{"id":3855,"date":"2025-08-23T09:04:39","date_gmt":"2025-08-23T01:04:39","guid":{"rendered":"https:\/\/theexchain.com\/applications-of-blockchain-in-fintech-transforming-payments-lending-and-securities-markets\/"},"modified":"2025-08-23T09:04:39","modified_gmt":"2025-08-23T01:04:39","slug":"%ea%b2%b0%ec%a0%9c-%eb%8c%80%ec%b6%9c-%eb%b0%8f-%ec%a6%9d%ea%b6%8c-%ec%8b%9c%ec%9e%a5%ec%9d%84-%ed%98%81%ec%8b%a0%ed%95%98%eb%8a%94-%ed%95%80%ed%85%8c%ed%81%ac%ec%9d%98-%eb%b8%94%eb%a1%9d%ec%b2%b4","status":"publish","type":"post","link":"https:\/\/theexchain.com\/ko\/%ea%b2%b0%ec%a0%9c-%eb%8c%80%ec%b6%9c-%eb%b0%8f-%ec%a6%9d%ea%b6%8c-%ec%8b%9c%ec%9e%a5%ec%9d%84-%ed%98%81%ec%8b%a0%ed%95%98%eb%8a%94-%ed%95%80%ed%85%8c%ed%81%ac%ec%9d%98-%eb%b8%94%eb%a1%9d%ec%b2%b4\/","title":{"rendered":"\ud540\ud14c\ud06c\uc5d0\uc11c \ube14\ub85d\uccb4\uc778\uc758 \uc751\uc6a9: \uacb0\uc81c\uc758 \ud601\uc2e0,\n \ub300\ucd9c \ubc0f \uc99d\uad8c \uc2dc\uc7a5"},"content":{"rendered":"

\ud540\ud14c\ud06c\uc758 \ube14\ub85d\uccb4\uc778 \ud601\uba85: \uacb0\uc81c, \ub300\ucd9c, \uc790\ubcf8 \uc2dc\uc7a5\uc758 \uc7ac\uad6c\uc131<\/h1>\n

\uae08\uc735 \uae30\uc220 \ud658\uacbd\uc740 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \ub04a\uc784\uc5c6\ub294 \ubc1c\uc804\uc73c\ub85c \uc778\ud574 \uc9c0\uac01\ubcc0\ub3d9\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778\uc740 \uc774\uc81c \ub2e8\uc21c\ud788 \uc554\ud638\ud654\ud3d0\uc758 \uadfc\uac04\uc744 \ub118\uc5b4 \ud604\ub300 \uae08\uc735\uc758 \ud575\uc2ec \ucd95\uc778 \uacb0\uc81c, \ub300\ucd9c, \uc99d\uad8c \uac70\ub798\ub97c \uadfc\ubcf8\uc801\uc73c\ub85c \uc7ac\uc124\uacc4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uba3c \ubbf8\ub798\uc758 \uac1c\ub150\uc774 \uc544\ub2c8\ub77c \ud604\uc7ac \uc77c\uc5b4\ub098\uace0 \uc788\uc73c\uba70, \ub9c9\ub300\ud55c \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\uace0 \ubcf4\ub2e4 \ud3ec\uc6a9\uc801\uc774\uace0 \ud6a8\uc728\uc801\uc774\uba70 \uc548\uc804\ud55c \uae00\ub85c\ubc8c \uae08\uc735 \uc2dc\uc2a4\ud15c\uc744 \ub9cc\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacfc\ub300 \uad11\uace0 \uadf8 \uc774\uc0c1: \ud540\ud14c\ud06c\uc5d0\uc11c \ube14\ub85d\uccb4\uc778\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n

\ubcf8\uc9c8\uc801\uc73c\ub85c \ube14\ub85d\uccb4\uc778\uc740 \uc548\uc804\ud558\uace0 \ud22c\uba85\ud558\uba70 \ubd88\ubcc0\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uac70\ub798\ub97c \uae30\ub85d\ud558\ub294 \ud0c8\uc911\uc559\ud654\ub41c \ubd84\uc0b0\ud615 \ub514\uc9c0\ud138 \uc7a5\ubd80\uc785\ub2c8\ub2e4. \uc740\ud589\uc774\ub098 \uccad\uc0b0\uc18c\uc640 \uac19\uc740 \uc911\uc559 \uae30\uad00\uc5d0 \uc758\uc874\ud558\ub294 \uae30\uc874 \uc2dc\uc2a4\ud15c\uacfc \ub2ec\ub9ac \ube14\ub85d\uccb4\uc778\uc740 \ucef4\ud4e8\ud130 \ub124\ud2b8\uc6cc\ud06c\uc758 \ud569\uc758\ub97c \ud1b5\ud574 \uac70\ub798\ub97c \uac80\uc99d\ud558\uace0 \uae30\ub85d\ud569\ub2c8\ub2e4.<\/p>\n

\ud540\ud14c\ud06c\uc5d0\uc11c \uc774 \uae30\uc220\uc758 \uc9c4\uc815\ud55c \ud798\uc740 \ub2e4\uc74c\uc744 \ud1b5\ud574 \ubc1c\ud718\ub429\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8<\/strong>. \uc774\ub294 \uacc4\uc57d \uc870\uac74\uc774 \uc9c1\uc811 \ucf54\ub4dc\ub85c \uc791\uc131\ub41c \uc790\ub3d9 \uc2e4\ud589 \uacc4\uc57d\uc785\ub2c8\ub2e4. \ubbf8\ub9ac \uc815\ud574\uc9c4 \uc870\uac74\uc774 \ucda9\uc871\ub418\uba74 \uacb0\uc81c \ud574\uc81c \ub610\ub294 \uc18c\uc720\uad8c \uc774\uc804\uacfc \uac19\uc740 \uc791\uc5c5\uc744 \uc790\ub3d9\uc73c\ub85c \uc2e4\ud589\ud558\ubbc0\ub85c \uc218\ub3d9 \ucc98\ub9ac\ub97c \uc5c6\uc560\uace0 \uc624\ub958\ub97c \uc904\uc774\uba70 \uc911\uac1c\uc790\uac00 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc22b\uc790\ub294 \ub9ce\uc740 \uac83\uc744 \ub9d0\ud574\uc90d\ub2c8\ub2e4. 2024\ub144 1\uc870 4,340\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uae00\ub85c\ubc8c \ud540\ud14c\ud06c \ube14\ub85d\uccb4\uc778 \uc2dc\uc7a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. 2030\ub144\uae4c\uc9c0 1\uc8704\ucc9c492\uc5b5 \ub2ec\ub7ec<\/strong>. \ub610\ud55c \ud604\uc7ac 5,000\uac1c \uc774\uc0c1\uc758 \uacb0\uc81c \uc911\uc2ec \ud540\ud14c\ud06c \uae30\uc5c5\uc774 \uc57d 1\uc870 4,000\uc5b5 \ub2ec\ub7ec\uc758 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uace0 \uc788\uc73c\uba70, \uc774 \uc218\uce58\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. 2030\ub144\uae4c\uc9c0 1\uc870 4,200\uc5b5 \ub2ec\ub7ec<\/strong>.<\/p>\n

\ud575\uc2ec \uc774\uc810 \ube14\ub85d\uccb4\uc778\uc774 \uae08\uc735\uc758 \ud310\ub3c4\ub97c \ubc14\uafb8\ub294 \uc774\uc720<\/h2>\n

\ube14\ub85d\uccb4\uc778\uc758 \ub3c4\uc785\uc740 \uae08\uc735\uacc4\uc758 \uc624\ub79c \ube44\ud6a8\uc728\uc131\uacfc \ub9ac\uc2a4\ud06c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uac15\ub825\ud55c \uc7a5\uc810\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \n
  • \n

    \uac15\ud654\ub41c \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubc29\uc9c0:<\/strong> \ube14\ub85d\uccb4\uc778\uc740 \uace0\uae09 \uc554\ud638\ud654 \uae30\uc220\uc744 \uc0ac\uc6a9\ud574 \ubb34\ub2e8 \uc811\uadfc\uacfc \ub370\uc774\ud130 \uc870\uc791\uc744 \uadf9\ub3c4\ub85c \uc5b4\ub835\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778\uc758 \ubd88\ubcc0 \uc6d0\uc7a5\uc740 \uac70\ub798\uac00 \uae30\ub85d\ub418\uba74 \ubcc0\uacbd\ud560 \uc218 \uc5c6\uc73c\ubbc0\ub85c \uc0ac\uae30\uc5d0 \ub300\ud55c \uac15\ub825\ud55c \ubc29\uc5b4 \uc218\ub2e8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. 41%\uc758 \uae30\uc5c5\uc774 \uc0ac\uae30\ub97c \uad6d\uacbd \uac04 \uac70\ub798\uc758 \uac00\uc7a5 \ud070 \ub9ac\uc2a4\ud06c\ub85c \uaf3d\uc744 \ub9cc\ud07c \uc774\ub294 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n

  • \n

    \uc804\ub840 \uc5c6\ub294 \ud22c\uba85\uc131:<\/strong> \ubaa8\ub4e0 \uac70\ub798\ub294 \ud5c8\uc6a9\ub41c \ubaa8\ub4e0 \ub124\ud2b8\uc6cc\ud06c \ucc38\uc5ec\uc790\uac00 \ubcfc \uc218 \uc788\ub294 \uc6d0\uc7a5\uc5d0 \uae30\ub85d\ub429\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \ubd84\uc7c1\uc744 \ubc29\uc9c0\ud558\uba70 \uac10\uc0ac \ubc0f \uaddc\uc815 \uc900\uc218\ub97c \uac04\uc18c\ud654\ud558\ub294 \ub2e8\uc77c \uacf5\uc720 \ub370\uc774\ud130 \uc18c\uc2a4\uac00 \ub9cc\ub4e4\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<\/li>\n

  • \n

    \ube60\ub978 \uc18d\ub3c4\uc640 \ub2e8\ucd95\ub41c \uc815\uc0b0 \uc2dc\uac04:<\/strong> \uae30\uc874\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c\ub294 \uc5ec\ub7ec \uc911\uac1c\uc790\uc640 \uc218\ud45c\ub85c \uc778\ud574 \uacb0\uc81c\uc5d0 \uba70\uce60\uc774 \uac78\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778\uc740 \uc774 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uc5ec \uba87 \ubd84 \ub610\ub294 \uba87 \ucd08 \ub9cc\uc5d0 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e4\uc2dc\uac04 \uae30\ub2a5\uc740 \uc720\ub3d9\uc131 \uad00\ub9ac\uc640 \uc6b4\uc601 \ud6a8\uc728\uc131\uc744 \ud601\uc2e0\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n

  • \n

    \ud68d\uae30\uc801\uc778 \ube44\uc6a9 \uc808\uac10:<\/strong> \ube14\ub85d\uccb4\uc778\uc740 \uc81c3\uc790\ub97c \uc911\uac1c\ud558\uc9c0 \uc54a\uace0 \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8\ub97c \ud1b5\ud574 \ud504\ub85c\uc138\uc2a4\ub97c \uc790\ub3d9\ud654\ud568\uc73c\ub85c\uc368 \uc6b4\uc601 \ube44\uc6a9\uc744 \uc808\uac10\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc624\ubc84\ud5e4\ub4dc \ubc0f \ucc98\ub9ac \uc218\uc218\ub8cc\uc758 \uac10\uc18c\ub294 \ucd5c\uc885 \uc0ac\uc6a9\uc790\uc5d0\uac8c\ub294 \ub354 \uc800\ub834\ud55c \uc11c\ube44\uc2a4\ub97c, \uae30\uad00\uc5d0\uac8c\ub294 \ub354 \ub192\uc740 \ub9c8\uc9c4\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc8fc\ub2c8\ud37c \ub9ac\uc11c\uce58\ub294 \ube14\ub85d\uccb4\uc778\uc744 \ud1b5\ud574 \uc740\ud589\uc774 \ucd5c\ub300 \ub2e4\uc74c\uacfc \uac19\uc740 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4. 2030\ub144\uae4c\uc9c0 1\uc8704\ucc9c700\uc5b5 \ub2ec\ub7ec\uc758 \uad6d\uacbd \uac04 \uacb0\uc81c \ube44\uc6a9 \uc808\uac10<\/strong>.<\/p>\n<\/li>\n

  • \n

    \ud5a5\uc0c1\ub41c \ub370\uc774\ud130 \ubb34\uacb0\uc131 \ubc0f \uc561\uc138\uc2a4 \uc81c\uc5b4:<\/strong> \ube14\ub85d\uccb4\uc778\uc758 \ub370\uc774\ud130\ub294 \uc704\ubcc0\uc870\uac00 \ubd88\uac00\ub2a5\ud558\uace0 \uc548\uc804\ud558\uac8c \uc800\uc7a5\ub429\ub2c8\ub2e4. \uc870\uc9c1\uc740 \ub204\uac00 \uc5b4\ub5a4 \uc815\ubcf4\ub97c \ubcfc \uc218 \uc788\ub294\uc9c0 \uc138\ubc00\ud558\uac8c \uc81c\uc5b4\ud558\uc5ec \uacf5\uc720 \ub370\uc774\ud130\uc758 \ubb34\uacb0\uc131\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ud544\uc694\ud55c \uacbd\uc6b0 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uc640 \uae30\ubc00\uc131\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n

    \ud601\uc2e0\uc801\uc778 \uc0ac\uc6a9 \uc0ac\ub840: \ube14\ub85d\uccb4\uc778\uc758 \uc2e4\uc81c \ud65c\uc6a9<\/h2>\n

    \ube14\ub85d\uccb4\uc778\uc758 \uc774\ub860\uc801 \uc774\uc810\uc740 \uae08\uc735 \ubd80\ubb38 \uc804\ubc18\uc5d0\uc11c \uc2e4\uc6a9\uc801\uc774\uace0 \uac15\ub825\ud55c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc73c\ub85c \uc2e4\ud604\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    1. \ud574\uc678 \uacb0\uc81c \ubc0f \uc1a1\uae08<\/h3>\n

    \uc774\ub294 \uac00\uc7a5 \ub208\uc5d0 \ub744\ub294 \uc0ac\uc6a9 \uc0ac\ub840 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ud68c\uc0ac \ub9ac\ud50c<\/strong> \ub294 \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uc5ec \ud1b5\ud654 \uac04 \uc2e4\uc2dc\uac04 \uacb0\uc81c\ub97c \ucd09\uc9c4\ud558\uace0 \uad6d\uc81c \uc1a1\uae08\uc5d0 \uc18c\uc694\ub418\ub294 \uc2dc\uac04\uacfc \ube44\uc6a9\uc744 \ub300\ud3ed \uc808\uac10\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc758 \ud1b5\ud569\uc740 USDC<\/strong> \uadf8\ub9ac\uace0 PYUSD<\/strong> \ucf54\uc778\ubca0\uc774\uc2a4\uc640 \ud398\uc774\ud314\uacfc \uac19\uc740 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uae30\uc874 \uc1a1\uae08\ubcf4\ub2e4 \ub354 \ube60\ub974\uace0 \uc800\ub834\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

    2. \ub300\ucd9c \ubc0f \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8<\/h3>\n

    \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8\ub294 \ubcf5\uc7a1\ud55c \uae08\uc735 \uacc4\uc57d\uc744 \uc790\ub3d9\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c \ubd84\uc57c\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \ud0c8\uc911\uc559\ud654 \ud50c\ub7ab\ud3fc\uc740 Aave<\/strong> \ub294 \uc0ac\uc6a9\uc790\uac00 \uae30\uc874 \uc740\ud589 \uc5c6\uc774 P2P\ub85c \uc790\uc0b0\uc744 \ube4c\ub9ac\uace0 \ube4c\ub824\uc8fc\uc5b4 \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud558\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ubcf4\ud5d8 \ubd84\uc57c\uc5d0\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uc5c5\uc774 Ensuro<\/strong> \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc790\uc728\uc801\uc73c\ub85c \uc704\ud5d8 \ud480\uc744 \uad00\ub9ac\ud558\uace0, \ubcf4\ud5d8\ub8cc\ub97c \uc9d5\uc218\ud558\uace0, \ud074\ub808\uc784\uc744 \ucc98\ub9ac\ud558\uc5ec \uad00\ub9ac \uc624\ubc84\ud5e4\ub4dc\ub97c \ud06c\uac8c \uc904\uc785\ub2c8\ub2e4.<\/p>\n

    3. \uc99d\uad8c \ubc0f \uc790\ubcf8 \uc2dc\uc7a5<\/h3>\n

    \ube14\ub85d\uccb4\uc778\uc740 \uc8fc\uc2dd, \ucc44\uad8c, \ubd80\ub3d9\uc0b0\uacfc \uac19\uc740 \uc804\ud1b5\uc801\uc778 \uc790\uc0b0\uc744 \ud1a0\ud070\ud654\ud558\uc5ec \uc790\ubcf8 \uc2dc\uc7a5\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud1a0\ud070\ud654<\/strong> \ub294 \ubd80\ubd84 \uc18c\uc720\uad8c\uc744 \ud5c8\uc6a9\ud558\uc5ec \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud22c\uc790\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc774\uc804\uc5d0\ub294 \uc720\ub3d9\uc131\uc774 \ubd80\uc871\ud588\ub358 \uc2dc\uc7a5\uc758 \uc720\ub3d9\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\uad00 State Street<\/strong> \ub294 \uc554\ud638\ud654\ud3d0 \ud68c\uc0ac\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uace0 \uae30\uc874 \uc790\uc0b0\uc758 \ud1a0\ud070\ud654\ub41c \ubc84\uc804\uc744 \uc81c\uacf5\ud558\uc5ec \uc99d\uac00\ud558\ub294 \uae30\uad00 \uc218\uc694\uc5d0 \ubd80\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc774 \uae30\uc220\uc740 \uccad\uc0b0, \uacb0\uc81c, \uc790\uc0b0 \uc11c\ube44\uc2a4 \ub4f1 \uc804\uccb4 \uac70\ub798 \ud6c4 \ub77c\uc774\ud504\uc0ac\uc774\ud074\uc744 \uac04\uc18c\ud654\ud558\uc5ec \ub2e8\uc77c \uc9c4\uc2e4 \uc18c\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uac70\ub798 \uc0c1\ub300\ubc29 \uc704\ud5d8\uc744 \uc904\uc774\uba70 \uacb0\uc81c \uc2dc\uac04\uc744 \uba70\uce60\uc5d0\uc11c \uba87 \ubd84\uc73c\ub85c \ub2e8\ucd95\ud569\ub2c8\ub2e4.<\/p>\n

    4. \ud0c8\uc911\uc559\ud654 \uae08\uc735(DeFi)<\/h3>\n

    \ub514\ud30c\uc774\ub294 \uc911\uc559 \uc911\uac1c\uc790 \uc5c6\uc774 \uac1c\ubc29\ud615 \ube14\ub85d\uccb4\uc778 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uc2dc\uc2a4\ud15c(\ub300\ucd9c, \ucc28\uc6a9, \uac70\ub798)\uc744 \uc7ac\ucc3d\uc870\ud558\ub294 \ud328\ub7ec\ub2e4\uc784\uc758 \uc804\ud658\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \ud50c\ub7ab\ud3fc \ud654\ud569\ubb3c<\/strong> (\ub300\ucd9c\uc6a9) \ubc0f \uc720\ub2c8\uc2a4\uc651<\/strong> (\uac70\ub798\uc6a9)\uc740 \uc804\uc801\uc73c\ub85c \uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc73c\ub85c \uc6b4\uc601\ub418\uba70, \uc5f0\uc911\ubb34\ud734 24\uc2dc\uac04 \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

    5. \uc0ac\uae30 \ubc29\uc9c0 \ubc0f \uc2e0\uc6d0 \ud655\uc778<\/h3>\n

    \ube14\ub85d\uccb4\uc778 \uc6d0\uc7a5\uc758 \ubd88\ubcc0\uc131\uc740 \ubaa8\ub4e0 \uac70\ub798\uc5d0 \ub300\ud574 \uc548\uc804\ud558\uace0 \uac80\uc99d \uac00\ub2a5\ud55c \uac10\uc0ac \ucd94\uc801\uc744 \uc81c\uacf5\ud558\ubbc0\ub85c \uc0ac\uae30 \ubc29\uc9c0 \ubc0f \uc704\ud5d8 \uad00\ub9ac \uc774\ub2c8\uc154\ud2f0\ube0c\ub97c \uc704\ud55c \uac15\ub825\ud55c \ub3c4\uad6c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub2e4\uc74c\uacfc \uac19\uc740 \ud504\ub85c\uc81d\ud2b8\uac00 \uac1c\ucc99\ud55c \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \ub514\uc9c0\ud138 \uc2e0\uc6d0 \uc194\ub8e8\uc158\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. Sovrin<\/strong> \uadf8\ub9ac\uace0 uPort<\/strong>\ub97c \uc0ac\uc6a9\ud558\uba74 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \uac1c\uc778 \ub370\uc774\ud130\ub97c \uc81c\uc5b4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubbfc\uac10\ud55c \ub370\uc774\ud130\ub97c \ubc18\ubcf5\uc801\uc73c\ub85c \ub178\ucd9c\ud558\uc9c0 \uc54a\uace0\ub3c4 \ud655\uc778\ub41c \uc790\uaca9 \uc99d\uba85\uc744 \uae30\uad00\uacfc \uc989\uc2dc \uacf5\uc720\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uace0\uac1d \ud30c\uc545(KYC) \ubc0f \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uace0 \ubcf4\uc548\uc744 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    6. \ubb34\uc5ed \uae08\uc735<\/h3>\n

    \ube14\ub85d\uccb4\uc778\uc740 \uc2e0\uc6a9\uc7a5 \ubc0f \uc120\ud558\uc99d\uad8c\uacfc \uac19\uc774 \uc885\uc774\uac00 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \ub514\uc9c0\ud138\ud654\ud568\uc73c\ub85c\uc368 \ubb34\uc5ed \uae08\uc735\uc5d0 \uc808\uc2e4\ud788 \ud544\uc694\ud55c \ud6a8\uc728\uc131\uacfc \ubcf4\uc548\uc744 \ub3c4\uc785\ud569\ub2c8\ub2e4. \uc218\ucd9c\uc5c5\uccb4\uc640 \uc218\uc785\uc5c5\uccb4\ubd80\ud130 \uc740\ud589\uacfc \uc6b4\uc1a1\uc5c5\uccb4\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uacf5\uae09\ub9dd\uc758 \ubaa8\ub4e0 \ub2f9\uc0ac\uc790\uac00 \ubcc0\uc870 \ubd88\uac00\ub2a5\ud55c \ub2e8\uc77c \uc9c4\uc2e4 \uc18c\uc2a4\uc5d0 \uc561\uc138\uc2a4\ud558\uc5ec \uc0ac\uae30\ub97c \uc904\uc774\uace0 \ucc98\ub9ac \uc2dc\uac04\uc744 \uba87 \uc8fc\uc5d0\uc11c \uba70\uce60\ub85c \ub2e8\ucd95\ud558\uba70 \uc790\ubcf8\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc6d4\ub9c8\ud2b8\uac00 \uc2dd\ud488 \ucd9c\ucc98\ub97c \ucd94\uc801\ud558\uae30 \uc704\ud574 IBM\uc758 Food Trust \ub124\ud2b8\uc6cc\ud06c\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc774 \uae30\uc220\uc774 \uc2e4\uc81c\ub85c \uc801\uc6a9\ub41c \ub300\ud45c\uc801\uc778 \uc608\uc785\ub2c8\ub2e4.<\/p>\n

    \uad6c\ud604 \uacfc\uc81c \ud0d0\uc0c9\ud558\uae30<\/h2>\n

    \ube14\ub85d\uccb4\uc778\uc758 \uc7a0\uc7ac\ub825\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uae30\uc874 \uae08\uc735 \uc778\ud504\ub77c\uc5d0 \ube14\ub85d\uccb4\uc778\uc744 \ud1b5\ud569\ud558\ub294 \ub370 \uc7a5\uc560\ubb3c\uc774 \uc5c6\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

      \n
    • \n

      \uaddc\uc81c \ubd88\ud655\uc2e4\uc131:<\/strong> \uc77c\uad00\ub41c \uae00\ub85c\ubc8c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uad6d\uacbd\uc744 \ub118\ub098\ub4e4\uba70 \ud65c\ub3d9\ud558\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\uc5d0\uac8c\ub294 \ubcf5\uc7a1\ud55c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ub2e4\uc591\ud55c \ubc95\uc801 \ud574\uc11d\uc744 \ud0d0\uc0c9\ud558\ub824\uba74 \uc2e0\uc911\ud55c \uacc4\ud68d\uacfc \uaddc\uc81c \ub2f9\uad6d\uacfc\uc758 \ud611\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n

    • \n

      \ud655\uc7a5\uc131 \ubc0f \uc131\ub2a5:<\/strong> \uc77c\ubd80 \ube14\ub85d\uccb4\uc778 \ub124\ud2b8\uc6cc\ud06c\ub294 \ud2b8\ub79c\uc7ad\uc158 \ucc98\ub9ac\ub7c9\uacfc \uc18d\ub3c4\uc5d0 \ud55c\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc9c0\ubd84 \uc99d\uba85\uacfc \uac19\uc740 \ud569\uc758 \uba54\ucee4\ub2c8\uc998\uacfc \ub808\uc774\uc5b4 2 \ud655\uc7a5 \uc194\ub8e8\uc158\uc758 \ubc1c\uc804\uc73c\ub85c \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \uafb8\uc900\ud788 \uadf9\ubcf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n

    • \n

      \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569:<\/strong> \ucd5c\ucca8\ub2e8 \ud0c8\uc911\uc559\ud654 \uae30\uc220\uacfc \uc218\uc2ed \ub144 \ub41c \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc744 \uc5f0\uacb0\ud558\ub294 \uac83\uc740 \ubcf5\uc7a1\ud558\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4ed\ub2c8\ub2e4. \ubbf8\ub4e4\uc6e8\uc5b4\uc640 \ub2e8\uacc4\uc801\uc774\uace0 \uc804\ub7b5\uc801\uc778 \uad6c\ud604\uc744 \uac00\ub2a5\ud558\uac8c \ud558\ub294 \ub9de\ucda4\ud615 API\ub97c \uc0ac\uc6a9\ud558\uba74 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n

    • \n

      \ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638:<\/strong> \ud37c\ube14\ub9ad \ube14\ub85d\uccb4\uc778\uc758 \ud22c\uba85\ud55c \ud2b9\uc131\uc740 \uae08\uc735 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uc694\uac74(\uc608: GDPR)\uacfc \ucda9\ub3cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc601\uc9c0\uc2dd \uc99d\uba85\uacfc \uac19\uc740 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \uac15\ud654 \uae30\uc220\uc758 \uac1c\ubc1c\uc744 \ud1b5\ud574 \ud574\uacb0\ub418\uace0 \uc788\ub294\ub370, \uc601\uc9c0\uc2dd \uc99d\uba85\uc740 \uae30\ubcf8 \ub370\uc774\ud130\ub97c \uacf5\uac1c\ud558\uc9c0 \uc54a\uace0\ub3c4 \uac70\ub798\ub97c \uac80\uc99d\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ul>\n

      \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \ubbf8\ub798<\/h2>\n

      \ube14\ub85d\uccb4\uc778\uc774 AI\uc640 \uac19\uc740 \ub2e4\ub978 \uae30\uc220\uacfc \uc735\ud569\ub418\uba74\uc11c \uadf8 \uc601\ud5a5\ub825\uc740 \ub354\uc6b1 \ucee4\uc9c8 \uac83\uc785\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778\uc740 \uc548\uc804\ud558\uace0 \ud22c\uba85\ud558\uba70 \uac10\uc0ac \uac00\ub2a5\ud55c \ub370\uc774\ud130 \uacc4\uce35\uc744 \uc81c\uacf5\ud558\uc5ec AI \uae30\ubc18 \uc790\ub3d9\ud654\ub41c \uc791\uc5c5\uc5d0 \ub300\ud55c \uaddc\uce59\uc744 \uc815\uc758\ud558\uace0 \uc2dc\ud589\ud560 \uc218 \uc788\uc73c\uba70, \uc790\uc728 \uc2dc\uc2a4\ud15c\uc758 \ucc45\uc784\uc131\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n

      \ud540\ud14c\ud06c\uc758 \ubbf8\ub798\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \uae08\uc735<\/strong>. \ub514\uc9c0\ud138 \uc790\uc0b0, \uc2a4\ub9c8\ud2b8 \uacc4\uc57d, \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \ud654\ud3d0 \ub4f1 \uae08\uc735 \uc0c1\ud488\uc758 \ub514\uc9c0\ud138\ud654\ub294 \uc804\ub840 \uc5c6\ub294 \uc218\uc900\uc758 \uc5f0\uacb0\uc131\uacfc \uc790\ub3d9\ud654\ub97c \uad6c\ud604\ud569\ub2c8\ub2e4. \uac00\uce58\uc640 \ub17c\ub9ac\uac00 \uc790\uc0b0\uacfc \ud504\ub85c\uc138\uc2a4\uc5d0 \uc9c1\uc811 \uad6c\ucd95\ub418\uc5b4 \ud6a8\uc728\uc131, \ub9de\ucda4\ud654, \uc811\uadfc\uc131\uc758 \uc0c8\ub85c\uc6b4 \ud328\ub7ec\ub2e4\uc784\uc774 \ub9cc\ub4e4\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n

      \uacb0\ub860<\/h2>\n

      \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc740 \uc774\ub860\uc801 \uac00\ub2a5\uc131\uc744 \ub118\uc5b4 \ud540\ud14c\ud06c\uc5d0\uc11c \uc2e4\uc6a9\uc801\uc774\uace0 \uac00\uce58 \uc911\uc2ec\uc801\uc778 \uc801\uc6a9\uc73c\ub85c \ub098\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc81c \ub354 \uc774\uc0c1 \ub9cc\uc57d<\/em> \ud558\uc9c0\ub9cc \uc5b4\ub5bb\uac8c<\/em> \uadf8\ub9ac\uace0 \uc5b8\uc81c<\/em> \uc804\ud1b5\uc801\uc778 \uae08\uc735\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc644\uc804\ud788 \uc218\uc6a9\ud558\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. \uc6d0\ud65c\ud558\uace0 \uc800\ub834\ud55c \uad6d\uacbd \uac04 \uacb0\uc81c\ubd80\ud130 \ud1a0\ud070\ud654\uc640 \ud0c8\uc911\uc559 \uae08\uc735\uc744 \ud1b5\ud55c \uc790\ubcf8 \uc811\uadfc\uc758 \ubbfc\uc8fc\ud654\uae4c\uc9c0, \ube14\ub85d\uccb4\uc778\uc740 \uc7a5\ubcbd\uc744 \ud5c8\ubb3c\uace0 \ub354\uc6b1 \ud0c4\ub825\uc801\uc774\uace0 \uac1c\ubc29\uc801\uc774\uba70 \ud6a8\uc728\uc801\uc778 \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc704\ud611\uc774 \uc544\ub2cc \ud601\uc2e0\uacfc \ube44\uc6a9 \uc808\uac10, \uace0\uac1d\uc5d0\uac8c \ud0c1\uc6d4\ud55c \uac00\uce58\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ucd5c\uace0\uc758 \uae30\ud68c\ub85c \uc778\uc2dd\ud558\ub294 \uae30\uad00\uc774 \uc131\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4. \ud540\ud14c\ud06c\uc758 \ube14\ub85d\uccb4\uc778 \ud601\uba85\uc740 \uc6b0\ub9ac \ub208\uc55e\uc5d0\uc11c \ub3c8\uc758 \uc138\uacc4\ub97c \uc7ac\ud3b8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"

      The Blockchain Revolution in Fintech: Reshaping Payments, Lending, and Capital Markets The financial technology landscape is undergoing a seismic shift, driven by the relentless advancement of blockchain technology. Far from being just the backbone of cryptocurrencies, blockchain is now fundamentally re-engineering the core pillars of modern finance: payments, lending, and securities trading. This transformation is […]<\/p>","protected":false},"author":1,"featured_media":3854,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/3855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/comments?post=3855"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/3855\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media\/3854"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media?parent=3855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/categories?post=3855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/tags?post=3855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}