u62db\u304f\u304b\u306e\u3069\u3061\u3089\u304b\u3060\u3002<\/p>\n
### 4.\u8ffd\u52a0\u306e\u8996\u70b9\uff1a\u7d0d\u7a0e\u7336\u4e88\u306e\u8ca1\u653f\u535a\u5f08
\n401(k)\u30d7\u30e9\u30f3\u306f\u30012\u3064\u306e\u7a0e\u5236\u306e\u67a0\u7d44\u307f\u306e\u4e0b\u3067\u904b\u55b6\u3055\u308c\u3066\u3044\u308b\u3002\u4f1d\u7d71\u7684\u306a\u53e3\u5ea7\u306f\u3001\u5f15\u304d\u51fa\u3057\u6642\u306b\u8ab2\u7a0e\u3055\u308c\u308b\u7a0e\u5f15\u304d\u524d\u306e\u62e0\u51fa\u3092\u4f7f\u7528\u3057\u3001Roth\u53e3\u5ea7\u306f\u3001\u975e\u8ab2\u7a0e\u306e\u9069\u683c\u5f15\u304d\u51fa\u3057\u3068\u7a0e\u5f15\u304d\u5f8c\u306e\u62e0\u51fa\u3092\u4f7f\u7528\u3059\u308b\u3002\u3069\u3061\u3089\u306e\u30e2\u30c7\u30eb\u3082\u3001\u6295\u8cc7\u5229\u76ca\u306b\u5bfe\u3059\u308b\u8ab2\u7a0e\u3092\u7e70\u308a\u5ef6\u3079\u308b\u3002401(k)\u30d7\u30e9\u30f3\u306b\u6697\u53f7\u8cc7\u7523\u3092\u7d44\u307f\u5165\u308c\u308b\u3053\u3068\u3067\u3001\u6295\u8cc7\u5bb6\u306f\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u63aa\u7f6e\u3092\u53d7\u3051\u306a\u304c\u3089\u3001\u6697\u53f7\u306e\u9577\u671f\u7684\u306a\u6210\u9577\u306b\u8ced\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n
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On August 7, Eastern Time, former President Donald Trump signed an executive order at the White House titled ‘Democratizing Access to Alternative Assets for 401(k) Investors.’ The order directs the Treasury Department, Labor Department, and Securities and Exchange Commission (SEC) to initiate rule changes that would permit 401(k) retirement plans to invest in cryptocurrencies, real estate, private equity, and other alternative assets. This move has sent shockwaves through global financial markets, as it could potentially unlock access to a retirement pool worth over $8.7 trillion and mark a critical step in integrating crypto assets into the mainstream financial system. While the White House frames the initiative as a means to […]<\/p>","protected":false},"author":1,"featured_media":3856,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-insight"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts\/3857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/comments?post=3857"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/posts\/3857\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/media\/3856"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/media?parent=3857"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/categories?post=3857"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ja\/wp-json\/wp\/v2\/tags?post=3857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}