{"id":4002,"date":"2025-09-29T09:05:10","date_gmt":"2025-09-29T01:05:10","guid":{"rendered":"https:\/\/theexchain.com\/kyc-and-kyt-solutions-bundle-for-comprehensive-compliance-in-crypto-transactions\/"},"modified":"2025-09-29T09:05:10","modified_gmt":"2025-09-29T01:05:10","slug":"%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b1%b0%eb%9e%98%ec%9d%98-%ed%8f%ac%ea%b4%84%ec%a0%81%ec%9d%b8-%ea%b7%9c%ec%a0%95-%ec%a4%80%ec%88%98%eb%a5%bc-%ec%9c%84%ed%95%9c-kyc-%eb%b0%8f-kyt-%ec%86%94","status":"publish","type":"post","link":"https:\/\/theexchain.com\/ko\/%ec%95%94%ed%98%b8%ed%99%94%ed%8f%90-%ea%b1%b0%eb%9e%98%ec%9d%98-%ed%8f%ac%ea%b4%84%ec%a0%81%ec%9d%b8-%ea%b7%9c%ec%a0%95-%ec%a4%80%ec%88%98%eb%a5%bc-%ec%9c%84%ed%95%9c-kyc-%eb%b0%8f-kyt-%ec%86%94\/","title":{"rendered":"\uc554\ud638\ud654\ud3d0 \uac70\ub798\uc758 \ud3ec\uad04\uc801\uc778 \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c KYC \ubc0f KYt \uc194\ub8e8\uc158 \ubc88\ub4e4"},"content":{"rendered":"<p>KYC\uc640 KYT\ub97c \uc704\ud55c \ucd5c\uace0\uc758 \uac00\uc774\ub4dc: \uc554\ud638\ud654\ud3d0 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uaddc\uc815 \uc900\uc218 \uad6c\ucd95 \ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc138\uacc4\uc5d0\uc11c \uaddc\uc815 \uc900\uc218\ub294 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uacfc \uc0ac\uc6a9\uc790 \uc2e0\ub8b0\ub97c \uc704\ud55c \uc911\uc694\ud55c \uae30\ubc18\uc73c\ub85c \ubd80\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c, \uc9c0\uac11 \uc81c\uacf5\uc5c5\uccb4, \uae30\ud0c0 \uac00\uc0c1\uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4(VASP)\uc758 \uacbd\uc6b0 \uac15\ub825\ud55c \uaddc\uc815 \uc900\uc218 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uad6c\ud604\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud788 \uaddc\uc81c \ucc98\ubc8c\uc744 \ud53c\ud558\uae30 \uc704\ud55c \uac83\uc774 \uc544\ub2c8\ub77c \ubc94\uc8c4\uc790\uac00 \ud53c\ud558\uace0 \ud569\ubc95\uc801\uc778 \uc0ac\uc6a9\uc790\uac00 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc548\uc804\ud55c \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud55c \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc815 \uc900\uc218 \ud601\uc2e0\uc758 \ud575\uc2ec\uc5d0\ub294 \ub450 \uac00\uc9c0 \uac15\ub825\ud55c \uc811\uadfc \ubc29\uc2dd\uc774 \uc788\uc2b5\ub2c8\ub2e4: \uace0\uac1d \ud30c\uc545(KYC)\uacfc \uac70\ub798 \ud30c\uc545(KYT)\uc785\ub2c8\ub2e4. KYC \uc774\ud574\ud558\uae30: \uccab \ubc88\uc9f8 \ubc29\uc5b4\uc120 \uace0\uac1d \ud30c\uc545(KYC)\uc740 \uace0\uac1d\uc774 \ud50c\ub7ab\ud3fc\uacfc \uc0c1\ud638 \uc791\uc6a9\ud558\uae30 \uc804\uc5d0 \uace0\uac1d\uc758 \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\ub294 \uae30\ubcf8 \ud504\ub85c\uc138\uc2a4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774 \uc911\uc694\ud55c \uccab \ub2e8\uacc4\ub294 \uc0ac\uc6a9\uc790\uac00 \ubcf8\uc778\uc774 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\uc5ec \uc0ac\uae30 \uacc4\uc815\uacfc \ubd88\ubc95 \ud65c\ub3d9\uc744 \ucc98\uc74c\ubd80\ud130 \ubc29\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. KYC\uc758 \ud575\uc2ec \uad6c\uc131 \uc694\uc18c KYC \ud504\ub85c\uc138\uc2a4\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc885\ud569\uc801\uc778 \uace0\uac1d \ud504\ub85c\ud544\uc744 \uc0dd\uc131\ud558\uae30 \uc704\ud574 \ud568\uaed8 \uc791\ub3d9\ud558\ub294 \uba87 \uac00\uc9c0 \ud575\uc2ec \uc694\uc18c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4: \uc2e0\uc6d0 \ud655\uc778: \uc774 \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc5ec\uad8c, \uc6b4\uc804\uba74\ud5c8\uc99d, \uc8fc\ubbfc\ub4f1\ub85d\uc99d \ub4f1 \uc815\ubd80\uc5d0\uc11c \ubc1c\uae09\ud55c \uc2e0\ubd84\uc99d\uc744 \uc218\uc9d1\ud569\ub2c8\ub2e4. \uc774\uc81c \uace0\uae09 \ud50c\ub7ab\ud3fc\uc740 \uc774\ub7ec\ud55c \ubb38\uc11c\ub97c \uc790\ub3d9\uc73c\ub85c \uc778\uc99d\ud558\uace0 \uc704\uc870 \ub610\ub294 \ubcc0\uc870 \uc9d5\ud6c4\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub294 AI \uae30\ubc18 \uc778\uc99d \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc8fc\uc18c \uc99d\uba85 \ud655\uc778: \ud3c9\ud310\uc774 \uc88b\uc740 \ud50c\ub7ab\ud3fc\uc740 \ub2e8\uc21c\ud55c \uc2e0\ubd84\uc99d \uc678\uc5d0\ub3c4 \uacf5\uacfc\uae08 \uccad\uad6c\uc11c, \uc740\ud589 \uba85\uc138\uc11c \ub610\ub294 \uae30\ud0c0 \uacf5\uc2dd\uc801\uc73c\ub85c \uc778\uc815\ub41c \ubb38\uc11c\ub97c \ud1b5\ud574 \uc8fc\uc18c \uc99d\uba85\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \uc774\ub294 \ucd94\uac00\uc801\uc778 \uac80\uc99d \uacc4\uce35\uc744 \ucd94\uac00\ud558\uace0 \uc9c0\ub9ac\uc801 \uc704\ud5d8 \ud3c9\uac00\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc0dd\uccb4 \uc778\uc99d: \ub9ce\uc740 \ucd5c\uc2e0 KYC \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc0ac\uc6a9\uc790\uac00 \uc2e0\ubd84\uc99d\uacfc \uc77c\uce58\ud558\ub294 \uc0ac\uc9c4\uc744 \uc81c\ucd9c\ud558\ub294 \uc140\uce74 \uc778\uc99d\uc774 \ud1b5\ud569\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc2e4\uc2dc\uac04 \uc778\uc99d\uc740 \ubb38\uc11c\ub97c \uc81c\ucd9c\ud558\ub294 \uc0ac\ub78c\uc774 \uc2e4\uc81c\ub85c \ud569\ubc95\uc801\uc778 \uc18c\uc720\uc790\uc778\uc9c0 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc704\ud5d8 \ud504\ub85c\ud30c\uc77c\ub9c1: \uc2e0\uc6d0 \ud655\uc778\uc774 \uc644\ub8cc\ub418\uba74 \ud50c\ub7ab\ud3fc\uc740 \uc9c0\ub9ac\uc801 \uc704\uce58, \uac70\ub798 \ud328\ud134, \uae08\uc735 \ud589\ub3d9 \ub4f1 \ub2e4\uc591\ud55c \uc704\ud5d8 \uc694\uc18c\ub97c \uae30\ubc18\uc73c\ub85c \uace0\uac1d\uc744 \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc774 \ud504\ub85c\ud30c\uc77c\ub9c1\uc740 \ud544\uc694\ud55c \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1 \uc218\uc900\uc744 \uacb0\uc815\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1: KYC\ub294 \uc77c\ud68c\uc131 \uc774\ubca4\ud2b8\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uaddc\uc81c \ud45c\uc900\uc740 \uc0c1\ud669 \ubcc0\ud654\uc5d0 \ub530\ub77c \uaddc\uc815 \uc900\uc218\ub97c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uace0\uac1d \ud504\ub85c\ud544\uc744 \uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4. \ucc98\uc74c\uc5d0\ub294 \uc704\ud5d8\ub3c4\uac00 \ub0ae\uc558\ub358 \uace0\uac1d\ub3c4 \ub098\uc911\uc5d0 \uac70\ub798 \ud589\ub3d9\uc5d0 \ub530\ub77c \ub354 \uba74\ubc00\ud55c \uc870\uc0ac\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYC\uc758 \uaddc\uc81c \uae30\ubc18 KYC \ud504\ub85c\ud1a0\ucf5c\uc740 \uc554\ud638\ud654\ud3d0 \uc601\uc5ed\uc5d0\uc11c \ub4f1\uc7a5\ud55c \uac83\uc774 \uc544\ub2c8\ub77c \uc804\ud1b5\uc801\uc778 \uae08\uc735 \uaddc\uc81c\uc5d0 \uae4a\uc740 \ubfcc\ub9ac\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uae30\ubc18\uc740 \uae08\uc735 \uae30\uad00\uc774 \uc790\uae08 \uc138\ud0c1\uacfc \uc0ac\uae30\ub97c \ud0d0\uc9c0\ud558\uace0 \uc608\ubc29\ud558\uae30 \uc704\ud574 \uc0c1\uc138\ud55c \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud55c 1970\ub144 \ubbf8\uad6d \uc740\ud589\ube44\ubc00\ubcf4\ud638\ubc95\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac11\ub2c8\ub2e4. \ub610 \ub2e4\ub978 \uc911\uc694\ud55c \uc601\ud5a5\uc740 \uad6d\uc81c\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uae30\uad6c(FATF)\uc758 \uad8c\uace0\uc548\uc5d0\uc11c \ube44\ub86f\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc778\uc815\ubc1b\ub294 \uc774 \uac00\uc774\ub4dc\ub77c\uc778\uc740 \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \ubc0f \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec \ubc29\uc9c0(CTF) \ub178\ub825\uc758 \ud45c\uc900\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. FATF\ub294 \ud2b9\ud788 \uc554\ud638\ud654\ud3d0 \uc790\uc0b0 \ud65c\ub3d9\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc758 \uaddc\uc815 \uc900\uc218\ub97c \ubcf4\uc7a5\ud558\ub294 \uac83\uc744 \uac15\uc870\ud558\uba70 \uac15\ub825\ud55c \uaddc\uc81c \uad00\ud589\uc744 \uc704\ud55c \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uc5d0\uc11c KYC\uac00 \uc911\uc694\ud55c \uc774\uc720 \uc804\ud1b5\uc801\uc73c\ub85c \uc775\uba85\uc774 \ubcf4\uc7a5\ub418\ub294 \uc554\ud638\ud654\ud3d0 \uc138\uacc4\uc5d0\uc11c KYC\ub294 \uba87 \uac00\uc9c0 \uc911\uc694\ud55c \uae30\ub2a5\uc744 \uc218\ud589\ud569\ub2c8\ub2e4: \uc0ac\uae30 \ubc29\uc9c0: \ud50c\ub7ab\ud3fc\uc740 \uc0ac\uc6a9\uc790 \uc2e0\uc6d0\uc744 \ud655\uc778\ud568\uc73c\ub85c\uc368 \uc0ac\uae30 \ud589\uc704\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uac00\uc9dc \uacc4\uc815\uacfc \ud569\uc131 \uc2e0\uc6d0\uc758 \uc704\ud5d8\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uae08 \uc138\ud0c1 \uc5b5\uc81c: KYC\ub294 \ucc45\uc784\uac10\uc744 \ubd80\uc5ec\ud558\uc5ec \ubc94\uc8c4\uc790\uac00 \ucd94\uc801\ub418\uc9c0 \uc54a\uace0 \ubd88\ubc95 \uc790\uae08\uc744 \uc138\ud0c1\ud558\ub294 \ub370 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uae30 \uc5b4\ub835\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uaddc\uc81c \uc900\uc218: \ud604\uc7ac \ub300\ubd80\ubd84\uc758 \uad00\ud560\uad8c\uc5d0\uc11c\ub294 \ud569\ubc95\uc801\uc778 \uc6b4\uc601\uacfc \ub77c\uc774\uc120\uc2a4 \uc720\uc9c0\ub97c \uc704\ud574 VASP\uac00 KYC \uc808\ucc28\ub97c \uc774\ud589\ud558\ub3c4\ub85d \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\ub8b0 \uad6c\ucd95: \uc801\uc808\ud55c KYC \uc808\ucc28\uc5d0 \ub300\ud55c \ub178\ub825\uc744 \uc785\uc99d\ud558\uba74 \uc0ac\uc6a9\uc790, \ud22c\uc790\uc790, \uaddc\uc81c \uae30\uad00 \ubaa8\ub450\uc640 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. KYT \uc774\ud574: \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1 \uc194\ub8e8\uc158 KYC\uac00 \uace0\uac1d\uc774 \ub204\uad6c\uc778\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98\ub2e4\uba74 KYT(Know Your Transaction)\ub294 \uace0\uac1d\uc774 \ubb34\uc5c7\uc744 \ud558\uace0 \uc788\ub294\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucda5\ub2c8\ub2e4. KYT\ub294 \uac70\ub798\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \ubd84\uc11d\ud558\uc5ec \uc758\uc2ec\uc2a4\ub7fd\uac70\ub098 \ube44\uc815\uc0c1\uc801\uc778 \ud65c\ub3d9\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc2dd\ubcc4\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4. KYT\uc758 \uc2e4\uc81c \uc791\ub3d9 \ubc29\uc2dd KYT \uc2dc\uc2a4\ud15c\uc740 \uac70\ub798 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uac10\ub3c5\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \uc815\uad50\ud55c \uc54c\uace0\ub9ac\uc998\uacfc \ubaa8\ub2c8\ud130\ub9c1 \uae30\uc220\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4: \uac70\ub798 \ubd84\uc11d: KYT \uc2dc\uc2a4\ud15c\uc740 \uac70\ub798 \ud328\ud134\uc744 \uac80\uc0ac\ud558\uc5ec \uad6c\uc870\ud654(\ubcf4\uace0 \uc784\uacc4\uac12\uc744 \ud53c\ud558\uae30 \uc704\ud574 \ud070 \uac70\ub798\ub97c \uc791\uc740 \uac70\ub798\ub85c \ub098\ub204\uae30), \ube44\uc815\uc0c1\uc801\uc778 \ud0c0\uc774\ubc0d \ud328\ud134 \ub610\ub294 \uc77c\ubc18\uc801\uc778 \uc0ac\uc6a9\uc790 \ud589\ub3d9\uacfc \uc77c\uce58\ud558\uc9c0 \uc54a\ub294 \uac70\ub798\uc640 \uac19\uc740 \uc774\uc0c1 \uc9d5\ud6c4\ub97c \uac10\uc9c0\ud569\ub2c8\ub2e4. \uc628\uccb4\uc778 \ubc0f \uc624\ud504\uccb4\uc778 \ucd94\uc801: \ud3ec\uad04\uc801\uc778 KYT \uc194\ub8e8\uc158\uc740 \uc628\uccb4\uc778 \ube14\ub85d\uccb4\uc778 \uac70\ub798\uc640 \uc624\ud504\uccb4\uc778 \ud50c\ub7ab\ud3fc \ud65c\ub3d9\uc744 \ubaa8\ub450 \ubaa8\ub2c8\ud130\ub9c1\ud558\uc5ec \uc0ac\uc6a9\uc790 \ud589\ub3d9\uc5d0 \ub300\ud55c \uc644\uc804\ud55c \uadf8\ub9bc\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc704\ud5d8 \uc810\uc218: \uac01 \uac70\ub798\uc5d0\ub294 \uae08\uc561, \ubaa9\uc801\uc9c0, \uac70\ub798 \uc0c1\ub300\ubc29, \uacfc\uac70 \ud328\ud134 \ub4f1 \uc5ec\ub7ec \uc694\uc18c\ub97c \uae30\uc900\uc73c\ub85c \uc704\ud5d8 \uc810\uc218\uac00 \ud560\ub2f9\ub429\ub2c8\ub2e4. \uace0\uc704\ud5d8 \uac70\ub798\ub294 \ucd94\uac00 \uac80\ud1a0\ub97c \uc704\ud574 \uc790\ub3d9\uc73c\ub85c \ud50c\ub798\uadf8\uac00 \uc9c0\uc815\ub429\ub2c8\ub2e4. \uc2e4\uc2dc\uac04 \uc54c\ub9bc: \uac70\ub798\uac00 \ud2b9\uc815 \uc704\ud5d8 \uae30\uc900\uc744 \ucda9\uc871\ud558\uba74 \uc2dc\uc2a4\ud15c\uc774 \uc989\uc2dc \uacbd\uace0\ub97c \ud2b8\ub9ac\uac70\ud558\uc5ec \uaddc\uc815 \uc900\uc218 \ud300\uc774 \uc7a0\uc7ac\uc801\uc778 \uc0ac\uae30 \ub610\ub294 \uc790\uae08 \uc138\ud0c1\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \uc2e0\uc18d\ud55c \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud589\ub3d9 \ud328\ud134 \uc778\uc2dd: \uace0\uae09 KYT \uc2dc\uc2a4\ud15c\uc740 \uc77c\ubc18\uc801\uc778 \uc0ac\uc6a9\uc790 \ud589\ub3d9\uc744 \ud559\uc2b5\ud558\uc5ec \uacc4\uc815 \uc720\ucd9c \ub610\ub294 \ubd88\ubc95 \ud65c\ub3d9\uc744 \ub098\ud0c0\ub0bc \uc218 \uc788\ub294 \ud3b8\ucc28\ub97c \uac10\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYT\uc758 \uc911\uc694\ud55c \uc911\uc694\uc131 KYT\ub294 KYC\ub9cc\uc73c\ub85c\ub294 \uc81c\uacf5\ud560 \uc218 \uc5c6\ub294 \uc911\uc694\ud55c \ubcf4\ud638 \uacc4\uce35\uc744 \ucd94\uac00\ud569\ub2c8\ub2e4: \uc9c0\uc18d\uc801\uc778 \uacbd\uacc4: KYC\ub294 \uc628\ubcf4\ub529 \uc2dc \uc2e0\uc6d0\uc744 \ud655\uc778\ud558\uc9c0\ub9cc, KYT\ub294 \uace0\uac1d \uad00\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc9c0\uc18d\uc801\uc778 \ubaa8\ub2c8\ud130\ub9c1\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud328\ud134 \ud0d0\uc9c0: KYT\ub294 \uc790\uae08 \uc138\ud0c1 \ud328\ud134\uc5d0 \ub300\ud55c \uc810\uc9c4\uc801\uc778 \uc6c0\uc9c1\uc784\uacfc \uac19\uc774 \ucd08\uae30 \ud655\uc778 \uc2dc\uc5d0\ub294 \ub4dc\ub7ec\ub098\uc9c0 \uc54a\ub294 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud589\ub3d9\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc2dc\uac04 \uac1c\uc785: \uc989\uac01\uc801\uc778 \uacbd\ubcf4 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \ud50c\ub7ab\ud3fc\uc740 \uc790\uae08\uc774 \ubcf5\uad6c \ubd88\uac00\ub2a5\ud558\uac8c \uc774\ub3d9\ud558\uae30 \uc804\uc5d0 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uac70\ub798\ub97c \ub3d9\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \uc900\uc218: KYT\ub294 \uae30\uc5c5\uc774 \uc554\ud638\ud654\ud3d0 \uc1a1\uae08\uc5d0 \ub300\ud55c \ud2b9\uc815 \uc815\ubcf4\ub97c VASP\uac00 \uacf5\uc720\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 FATF\uc758 \uc5ec\ud589 \uaddc\uce59\uacfc \uac19\uc740 \uae00\ub85c\ubc8c \ud45c\uc900\uc744 \uc900\uc218\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. KYC\uc640 KYT \ube44\uad50: \uc911\uc694\ud55c \ucc28\uc774\uc810 \uc774\ud574 KYC\uc640 KYT\ub294 \ud3ec\uad04\uc801\uc778 \uaddc\uc815 \uc900\uc218 \uc804\ub7b5\uc758 \uc0c1\ud638 \ubcf4\uc644\uc801\uc778 \uad6c\uc131 \uc694\uc18c\uc774\uc9c0\ub9cc, \uac01\uae30 \ub2e4\ub978 \ubaa9\uc801\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4: \ucd08\uc810 \uc601\uc5ed: KYC\ub294 \uace0\uac1d\uc774 \ub204\uad6c\uc778\uc9c0 \uc2dd\ubcc4\ud558\ub294 \ubc18\uba74, KYT\ub294 \uace0\uac1d\uc758 \uac70\ub798 \ud589\ub3d9\uc744 \ud1b5\ud574 \uace0\uac1d\uc774 \ubb34\uc5c7\uc744 \ud558\uace0 \uc788\ub294\uc9c0 \uc870\uc0ac\ud569\ub2c8\ub2e4. \uc2dc\uae30: KYC\ub294 \uc8fc\ub85c \uace0\uac1d \uc628\ubcf4\ub529\uacfc \uc815\uae30 \uac80\ud1a0 \uc911\uc5d0 \uc218\ud589\ub418\ub294 \ubc18\uba74, KYT\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uc6b4\uc601\ub418\uc5b4 \uac70\ub798\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud569\ub2c8\ub2e4. \ub370\uc774\ud130 \uc720\ud615: KYC\ub294 \uac1c\uc778 \uc2dd\ubcc4 \ub370\uc774\ud130(\uc815\ubd80 ID, \uc8fc\uc18c \uc99d\uba85, \uc2e0\uc0c1 \uc815\ubcf4)\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4. KYT\ub294 \uac70\ub798 \ub370\uc774\ud130(\uae08\uc561, \ube48\ub3c4, \ud328\ud134, \uac70\ub798 \uc0c1\ub300\ubc29)\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4. \uc8fc\uc694 \ubaa9\uc801: KYC\ub294 \uc545\uc758\uc801\uc778 \ud589\uc704\uc790\uac00 \ud50c\ub7ab\ud3fc\uc5d0 \uc811\uadfc\ud558\ub294 \uac83\uc744 \ucd08\uae30\uc5d0 \ubc29\uc9c0\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uba70, KYT\ub294 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc774 \ubc1c\uc0dd\ud558\uba74 \uc774\ub97c \uac10\uc9c0\ud558\uace0 \ucc28\ub2e8\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud569\ub2c8\ub2e4. \uaddc\uc81c \uc900\uc218: KYC\ub294 AML \uaddc\uc815 \uc900\uc218 \ubc0f \uace0\uac1d \uc2e4\uc0ac \uc694\uac74\uc744 \uc9c0\uc6d0\ud558\ub294 \ubc18\uba74, KYT\ub294 \uc5ec\ud589 \uaddc\uce59\uacfc \uac19\uc740 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc758\ubb34 \ubc0f \ud45c\uc900\uc5d0 \ubd80\ud569\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc790\uc0b0 \ube44\uc988\ub2c8\uc2a4\uc5d0 KYC\uc640 KYT\uac00 \ubaa8\ub450 \ud544\uc694\ud55c \uc774\uc720 \uc554\ud638\ud654\ud3d0 \ud658\uacbd\uc758 \uace0\uc720\ud55c \ubb38\uc81c \ub54c\ubb38\uc5d0 KYC\uc640 KYT\uc758 \uacb0\ud569\uc740 \ud2b9\ud788 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uac70\ub798\uc758 \uc775\uba85\uc131, \ub514\uc9c0\ud138 \uc790\uc0b0\uc758 \uad6d\uacbd \uac04 \uae30\ub2a5, \uc9c4\ud654\ud558\ub294 \uaddc\uc81c \ud658\uacbd\uc73c\ub85c \uc778\ud574 \ub2e4\uce35\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc694\ud55c \ubcf5\uc7a1\ud55c \uaddc\uc815 \uc900\uc218 \ud658\uacbd\uc774 \uc870\uc131\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud3ec\uad04\uc801\uc778 \uaddc\uc815 \uc900\uc218 \ud504\ub808\uc784\uc6cc\ud06c \uad6c\ucd95 KYC\uc640 KYT\ub97c \ud568\uaed8 \uad6c\ud604\ud558\uba74 \uac15\ub825\ud55c \ubc29\uc5b4 \ud504\ub808\uc784\uc6cc\ud06c\uac00 \ub9cc\ub4e4\uc5b4\uc9d1\ub2c8\ub2e4: \uc2dc\uc791\ubd80\ud130 \uc2e0\ub8b0\ub97c \ubcf4\uc7a5\ud558\ub294 KYC: \uc628\ubcf4\ub529 \uacfc\uc815\uc5d0\uc11c \uc0ac\uc6a9\uc790\ub97c \ucca0\uc800\ud558\uac8c \uac80\uc99d\ud568\uc73c\ub85c\uc368 \uae30\uc5c5\uc740 \uc545\uc758\uc801\uc778 \ud589\uc704\uc790\uac00 \ud50c\ub7ab\ud3fc\uc5d0 \uc561\uc138\uc2a4\ud560 \uc704\ud5d8\uc744 \ud06c\uac8c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd08\uae30 \ud544\ud130\ub9c1\uc740 \uc54c\ub824\uc9c4 \uc0ac\uae30\uafbc, \uc81c\uc7ac \ub300\uc0c1 \ub2e8\uccb4 \ub610\ub294 \uc815\uce58\uc801\uc73c\ub85c \ub178\ucd9c\ub41c \uc0ac\ub78c\uc774 \ubd88\ubc95\uc801\uc778 \ubaa9\uc801\uc73c\ub85c \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. KYT\ub294 \uc9c0\uc18d\uc801\uc778 \ubcf4\ud638\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4: \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1\uc740 \uc628\ubcf4\ub529 \ud6c4 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \uc2dd\ubcc4\ud558\uace0 \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ud569\ubc95\uc801\uc73c\ub85c KYC\ub97c \ud1b5\uacfc\ud55c \uc0ac\uc6a9\uc790\ub3c4 \ub098\uc911\uc5d0 \uacc4\uc815\uc774 \uc720\ucd9c\ub418\uac70\ub098 \ucc98\uc74c\uc5d0\ub294 \ubd84\uba85\ud558\uc9c0 \uc54a\uc558\ub358 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc5d0 \uc810\ucc28\uc801\uc73c\ub85c \uad00\uc5ec\ud558\uae30 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud568\uaed8, \uaddc\uc815 \uc900\uc218 \uaca9\ucc28\ub97c \uc904\uc785\ub2c8\ub2e4: \uc774 \uc870\ud569\uc740 \ucd5c\ucd08 \uc811\ucd09\ubd80\ud130 \uc9c0\uc18d\uc801\uc778 \uc0ac\uc6a9\uae4c\uc9c0 \uc0ac\uc6a9\uc790 \ud589\ub3d9\uc5d0 \ub300\ud55c \uc644\uc804\ud55c \uadf8\ub9bc\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc0f \uaddc\uc815 \uc900\uc218\uc5d0 \ub300\ud55c \ub354 \uc2a4\ub9c8\ud2b8\ud558\uace0 \uc2e0\uc18d\ud55c \uc758\uc0ac\uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYC\uc640 KYT\uc758 \uc2e4\uc81c \uc801\uc6a9 \uc0ac\ub840 \uc2e4\uc81c \uc2dc\ub098\ub9ac\uc624\ub97c \uc0dd\uac01\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4: \ud55c \uc0ac\uc6a9\uc790\uac00 \uc628\ubcf4\ub529 \uc911\uc5d0 \ud569\ubc95\uc801\uc778 \uc2e0\ubd84\uc99d\uc744 \uc81c\uacf5\ud558\uace0 \ubaa8\ub4e0 \ucd08\uae30 \ud655\uc778\uc744 \ud1b5\uacfc\ud558\uc5ec KYC \uc778\uc99d\uc744 \uc131\uacf5\uc801\uc73c\ub85c \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4. \uba87 \ub2ec \ud6c4, \uc774 \uc0ac\uc6a9\uc790\ub294 \ubcf4\uace0 \uc784\uacc4\uac12\uc774 \ud2b8\ub9ac\uac70\ub418\uc9c0 \uc54a\ub3c4\ub85d \ud2b9\ubcc4\ud788 \uc124\uacc4\ub41c \uace0\uc561 \uac70\ub798\ub97c \uc18c\uc561\uc73c\ub85c \ubd84\ud560\ud558\ub294 \uad6c\uc870\ud654\uc640 \uc77c\uce58\ud558\ub294 \uac70\ub798 \ud328\ud134\uc744 \ubcf4\uc774\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc774\ub294 \uc77c\ubc18\uc801\uc778 \uc790\uae08 \uc138\ud0c1 \uae30\ubc95\uc785\ub2c8\ub2e4. KYT\ub97c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc73c\uba74 \uc0ac\uc6a9\uc790\uc758 \uc2e0\uc6d0\uc774 \ud569\ubc95\uc801\uc73c\ub85c \uc720\uc9c0\ub418\uace0 \ubcc0\uacbd\ub418\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc774\ub7ec\ud55c \ud589\ub3d9\uc774 \uc644\uc804\ud788 \ub208\uc5d0 \ub744\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYT\ub97c \uad6c\ud604\ud558\uba74 \uc2dc\uc2a4\ud15c\uc774 \uc774\ub7ec\ud55c \ube44\uc815\uc0c1\uc801\uc778 \ud328\ud134\uc744 \uc790\ub3d9\uc73c\ub85c \uac10\uc9c0\ud558\uc5ec \uac80\ud1a0\ub97c \uc704\ud574 \ud50c\ub798\uadf8\ub97c \uc9c0\uc815\ud558\uace0 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ud300\uc774 \uc911\ub300\ud55c \ubd88\ubc95 \ud65c\ub3d9\uc774 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \uc870\uc0ac\ud558\uace0 \uc801\uc808\ud55c \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840\ub294 KYC\ub9cc\uc73c\ub85c\ub294 \ud3ec\uad04\uc801\uc778 \uaddc\uc815 \uc900\uc218\uc5d0 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uc774\uc720\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \ucd08\uae30 \uac80\uc99d\ub9cc\uc73c\ub85c\ub294 \ubbf8\ub798\uc758 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud589\ub3d9\uc744 \uc608\uce21\ud558\uac70\ub098 \uc608\ubc29\ud560 \uc218 \uc5c6\uc73c\uba70, \ubc14\ub85c \uc774 \uacf5\ubc31\uc744 KYT\uac00 \uba54\uc6c1\ub2c8\ub2e4. \ucd5c\uc2e0 KYC\/KYT \uc194\ub8e8\uc158\uc758 \uace0\uae09 \uae30\ub2a5 \uc120\ub3c4\uc801\uc778 \uaddc\uc815 \uc900\uc218 \ud50c\ub7ab\ud3fc\uc740 \uae30\ubcf8\uc801\uc778 \uac80\uc99d \ubc0f \ubaa8\ub2c8\ud130\ub9c1\uc744 \ub118\uc5b4 \ubcf4\uc548\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ubaa8\ub450 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uc815\uad50\ud55c \uae30\ub2a5\uc744 \ud1b5\ud569\ud558\uc5ec \ud6e8\uc52c \ub354 \uc9c4\ud654\ud588\uc2b5\ub2c8\ub2e4: \ud1b5\ud569 \ub370\uc774\ud130 \ubcf4\uae30 \ucd5c\uc2e0 \ud50c\ub7ab\ud3fc\uc740 \uace0\uac1d \ud504\ub85c\ud544\uacfc \uac70\ub798 \ub370\uc774\ud130\ub97c \uc9c1\uad00\uc801\uc778 \ub2e8\uc77c \ub300\uc2dc\ubcf4\ub4dc\uc5d0 \ud1b5\ud569\ud558\uc5ec \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \ud300\uc774 \uc2dc\uc2a4\ud15c \uac04 \uc804\ud658 \uc5c6\uc774 \ubaa8\ub4e0 \uad00\ub828 \uc815\ubcf4\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac04\uc18c\ud654\ub41c \uc811\uadfc \ubc29\uc2dd\uc740 \uc758\uc0ac \uacb0\uc815 \uc18d\ub3c4\uc640 \uc815\ud655\uc131\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4. \uc0ac\uc6a9\uc790 \uc9c0\uc815 \uac00\ub2a5\ud55c \uc704\ud5d8 \uaddc\uce59 \uace0\uae09 \uc2dc\uc2a4\ud15c\uc740 \uc704\ud5d8 \uc124\uc815\uc744 \uc0ac\uc6a9\uc790 \uc9c0\uc815\ud560 \uc218 \uc788\ub294 \ub354 \ub9ce\uc740 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud558\uc5ec \uae30\uc5c5\uc774 \ud2b9\uc815 \uc694\uad6c \uc0ac\ud56d, \uc0ac\uc6a9\uc790 \uc778\uad6c \ud1b5\uacc4 \ubc0f \uaddc\uc81c \uc758\ubb34\uc5d0 \ub530\ub77c \uc704\ud5d8 \ud0dc\uc138\ub97c \uc870\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uac70\ub798 \uae08\uc561, \uc9c0\ub9ac\uc801 \uc81c\ud55c, \uac70\ub798 \uc0c1\ub300\ubc29 \uc704\ud5d8 \ub9e4\uac1c\ubcc0\uc218\uc5d0 \ub300\ud55c \uc784\uacc4\uac12 \uc124\uc815\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ud589\ub3d9 \uacbd\ubcf4 \uc2dc\uc2a4\ud15c \uc815\uad50\ud55c KYT \uc194\ub8e8\uc158\uc740 \uc554\ud638\ud654\ud3d0 \uac04\uc758 \ube60\ub978 \uc21c\ud658, \uace0\uc704\ud5d8 \uc8fc\uc18c\ub85c \uc54c\ub824\uc9c4 \uac70\ub798, \ud63c\ud569 \uc11c\ube44\uc2a4 \uc0ac\uc6a9\uacfc \uc77c\uce58\ud558\ub294 \ud328\ud134 \ub4f1 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud589\ub3d9\uc744 \ub098\ud0c0\ub0b4\ub294 \ud2b9\uc815 \uac70\ub798 \ud328\ud134\uc744 \uac10\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778\uc5d0 \uad6c\uc560\ubc1b\uc9c0 \uc54a\ub294 \uae30\ub2a5 \ub514\uc9c0\ud138 \uc790\uc0b0\uc758 \uba40\ud2f0\uccb4\uc778 \ubbf8\ub798\uc640 \ud568\uaed8 \uc120\ub3c4\uc801\uc778 \uaddc\uc815 \uc900\uc218 \uc194\ub8e8\uc158\uc740 \ube44\ud2b8\ucf54\uc778\uc774\ub098 \uc774\ub354\ub9ac\uc6c0\uc5d0 \uad6d\ud55c\ub418\uc9c0 \uc54a\uace0 \uc2e0\ud765 \ub124\ud2b8\uc6cc\ud06c \ubc0f \ub808\uc774\uc5b4 2 \uc194\ub8e8\uc158\uc73c\ub85c \ud655\uc7a5\ub41c \ub2e4\uc591\ud55c \ube14\ub85d\uccb4\uc778\uc758 \ud2b8\ub79c\uc7ad\uc158\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ub7c9 \uacbd\ubcf4 \uad00\ub9ac \uaddc\uc815 \uc900\uc218 \ud300\uc740 \ud1b5\ud569 \uc0ac\ub840 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uacbd\ubcf4\ub97c \ub300\ub7c9\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \ud611\uc5c5\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc7a0\uc7ac\uc801\uc73c\ub85c \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \ub354 \ube60\ub974\uac8c \ud3c9\uac00\ud558\uace0 \ub9ac\uc18c\uc2a4\ub97c \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \ud560\ub2f9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYC \ubc0f KYT \uad6c\ud604: \uc554\ud638\ud654 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \ubaa8\ubc94 \uc0ac\ub840 KYC\uc640 KYT\ub97c \uc131\uacf5\uc801\uc73c\ub85c \uad6c\ud604\ud558\ub824\uba74 \ub2e8\uc21c\ud788 \uae30\uc220 \uc194\ub8e8\uc158\uc744 \uc120\ud0dd\ud558\ub294 \uac83 \uc774\uc0c1\uc758 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc804\ub7b5\uc801 \uc811\uadfc\uc774 \ud544\uc694\ud569\ub2c8\ub2e4: \uc704\ud5d8 \ud3c9\uac00\ub85c \uc2dc\uc791\ud558\uae30 \ud2b9\uc815 \uc194\ub8e8\uc158\uc744 \uad6c\ud604\ud558\uae30 \uc804\uc5d0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \uc0ac\uc6a9\uc790 \uae30\ubc18, \uc9c0\ub9ac\uc801 \uc6b4\uc601 \ubc0f \uc81c\ud488 \uc81c\uacf5\uc5d0 \ub300\ud55c \ucca0\uc800\ud55c \uc704\ud5d8 \ud3c9\uac00\ub97c \uc218\ud589\ud558\uc138\uc694. \uc774 \ud3c9\uac00\ub97c \ud1b5\ud574 KYC \ubc0f KYT \uc2dc\uc2a4\ud15c\uc758 \uad6c\uccb4\uc801\uc778 \uad6c\uc131\uc744 \uacb0\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc804\ubb38\uc131\uc774 \uc785\uc99d\ub41c \uc194\ub8e8\uc158 \uc120\ud0dd \uc554\ud638\ud654\ud3d0 \ubd84\uc57c\uc5d0\uc11c \uac80\uc99d\ub41c \uc2e4\uc801\uc744 \ubcf4\uc720\ud55c \uc5c5\uccb4\ub97c \uc120\ud0dd\ud558\uc138\uc694. \uae30\uc874\uc758 \uae08\uc735 \uaddc\uc815 \uc900\uc218 \uc194\ub8e8\uc158\uc740 \ud6a8\uacfc\uc801\uc778 \uc554\ud638\ud654\ud3d0 \uaddc\uc815 \uc900\uc218\uc5d0 \ud544\uc694\ud55c \ube14\ub85d\uccb4\uc778 \uad00\ub828 \uc778\ud154\ub9ac\uc804\uc2a4\uac00 \ubd80\uc871\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \uc900\uc218 \ubcf4\uc7a5 \ubc95\ub960 \uc804\ubb38\uac00\uc640 \ud611\ub825\ud558\uc5ec KYC \ubc0f KYT \uad6c\ud604\uc774 \uc0ac\uc5c5\uc744 \uc6b4\uc601\ud558\ub294 \ubaa8\ub4e0 \uad00\ud560\uad8c\uc758 \uad00\ub828 \uaddc\uc81c\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0 \ud655\uc778\ud558\uc138\uc694. \uc5ec\uae30\uc5d0\ub294 FATF \uad8c\uace0\uc548, EU MiCA \uaddc\uc815, \ud604\uc9c0 AML\/CFT \uc694\uac74\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uc6b0\uc120\uc2dc \ubcf4\uc548\uc774 \uac00\uc7a5 \uc911\uc694\ud558\uc9c0\ub9cc, \ubc88\uac70\ub85c\uc6b4 \uc778\uc99d \ud504\ub85c\uc138\uc2a4\ub294 \ud569\ubc95\uc801\uc778 \uc0ac\uc6a9\uc790\ub97c \uc774\ud0c8\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4\uc640 \ube60\ub978 \uc778\uc99d \uc2dc\uac04\uc744 \uc81c\uacf5\ud558\ub294 \uc194\ub8e8\uc158\uacfc \uac19\uc774 \ucca0\uc800\ud55c \uc778\uc99d\uacfc \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc194\ub8e8\uc158\uc744 \ucc3e\uc544\ubcf4\uc138\uc694. \ud655\uc7a5\uc131 \uacc4\ud68d \uc0ac\uc6a9\uc790 \uae30\ubc18\uc774 \uc99d\uac00\ud558\uace0 \uac70\ub798\ub7c9\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uaddc\uc815 \uc900\uc218 \uc2dc\uc2a4\ud15c\ub3c4 \uadf8\uc5d0 \ub9de\uac8c \ud655\uc7a5\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc131\ub2a5\uc774\ub098 \ubcf4\uc548\uc744 \uc800\ud558\uc2dc\ud0a4\uc9c0 \uc54a\uace0 \uc99d\uac00\ud558\ub294 \ubd80\ud558\ub97c \ucc98\ub9ac\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uc194\ub8e8\uc158\uc744 \uc120\ud0dd\ud558\uc138\uc694. \uc9c0\uc18d\uc801\uc778 \uac1c\uc120 \uad6c\ud604 \uaddc\uc81c \uc694\uac74\uacfc \ubc94\uc8c4 \ubc29\ubc95\ub860\uc740 \ubaa8\ub450 \ube60\ub974\uac8c \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc704\ud611\uacfc \uaddc\uc81c \ubcc0\ud654\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 KYC \ubc0f KYT \uc808\ucc28\ub97c \uc815\uae30\uc801\uc73c\ub85c \uac80\ud1a0\ud558\uace0 \uc5c5\ub370\uc774\ud2b8\ud558\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \uad6c\ucd95\ud558\uc138\uc694. \uc554\ud638\ud654\ud3d0 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\uc5d0\uc11c KYC\uc640 KYT\uc758 \ubbf8\ub798 KYC\uc640 KYT\uc758 \uc9c4\ud654\ub294 \uc544\uc9c1 \ub05d\ub098\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uba87 \uac00\uc9c0 \ud2b8\ub80c\ub4dc\uac00 \uc554\ud638\ud654 \uaddc\uc815 \uc900\uc218\uc758 \ubbf8\ub798\ub97c \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4: \uc778\uacf5\uc9c0\ub2a5\uacfc \uba38\uc2e0\ub7ec\ub2dd\uc758 \ud1b5\ud569 \uc778\uacf5\uc9c0\ub2a5\uc740 KYC\uc640 KYT \ud504\ub85c\uc138\uc2a4\ub97c \ubaa8\ub450 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. KYC\uc5d0\uc11c\ub294 AI \uae30\ubc18 \ubb38\uc11c \uac80\uc99d\uacfc \uc0dd\uccb4 \uc778\uc2dd \ubd84\uc11d\uc73c\ub85c \uc2e0\uc6d0 \ud655\uc778\uc774 \ub354 \ube60\ub974\uace0 \uc815\ud655\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. KYT\uc5d0\uc11c\ub294 \uba38\uc2e0\ub7ec\ub2dd \uc54c\uace0\ub9ac\uc998\uc774 \uaddc\uce59 \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc744 \ud53c\ud560 \uc218 \uc788\ub294 \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc758 \ubbf8\ubb18\ud55c \ud328\ud134\uc744 \ud0d0\uc9c0\ud558\ub294 \ub370 \uc810\uc810 \ub354 \uc815\uad50\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uc2e0\uc6d0 \uc194\ub8e8\uc158 \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \uae30\ubc18\uc73c\ub85c \uad6c\ucd95\ub41c \ud0c8\uc911\uc559\ud654\ub41c \uc2e0\uc6d0 \uc194\ub8e8\uc158\uc740 \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \uac1c\uc778 \ub370\uc774\ud130\ub97c \ub354 \uc798 \uc81c\uc5b4\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uba74\uc11c\ub3c4 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \uac80\uc99d\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc740 \uc7a0\uc7ac\uc801\uc73c\ub85c KYC \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uc640 \ubcf4\uc548\uc744 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \uba85\ud655\uc131 \ud5a5\uc0c1 EU\uc758 MiCA\uc640 \uac19\uc740 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uac00 \uc554\ud638\ud654\ud3d0 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ubcf4\ub2e4 \uba85\ud655\ud55c \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc81c\uacf5\ud568\uc5d0 \ub530\ub77c \uc5c5\uacc4 \uc804\ubc18\uc5d0\uc11c KYC \ubc0f KYT \uad6c\ud604\uc774 \ub354\uc6b1 \ud45c\uc900\ud654\ub418\uc5b4 \uc5ec\ub7ec \uad00\ud560\uad8c\uc5d0\uc11c \uc6b4\uc601\ud560 \ub54c \uaddc\uc815 \uc900\uc218 \ubcf5\uc7a1\uc131\uc744 \uc904\uc77c \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uac04 \uc0c1\ud638 \uc6b4\uc6a9\uc131 \ubbf8\ub798\uc5d0\ub294 \uc11c\ub85c \ub2e4\ub978 \uaddc\uc815 \uc900\uc218 \ud50c\ub7ab\ud3fc \uac04\uc758 \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc774 \ud5a5\uc0c1\ub418\uc5b4 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638 \ubc0f \uaddc\uc815 \uc900\uc218\ub97c \uc720\uc9c0\ud558\uba74\uc11c VASP \uac04\uc758 \uc548\uc804\ud55c \ub370\uc774\ud130 \uacf5\uc720\ub97c \ud1b5\ud574 \ubcf4\ub2e4 \ud3ec\uad04\uc801\uc778 \uc704\ud5d8 \ud3c9\uac00\uac00 \uac00\ub2a5\ud574\uc9c8 \uac83\uc785\ub2c8\ub2e4. \uacb0\ub860: \ud0c0\ud611\ud560 \uc218 \uc5c6\ub294 \uc870\ud569 \ub514\uc9c0\ud138 \uc790\uc0b0\uc758 \uc5ed\ub3d9\uc801\uc778 \uc138\uacc4\uc5d0\uc11c KYC\uc640 KYT\ub294 \uc2ec\uac01\ud55c \uaddc\uc815 \uc900\uc218 \uc804\ub7b5\uc5d0\uc11c \ud0c0\ud611\ud560 \uc218 \uc5c6\ub294 \uad6c\uc131 \uc694\uc18c\ub85c \ubd80\uc0c1\ud588\uc2b5\ub2c8\ub2e4. KYC\ub294 \ucd08\uae30 \uc2e0\uc6d0 \ud655\uc778\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 KYT\ub294 \uc9c0\uc18d\uc801\uc778 \uac70\ub798 \uac10\ub3c5\uc744 \uc81c\uacf5\ud558\ub294 \ub3d9\uc804\uc758 \uc591\uba74\uacfc\ub3c4 \uac19\uc2b5\ub2c8\ub2e4. \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0, \uaddc\uc815\uc744 \uc900\uc218\ud558\uba70, \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \uc548\uc804\ud55c \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0\uc790 \ud558\ub294 \uc554\ud638\ud654\ud3d0 \ube44\uc988\ub2c8\uc2a4\uc5d0\uac8c \uac15\ub825\ud55c KYC \ubc0f KYT \uc2dc\uc2a4\ud15c \uad6c\ud604\uc740 \ub354 \uc774\uc0c1 \uc120\ud0dd \uc0ac\ud56d\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ubc88\ucc3d\ud558\ub294 \uae30\uc5c5\uc740 \uc774\ub7ec\ud55c \uaddc\uc815 \uc900\uc218\uc758 \uc911\uc694\uc131\uc744 \uc778\uc2dd\ud558\uace0 \uc774\ub7ec\ud55c \uae30\ubcf8 \uc6d0\uce59\uc744 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc601\uc744 \uad6c\ucd95\ud558\ub294 \uae30\uc5c5\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \ucca0\uc800\ud55c \uace0\uac1d \ud655\uc778\uacfc \uc9c0\uc18d\uc801\uc778 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1\uc758 \uacb0\ud569\uc740 \uae30\uc5c5\uacfc \uace0\uac1d, \ub354 \ub113\uc740 \uc554\ud638\ud654\ud3d0 \uc0dd\ud0dc\uacc4\uc758 \ubb34\uacb0\uc131\uc744 \ubcf4\ud638\ud558\ub294 \uc2ec\uce35\uc801\uc778 \ubc29\uc5b4 \uc811\uadfc \ubc29\uc2dd\uc744 \ub9cc\ub4e4\uc5b4\ub0c5\ub2c8\ub2e4. \uaddc\uc81c \ud658\uacbd\uc774 \uacc4\uc18d \uc9c4\ud654\ud568\uc5d0 \ub530\ub77c \uc774 \uac15\ub825\ud55c \uc870\ud569\uc740 \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0 \uc548\uc804\ud558\uba70 \uc131\uacf5\uc801\uc778 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc6b4\uc601\uc758 \ucd08\uc11d\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Ultimate Guide to KYC and KYT: Building Unbreakable Compliance for Crypto Businesses In the rapidly evolving world of digital assets, compliance has emerged as the critical foundation for sustainable growth and user trust. For cryptocurrency exchanges, wallet providers, and other Virtual Asset Service Providers (VASPs), implementing robust compliance frameworks isn&#39;t just about avoiding regulatory [&hellip;]<\/p>","protected":false},"author":1,"featured_media":4001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-4002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/4002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/comments?post=4002"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/4002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media\/4001"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media?parent=4002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/categories?post=4002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/tags?post=4002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}