\ub514\uc9c0\ud138 \uc790\uc0b0 \uac70\ub798\uc5d0\uc11c KYC \uaddc\uc815 \uc900\uc218\ub97c \uc704\ud55c \ucd5c\uace0\uc758 \uac00\uc774\ub4dc \uc624\ub298\ub0a0\uc758 \uc554\ud638\ud654\ud3d0 \uc0dd\ud0dc\uacc4\uc5d0\uc11c KYC\uac00 \ud0c0\ud611\ud560 \uc218 \uc5c6\ub294 \uc774\uc720 \ub514\uc9c0\ud138 \uc790\uc0b0 \ud658\uacbd\uc740 \ud2c8\uc0c8 \uad00\uc2ec\uc0ac\uc5d0\uc11c \uc77c\uc77c \uac70\ub798\ub7c9\uc774 \uc218\ucc9c\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uc8fc\ub958 \uae08\uc735 \uc0dd\ud0dc\uacc4\ub85c \ubcc0\ubaa8\ud588\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0 \ucc44\ud0dd\uc774 \uac00\uc18d\ud654\ub428\uc5d0 \ub530\ub77c \uac15\ub825\ud55c \uace0\uac1d\uc54c\uae30\uc81c\ub3c4(KYC) \ud504\ub85c\ud1a0\ucf5c\uc758 \ud544\uc694\uc131\uc774 \uc810\uc810 \ub354 \uc911\uc694\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. KYC\ub294 \uc624\ub298\ub0a0\uc758 \uaddc\uc81c \ud658\uacbd\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \ud569\ubc95\uc801\uc778 \ub514\uc9c0\ud138 \uc790\uc0b0 \ud50c\ub7ab\ud3fc\uc758 \uae30\ubcf8 \uc694\uac74\uc73c\ub85c, \uc554\ud638\ud654\ud3d0 \uc601\uc5ed\uc5d0\uc11c \uaddc\uc815 \uc900\uc218\uc640 \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub300\ud55c \ucd5c\uc804\uc120 \ubc29\uc5b4\uc758 \ucd08\uc11d\uc774 \ub429\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uac00 \ubcc0\ub450\ub9ac \uae30\uc220\uc5d0\uc11c \uc81c\ub3c4\uad8c \uc790\uc0b0 \ud074\ub798\uc2a4\ub85c \uc9c4\ud654\ud558\uba74\uc11c \uc804 \uc138\uacc4 \uaddc\uc81c \ub2f9\uad6d\uc758 \uc804\ub840 \uc5c6\ub294 \uc870\uc0ac\uac00 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ub54c \uc804\ud1b5\uc801\uc778 \uae08\uc735\uc5d0 \ub300\ud55c \uc775\uba85\uc758 \ub300\uc548\uc73c\ub85c \uc5ec\uaca8\uc84c\ub358 \uc554\ud638\ud654\ud3d0\ub294 \uc774\uc81c \uc740\ud589 \ubc0f \uae30\ud0c0 \uae08\uc735 \uae30\uad00\uacfc \ub3d9\uc77c\ud55c \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML) \ubc0f \ud14c\ub7ec\uc790\uae08\uc870\ub2ec\ubc29\uc9c0 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud558\ub294 \uc0c1\ud669\uc5d0 \uc9c1\uba74\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub85c \uc778\ud574 \ud6a8\uacfc\uc801\uc778 KYC \uad6c\ud604\uc740 \ub2e8\uc21c\ud55c \uaddc\uc81c \uc758\ubb34\uac00 \uc544\ub2c8\ub77c \ubaa8\ub4e0 \ub514\uc9c0\ud138 \uc790\uc0b0 \ube44\uc988\ub2c8\uc2a4\uc758 \uc804\ub7b5\uc801 \ud544\uc218 \uc694\uac74\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0 \ub9e5\ub77d\uc5d0\uc11c\uc758 KYC \uc774\ud574 \uc554\ud638\ud654\ud3d0\uc5d0\uc11c\uc758 KYC\ub294 \ub514\uc9c0\ud138 \uc790\uc0b0 \ud50c\ub7ab\ud3fc\uc774 \uae08\uc735 \uaddc\uc815\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \uad6c\ud604\ud574\uc57c \ud558\ub294 \uc2e0\uc6d0 \ud655\uc778 \ud504\ub85c\ud1a0\ucf5c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud504\ub85c\uc138\uc2a4\ub294 \uc0ac\uc6a9\uc790\uac00 \ubcf8\uc778\uc774 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\uace0 \uc790\uae08 \uc138\ud0c1, \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec, \ud0c8\uc138, \uc0ac\uae30 \ub4f1\uc758 \ubd88\ubc95 \ud65c\ub3d9\uc744 \ubc29\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uae30\uc874 \uae08\uc735\uacfc \ub2ec\ub9ac \uc554\ud638\ud654\ud3d0 \ud50c\ub7ab\ud3fc\uc740 \uc775\uba85\uc758 \ube14\ub85d\uccb4\uc778 \uc8fc\uc18c\uc640 \ub418\ub3cc\ub9b4 \uc218 \uc5c6\ub294 \uac70\ub798\ub97c \ub2e4\ub8e8\uae30 \ub54c\ubb38\uc5d0 \uac15\ub825\ud55c \uc2e0\uc6d0 \ud655\uc778\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc790\uc0b0\uc5d0 \ub300\ud55c \ud3ec\uad04\uc801\uc778 KYC \ud504\ub85c\uc138\uc2a4\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4(PII) \uc218\uc9d1, \uc815\ubd80 \ubc1c\uae09 \uc2e0\ubd84\uc99d\uacfc \ub300\uc870\ud55c \ub370\uc774\ud130 \uac80\uc99d, \uc815\uce58\uc801\uc73c\ub85c \ub178\ucd9c\ub41c \uc0ac\ub78c(PEP) \ubc0f \uae00\ub85c\ubc8c \uc81c\uc7ac \ubaa9\ub85d\uc5d0 \ub300\ud55c \uc120\ubcc4 \uc791\uc5c5\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uac70\ub798\uc758 \ube44\uac00\uc5ed\uc801 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \uc798\ubabb\ub41c \uac70\ub798\ub294 \ub418\ub3cc\ub9b4 \uc218 \uc5c6\ub294 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \ucc98\uc74c\uc5d0 \uc81c\ub300\ub85c \uac80\uc99d\ud558\ub294 \uac83\uc774 \ub354\uc6b1 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \uaddc\uc81c \ud658\uacbd KYC\ub294 \uc5c5\uacc4 \ubaa8\ubc94 \uc0ac\ub840\uc77c \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub300\ubd80\ubd84\uc758 \uad00\ud560\uad8c\uc5d0\uc11c \ubc95\uc801\uc73c\ub85c \uc758\ubb34\ud654\ub418\uc5b4 \uc788\uc9c0\ub9cc, \uc9c0\uc5ed\ub9c8\ub2e4 \uc694\uad6c \uc0ac\ud56d\uc774 \ud06c\uac8c \ub2e4\ub985\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uad6d\uc81c\uc801\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \ubaa8\ub4e0 \ud50c\ub7ab\ud3fc\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ubbf8\uad6d \ud504\ub808\uc784\uc6cc\ud06c \ubbf8\uad6d\uc5d0\uc11c\ub294 \uc554\ud638\ud654\ud3d0 \ud50c\ub7ab\ud3fc\uc774 FinCEN \uaddc\uc815\uc5d0 \ub530\ub77c \uc790\uae08 \uc11c\ube44\uc2a4 \uc0ac\uc5c5\uc790(MSB)\ub85c \ucde8\uae09\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uace0\uac1d \uc2e4\uc0ac \uc694\uac74\uacfc \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9 \ubcf4\uace0\uc11c(SAR) \uc81c\ucd9c \uc758\ubb34\ub97c \ud3ec\ud568\ud55c \uc740\ud589 \ube44\ubc00\ubc95\uc744 \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \ubbf8\uad6d \uaddc\uc815\uc758 \ud3ec\uad04\uc801\uc778 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \ubbf8\uad6d \uace0\uac1d\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ud50c\ub7ab\ud3fc\uc740 \ud68c\uc0ac\uc758 \ubb3c\ub9ac\uc801 \uc704\uce58\uc5d0 \uad00\uacc4\uc5c6\uc774 \uc5c4\uaca9\ud55c \uc2e0\uc6d0 \ud655\uc778 \ud504\ub85c\uc138\uc2a4\ub97c \uad6c\ud604\ud574\uc57c \ud569\ub2c8\ub2e4. \uc720\ub7fd\uc5f0\ud569 \uc9c0\uce68 \uc720\ub7fd\uc5f0\ud569\uc758 \uc81c6\ucc28 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \uc9c0\uce68(AMLD6)\uc740 \ubaa8\ub4e0 \uac00\uc0c1\uc790\uc0b0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4(VASP)\uc5d0 \ub300\ud574 KYC\ub97c \uc758\ubb34\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc9c0\uce68\uc740 \ud3ec\uad04\uc801\uc778 \uc2e4\uc0ac\ub97c \uc694\uad6c\ud558\uba70, \ud2b9\uc815 \uc784\uacc4\uac12 \uc774\uc0c1\uc758 \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc5d0 \ub300\ud574 \ubc1c\uc2e0\uc790\uc640 \uc218\uc2e0\uc790 \uc815\ubcf4 \uacf5\uc720\ub97c \uc758\ubb34\ud654\ud558\ub294 \uad6d\uc81c\uc790\uae08\uc138\ud0c1\ubc29\uc9c0\uae30\uad6c(FATF)\uc758 \uc5ec\ud589 \uaddc\uce59\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. EU\uc758 \uc554\ud638\ud654 \uc790\uc0b0 \uc2dc\uc7a5(MiCA) \uaddc\uc815\uc740 \uc774\ub7ec\ud55c \uc694\uac74\uc744 \ud68c\uc6d0\uad6d \uac04\uc5d0 \ub354\uc6b1 \uc870\ud654\ub86d\uac8c \uc870\uc815\ud569\ub2c8\ub2e4. \uae00\ub85c\ubc8c \ud45c\uc900 \ubc0f \ubcc0\ud615 \uac00\uc0c1\uc790\uc0b0\uc5d0 \ub300\ud55c FATF\uc758 \uc9c0\uce68\uc740 \uc0ac\uc2e4\uc0c1\uc758 \uae00\ub85c\ubc8c \ud45c\uc900, \ud2b9\ud788 \uc5ec\ud589 \uaddc\uce59 \uc694\uac74\uc744 \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc9c0\uc5ed\ubcc4\ub85c \uc774\ud589 \uc0c1\ud669\uc740 \ud06c\uac8c \ub2e4\ub985\ub2c8\ub2e4. \uc2f1\uac00\ud3ec\ub974\uc640 \uc77c\ubcf8\uacfc \uac19\uc740 \uad6d\uac00\uc5d0\uc11c\ub294 \uc815\uad50\ud558\uace0 \ubbf8\ubb18\ud55c \uaddc\uc81c \uc811\uadfc\ubc95\uc744 \uac1c\ubc1c\ud55c \ubc18\uba74, \ub2e4\ub978 \uad6d\uac00\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \uae30\ubcf8 \ud504\ub808\uc784\uc6cc\ud06c\ub97c \uc218\ub9bd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uaddc\uc81c \ud328\uce58\uc6cc\ud06c\ub85c \uc778\ud574 \uc554\ud638\ud654\ud3d0 \ube44\uc988\ub2c8\uc2a4\ub294 \uad00\ud560 \uc9c0\uc5ed\uc758 \ub2e4\uc591\ud55c \uaddc\uc815 \uc900\uc218 \ud45c\uc900\uc5d0 \uc801\uc751\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\ud55c KYC \uc2dc\uc2a4\ud15c\uc744 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4. KYC \ud504\ub85c\uc138\uc2a4: \ub2e8\uacc4\ubcc4 \uad6c\ud604 \uc548\uc804\ud558\uace0 \uc6d0\ud65c\ud55c \uace0\uac1d \uacbd\ud5d8 \uad6c\ucd95\uc740 \uc798 \uc124\uacc4\ub41c KYC \ud504\ub85c\uc138\uc2a4\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uadf8 \ubaa9\ud45c\ub294 \ud569\ubc95\uc801\uc778 \uc0ac\uc6a9\uc790\ub97c \ucad3\uc544\ub0b4\ub294 \ubd88\ud544\uc694\ud55c \ub9c8\ucc30\uc744 \uc77c\uc73c\ud0a4\uc9c0 \uc54a\uc73c\uba74\uc11c \uc2e0\uc6d0 \uc0ac\uae30\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uacc4\uc815 \uc0dd\uc131 \ubc0f \ucd08\uae30 \uc2ec\uc0ac \uace0\uac1d \uc5ec\uc815\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc774\uba54\uc77c \uc8fc\uc18c\uc640 \ube44\ubc00\ubc88\ud638\uc640 \uac19\uc740 \uac04\ub2e8\ud55c \uc790\uaca9 \uc99d\uba85\uc744 \uc0ac\uc6a9\ud55c \uae30\ubcf8 \uacc4\uc815 \uc0dd\uc131\uc73c\ub85c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc774 \ub2e8\uacc4\uc5d0\uc11c \ub300\ubd80\ubd84\uc758 \uac70\ub798\uc18c\ub294 \uae30\ub2a5\uc744 \uc81c\ud55c\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \ud50c\ub7ab\ud3fc\uc744 \ud0d0\uc0c9\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud558\uc9c0\ub9cc \uc778\uc99d\uc774 \uc644\ub8cc\ub420 \ub54c\uae4c\uc9c0 \uac70\ub798\ub098 \uc790\uae08 \uc774\uccb4\ub97c \ucc28\ub2e8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uade0\ud615 \uc7a1\ud78c \uc811\uadfc \ubc29\uc2dd\uc740 \uc0ac\uc6a9\uc790 \ucc38\uc5ec\ub97c \uc720\uc9c0\ud558\uba74\uc11c \ud655\uc778\ub418\uc9c0 \uc54a\uc740 \uac70\ub798\ub97c \ubc29\uc9c0\ud569\ub2c8\ub2e4. \uac1c\uc778 \uc815\ubcf4 \uc218\uc9d1 \uc804\uccb4 \ud50c\ub7ab\ud3fc \uc561\uc138\uc2a4 \uad8c\ud55c\uc744 \uc7a0\uae08 \ud574\uc81c\ud558\ub824\uba74 \uc0ac\uc6a9\uc790\ub294 \uc804\uccb4 \ubc95\uc801 \uc774\ub984, \uac70\uc8fc\uc9c0 \uc8fc\uc18c, \uc0dd\ub144\uc6d4\uc77c, \uc804\ud654\ubc88\ud638 \ub4f1 \uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \ub370\uc774\ud130\ub294 \uc2e0\uc6d0 \ud655\uc778 \ud504\ub85c\uc138\uc2a4\ub97c \uace0\uc815\ud558\uace0 \ucd08\uae30 \ub2e8\uacc4\uc758 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc2dc\uc791\ud569\ub2c8\ub2e4. \uc8fc\uc694 \ud50c\ub7ab\ud3fc\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uc138\ubd80 \uc815\ubcf4\ub97c \uc678\ubd80 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc640 \uc0c1\ud638 \ucc38\uc870\ud558\uc5ec \uc785\ub825\uc744 \uac80\uc99d\ud558\uace0 \uc7a0\uc7ac\uc801\uc778 \uc704\ud5d8 \uc2e0\ud638\ub97c \uc2dd\ubcc4\ud55c \ud6c4 \ubcf4\ub2e4 \uc9d1\uc911\uc801\uc778 \uac80\uc99d \ub2e8\uacc4\ub85c \uc9c4\ud589\ud569\ub2c8\ub2e4. \ubb38\uc11c \ud655\uc778 \uc0ac\uc6a9\uc790\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc5ec\uad8c, \uc6b4\uc804\uba74\ud5c8\uc99d, \uc8fc\ubbfc\ub4f1\ub85d\uc99d \ub4f1 \uc815\ubd80\uc5d0\uc11c \ubc1c\uae09\ud55c \uc2e0\ubd84\uc99d \uc774\ubbf8\uc9c0\ub97c \uc5c5\ub85c\ub4dc\ud569\ub2c8\ub2e4. \uace0\uae09 \ud50c\ub7ab\ud3fc\uc740 AI\uc640 \ucef4\ud4e8\ud130 \ube44\uc804\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubcf4\uc548 \uae30\ub2a5\uc744 \ubd84\uc11d\ud558\uace0, \ubcc0\uacbd \ub610\ub294 \uc704\uc870\ub97c \uac10\uc9c0\ud558\uace0, \uc0ac\uc6a9\uc790\uac00 \uc81c\ucd9c\ud55c PII\uc640 \ub370\uc774\ud130\ub97c \uc77c\uce58\uc2dc\ud0a4\ub294 \uc790\ub3d9\ud654\ub41c \ubb38\uc11c \uac80\uc99d\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uac00\uc7a5 \uc815\uad50\ud55c \uc2dc\uc2a4\ud15c\uc740 195\uac1c \uc774\uc0c1\uc758 \uad6d\uac00\uc5d0\uc11c \ubb38\uc11c\ub97c \uc778\uc99d\ud560 \uc218 \uc788\uc73c\uba70, \ud604\uc9c0 \ud615\uc2dd\uc5d0 \ub9de\ucdb0 \ub180\ub77c\uc6b4 \uc815\ud655\ub3c4\ub85c \uc870\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0dd\uccb4 \uc778\uc99d \ud2b9\ud788 \uace0\uc704\ud5d8 \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c \ubcf4\uc548\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \ub9ce\uc740 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc0dd\uccb4 \uc778\uc99d \uacc4\uce35\uc744 \ud1b5\ud569\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc0ac\uc6a9\uc790\uc758 \ub77c\uc774\ube0c \uc774\ubbf8\uc9c0\ub97c \uc2e0\ubd84\uc99d \uc0ac\uc9c4\uacfc \ube44\uad50\ud558\ub294 \uc140\uce74 \uc778\uc99d, \uc2e4\uc81c \uc874\uc7ac \uc5ec\ubd80\ub97c \ud655\uc778\ud558\ub294 \uc0dd\uccb4 \uac10\uc9c0, \uc9c0\uc18d\uc801\uc778 \uc7ac\uc778\uc99d\uc744 \uc704\ud55c \uc5bc\uad74 \uc778\uc2dd, \uc5e3\uc9c0 \ucf00\uc774\uc2a4\uc5d0 \ub300\ud55c \ube44\ub514\uc624 \uc778\uc99d \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ud569\uc131 \uc2e0\uc6d0 \ubc0f \ub525\ud398\uc774\ud06c\uc640 \uac19\uc740 \uc815\uad50\ud55c \uc0ac\uae30 \uc218\ubc95\uc744 \ud0d0\uc9c0\ud558\ub294 \ub370 \uc810\uc810 \ub354 \ud544\uc218\uc801\uc778 \uc694\uc18c\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uc885 \uc704\ud5d8 \ud3c9\uac00 \ud50c\ub7ab\ud3fc\uc740 \ubaa8\ub4e0 \uc785\ub825\uc744 \uc218\uc9d1\ud558\uace0 \ubd84\uc11d\ud55c \ud6c4 \uae00\ub85c\ubc8c \uac10\uc2dc \ubaa9\ub85d\uc744 \ud1b5\ud55c \uc81c\uc7ac \uc2ec\uc0ac, \uc815\uce58\uc801\uc73c\ub85c \ub178\ucd9c\ub41c \uc0ac\ub78c \ud655\uc778, \uc0ac\uc6a9\uc790 \ud589\ub3d9, \uc9c0\uc5ed, \ub514\ubc14\uc774\uc2a4 \ubb34\uacb0\uc131\uc744 \uace0\ub824\ud55c AML \uc704\ud5d8 \uc810\uc218 \ub4f1 \uc885\ud569\uc801\uc778 \uc704\ud5d8 \ud3c9\uac00\ub97c \uc218\ud589\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e4\ub2e8\uacc4 \uc2ec\uc0ac\ub97c \ud1b5\uacfc\ud574\uc57c\ub9cc \uc790\uae08 \uc785\uae08, \uac70\ub798, \uc790\uc0b0 \uc778\ucd9c\uc744 \ud3ec\ud568\ud55c \uc804\uccb4 \ud50c\ub7ab\ud3fc \uc561\uc138\uc2a4 \uad8c\ud55c\uc774 \ubd80\uc5ec\ub429\ub2c8\ub2e4. \uac15\ub825\ud55c KYC \uad6c\ud604\uc758 \uc804\ub7b5\uc801 \uc774\uc810 \ud754\ud788 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4 \uccb4\ud06c\ubc15\uc2a4\ub85c \uc5ec\uaca8\uc9c0\uc9c0\ub9cc, \ud6a8\uacfc\uc801\uc778 KYC\ub294 \ub2e8\uc21c\ud55c \uaddc\uc815 \uc900\uc218 \uc774\uc0c1\uc758 \uac15\ub825\ud55c \uc804\ub7b5\uc801 \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ubcf4\uc548 \ubc0f \uc0ac\uae30 \ubc29\uc9c0 \uac15\ud654 KYC\uc758 \uac00\uc7a5 \uc989\uac01\uc801\uc778 \ud6a8\uacfc\ub294 \uc0ac\uae30\uc5d0 \ub300\ud55c \ubcf4\ud638 \uac15\ud654\uc785\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0 \ud50c\ub7ab\ud3fc\uc740 \uc2e0\uc6d0\uc744 \uc0ac\uc804\uc5d0 \ud655\uc778\ud568\uc73c\ub85c\uc368 \ucc45\uc784\uc131\uacfc \ud22c\uba85\uc131\uc744 \ud655\ubcf4\ud558\uace0 \ubaa8\ub4e0 \uac70\ub798\uac00 \uac80\uc99d\ub41c \uac1c\uc778\uc5d0\uac8c \ucd94\uc801\ub418\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \uc2e0\uc6d0 \uc0ac\uae30, \uacc4\uc815 \ud0c8\ucde8, \ubd88\ubc95 \uae08\uc735 \uc0ac\uae30\uc5d0 \ub300\ud55c \ub178\ucd9c\uc744 \ud06c\uac8c \uc904\uc5ec\uc90d\ub2c8\ub2e4. \uc775\uba85 \ud50c\ub7ab\ud3fc\uc740 \ud544\uc5f0\uc801\uc73c\ub85c \uc545\uc758\uc801\uc778 \ud589\uc704\uc790\ub97c \ub04c\uc5b4\ub4e4\uc774\uc9c0\ub9cc, KYC\ub97c \uc900\uc218\ud558\ub294 \ud658\uacbd\uc740 \uc545\uc6a9 \ube44\uc6a9\uc744 \ud68d\uae30\uc801\uc73c\ub85c \ub192\uc774\uace0 \uc2dc\uc2a4\ud15c \uc545\uc6a9 \uc704\ud5d8\uc744 \uc904\uc785\ub2c8\ub2e4. \uc7ac\uc815\uc801 \uc190\uc2e4 \uc644\ud654 \uc554\ud638\ud654\ud3d0 \uc0ac\uae30\uc640 \uad00\ub828\ub41c \ud1b5\uacc4\ub294 \ub180\ub77c\uc6b8 \uc815\ub3c4\ub85c \ub9ce\uc2b5\ub2c8\ub2e4. 2021\ub144 1\uc6d4\ubd80\ud130 2022\ub144 3\uc6d4\uae4c\uc9c0\ub9cc \ud574\ub3c4 4\ub9cc 6,000\uba85 \uc774\uc0c1\uc758 \uc18c\ube44\uc790\uac00 \uc554\ud638\ud654\ud3d0 \uad00\ub828 \uc0ac\uae30\ub85c \uc778\ud574 10\uc870 4,000\uc5b5 \uc6d0 \uc774\uc0c1\uc758 \uc190\uc2e4\uc744 \uc785\uc5c8\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4. \uac15\ub825\ud55c KYC \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \uad6c\ud604\ud558\ub294 \ud50c\ub7ab\ud3fc, \ud2b9\ud788 AI\uc640 \uc2e4\uc2dc\uac04 \uc704\ud5d8 \uc2e0\ud638\ub97c \uae30\ubc18\uc73c\ub85c \ud558\ub294 \ud50c\ub7ab\ud3fc\uc740 \uae08\uc804\uc801 \ud53c\ud574\uac00 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \uace0\uc704\ud5d8 \ud589\ub3d9\uc744 \uc120\uc81c\uc801\uc73c\ub85c \ud3ec\ucc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ube44\uc988\ub2c8\uc2a4\uc640 \uc0ac\uc6a9\uc790 \ubaa8\ub450\ub97c \uc0ac\uae30 \ud53c\ud574\uc790\ub85c\ubd80\ud130 \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\ub8b0\uc640 \uc2e0\ub8b0\ub3c4 \uad6c\ucd95 \ud3c9\ud310\uc774 \uac00\uc7a5 \uc911\uc694\ud55c \uc5c5\uacc4\uc5d0\uc11c KYC\ub294 \uac15\ub825\ud55c \uc2e0\ub8b0 \uc2e0\ud638 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uac80\uc99d\ub41c \ucc38\uc5ec\uc790\uc640 \ud568\uaed8 \uac70\ub798\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uac8c \ub418\uba74 \ud6e8\uc52c \ub354 \uc548\uc804\ud558\ub2e4\uace0 \ub290\ub08d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e0\ub8b0\ub294 \uc740\ud589 \ud30c\ud2b8\ub108, \uacb0\uc81c \ucc98\ub9ac\uc5c5\uccb4, \uae30\uad00 \ud22c\uc790\uc790\uae4c\uc9c0 \ud655\ub300\ub418\uc5b4 \uc554\ud638\ud654\ud3d0 \ud50c\ub7ab\ud3fc\uc5d0 \ucc38\uc5ec\ud558\uae30 \uc804\uc5d0 \uc810\uc810 \ub354 \ub192\uc740 \uc218\uc900\uc758 \uaddc\uc815 \uc900\uc218 \uae30\uc900\uc744 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud6a8\uacfc\uc801\uc778 KYC\ub294 \ube44\uc6a9 \uc911\uc2ec\uc5d0\uc11c \uc548\uc804, \ud22c\uba85\uc131, \uc7a5\uae30\uc801\uc778 \uc0dd\uc874 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc9c4\uc9c0\ud55c \ub178\ub825\uc744 \ub098\ud0c0\ub0b4\ub294 \uacbd\uc7c1\ub825 \uc788\ub294 \ucc28\ubcc4\ud654 \uc694\uc18c\ub85c \ubcc0\ubaa8\ud569\ub2c8\ub2e4. \uc2dc\uc7a5 \uc811\uadfc \ubc0f \uc740\ud589 \uad00\uacc4 \uaddc\uc81c \uc900\uc218\ub294 \ucc98\ubc8c\uc744 \ud53c\ud558\ub294 \uac83 \uc774\uc0c1\uc758 \uc911\uc694\ud55c \uae30\ud68c\ub97c \uc5f4\uc5b4\uc90d\ub2c8\ub2e4. \uac15\ub825\ud55c KYC \ud504\ub85c\uadf8\ub7a8\uc744 \uac16\ucd98 \ud50c\ub7ab\ud3fc\uc740 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uace0, \uc0c1\ub2f9\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \uac16\ucd98 \uaddc\uc81c \uad00\ud560\uad8c\uc5d0 \uc9c4\uc785\ud560 \uc218 \uc788\uc73c\uba70, \uc5c4\uaca9\ud55c \uaddc\uc815 \uc900\uc218 \uae30\uc900\uc744 \uc694\uad6c\ud558\ub294 \uae30\uad00 \uc790\ubcf8\uc744 \uc720\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae00\ub85c\ubc8c AML\/KYC \uae30\ub300\uce58\ub97c \ucda9\uc871\ud568\uc73c\ub85c\uc368 \uc554\ud638\ud654\ud3d0 \uae30\uc5c5\uc740 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \uc81c\ud55c\ud558\ub294 \uaddc\uc81c \ud68c\uc0c9\uc9c0\ub300\uc5d0\uc11c \uc6b4\uc601\ud558\uc9c0 \uc54a\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \ud655\uc7a5\uc744 \uc704\ud55c \uc785\uc9c0\ub97c \ub2e4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\ubaa8\uc5d0 \ub9de\ub294 \uc6b4\uc601 \ud6a8\uc728\uc131 \uc798 \uc124\uacc4\ub41c KYC \uc2dc\uc2a4\ud15c\uc740 \ud50c\ub7ab\ud3fc\uc744 \ubcf4\ud638\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud569\ub2c8\ub2e4. \ucd5c\uc2e0 \uc2e0\uc6d0 \ud655\uc778 \ud50c\ub7ab\ud3fc\uc740 \uc790\ub3d9\ud654 \ubc0f \uc608\uce21 \ubaa8\ub378\ub9c1\uc744 \ud65c\uc6a9\ud558\uc5ec \uc218\ub3d9 \uac80\ud1a0\ub97c \uc904\uc774\uace0 \uc624\ud0d0\ub960\uc744 \ub0ae\ucd94\uba70 \ud569\ubc95\uc801\uc778 \uc0ac\uc6a9\uc790\uc758 \uc628\ubcf4\ub529\uc744 \uac00\uc18d\ud654\ud569\ub2c8\ub2e4. \uba70\uce60\uc774 \uac78\ub9ac\ub358 \uc778\uc99d \uc791\uc5c5\uc774 \uc774\uc81c \uba87 \ucd08 \ub9cc\uc5d0 \uc644\ub8cc\ub418\ubbc0\ub85c \uc2b9\uc778\ub960\uc774 \ub192\uc544\uc9c0\uace0 \uc9c0\uc5f0\uc774 \uc904\uc5b4\ub4e4\uba70 \uc6d0\ud65c\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uc5ec \uc804\ud658\uc728\uacfc \uc0ac\uc6a9\uc790 \ub9cc\uc871\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc790\uc0b0\uc758 \uc77c\ubc18\uc801\uc778 KYC \uacfc\uc81c \uadf9\ubcf5\ud558\uae30 \uc554\ud638\ud654 \ud50c\ub7ab\ud3fc\uc740 \uaddc\uc815 \uc900\uc218, \uc0ac\uae30 \ubc29\uc9c0, \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uc0ac\uc774\uc5d0\uc11c \uc2e0\uc6d0 \ud655\uc778\uc774 \uade0\ud615\uc744 \uc774\ub8e8\uc5b4\uc57c \ud558\ub294 \uae4c\ub2e4\ub85c\uc6b4 \ud658\uacbd\uc5d0\uc11c \uc6b4\uc601\ub429\ub2c8\ub2e4. \uba87 \uac00\uc9c0 \uc9c0\uc18d\uc801\uc778 \uacfc\uc81c\uc5d0\ub294 \uc2e0\uc911\ud55c \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc628\ubcf4\ub529 \ub9c8\ucc30 \uad00\ub9ac \uc554\ud638\ud654 \uac70\ub798\uc758 \ub418\ub3cc\ub9b4 \uc218 \uc5c6\ub294 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \ucca0\uc800\ud55c \uac80\uc99d\uc774 \uc694\uad6c\ub418\uba70, \ubcf4\uc548 \ud544\uc218 \uc0ac\ud56d\uacfc \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uae30\ub300\uce58 \uc0ac\uc774\uc5d0 \uae34\uc7a5\uc774 \uc870\uc131\ub429\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc744 \uc27d\uac8c \uc804\ud658\ud560 \uc218 \uc788\ub294 \uacbd\uc7c1 \ud658\uacbd\uc5d0\uc11c \uc628\ubcf4\ub529 \ub2e8\uacc4\uac00 \ucd94\uac00\ub420 \ub54c\ub9c8\ub2e4 \uc774\ud0c8 \uc704\ud5d8\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4. \uc810\uc9c4\uc801\uc778 \uc628\ubcf4\ub529 \ubc0f \ub3d9\uc801 \uac80\uc99d \uc811\uadfc \ubc29\uc2dd\uc740 \uc77c\ub960\uc801\uc778 \ud504\ub85c\uc138\uc2a4\ub97c \uc801\uc6a9\ud558\ub294 \ub300\uc2e0 \uac1c\ubcc4 \uc704\ud5d8 \ud504\ub85c\ud544\uc5d0 \ub9de\uac8c \uc694\uad6c \uc0ac\ud56d\uc744 \uc870\uc815\ud558\uc5ec \uc774\ub7ec\ud55c \ub9c8\ucc30\uc744 \uc644\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uae00\ub85c\ubc8c \ubc94\uc704\uc758 \ubcf5\uc7a1\uc131 \uc218\uc2ed \uac1c \uad6d\uac00\uc5d0\uc11c \uc2e0\uc6d0\uc744 \ud655\uc778\ud55c\ub2e4\ub294 \uac83\uc740 \ub2e4\uc591\ud55c ID \ud615\uc2dd, \ubcf4\uc548 \uae30\ub2a5 \ubc0f \uc5b8\uc5b4\ub97c \ucc98\ub9ac\ud574\uc57c \ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uae30\uc874\uc758 \ubb38\uc11c \uc778\uc99d \uc194\ub8e8\uc158\uc740 \uc2e0\ud765 \uc2dc\uc7a5\uc774\ub098 \ud2c8\uc0c8 \uad00\ud560\uad8c\uc5d0\uc11c \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \uc2dc\uc2a4\ud15c\uc740 \uc704\uc870 \uc2dc\ub3c4\ub97c \uac10\uc9c0\ud558\uace0 \uc0c8\ub85c\uc6b4 ID \uc720\ud615\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc778\uc2dd\ud560 \uc218 \uc788\ub294 AI \uae30\ubc18 \ubd84\uc11d\uc744 \ud1b5\ud574 \ud604\uc9c0 \uc694\uad6c\uc0ac\ud56d\uc5d0 \uc801\uc751\ud558\uba74\uc11c \uae00\ub85c\ubc8c \ubb38\uc11c \uc778\uc99d\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc9c4\ud654\ud558\ub294 \uc0ac\uae30 \uc218\ubc95 \uc554\ud638\ud654\ud3d0\uc758 \ub514\uc9c0\ud138 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \ud569\uc131 \uc2e0\uc6d0, \ub525\ud398\uc774\ud06c \uac15\ud654 \ubb38\uc11c, \uc6d0\uaca9 \uc561\uc138\uc2a4 \uc0ac\uae30, \uc18c\uc15c \uc5d4\uc9c0\ub2c8\uc5b4\ub9c1 \uacf5\uaca9 \ub4f1 \uc815\uad50\ud55c \uc0ac\uae30 \uc218\ubc95\uc758 \ud45c\uc801\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874\uc758 \ub9ce\uc740 KYC \uc2dc\uc2a4\ud15c\uc740 \uc774\ub7ec\ud55c \ub2e4\uce35\uc801\uc778 \uc704\ud611\uc744 \ud0d0\uc9c0\ud560 \uc218 \uc788\ub294 \uc815\uad50\ud568\uc774 \ubd80\uc871\ud569\ub2c8\ub2e4. \uc9c0\ub2a5\ud615 \uc0ac\uae30\uc5d0 \ub300\uc751\ud558\ub824\uba74 \uc2e4\uc2dc\uac04 \uc704\ud611 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uc9c4\ud654\ud558\ub294 \uadf8\ub798\ud504 \uc778\ud154\ub9ac\uc804\uc2a4, \uc0dd\uccb4 \uc778\uc99d, \ub514\ubc14\uc774\uc2a4 \uc778\ud154\ub9ac\uc804\uc2a4\ub97c \uacb0\ud569\ud55c \ud1b5\ud569 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uacc4\uc815 \ud0c8\ucde8 \ubc29\uc9c0 \uc554\ud638\ud654\ud3d0 \uacc4\uc815\uc758 \ub192\uc740 \uac00\uce58\ub85c \uc778\ud574 SIM \uc2a4\uc651, \ud06c\ub9ac\ub374\uc15c \uc2a4\ud130\ud551, \ud53c\uc2f1 \uacf5\uaca9\uc744 \ud1b5\ud55c \ud0c8\ucde8 \uc2dc\ub3c4\uc758 \uc8fc\uc694 \ud45c\uc801\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud6a8\uacfc\uc801\uc778 KYC\ub294 \ucd08\uae30 \uc628\ubcf4\ub529\uc744 \ub118\uc5b4 \uace0\uac1d \ub77c\uc774\ud504\uc0ac\uc774\ud074 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc9c0\uc18d\uc801\uc778 \ubcf4\ud638\ub97c \ud3ec\ud568\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc790\ub3d9 \ub124\ud2b8\uc6cc\ud06c \uc778\uc99d, \uc774\uba54\uc77c \ubc0f \uc804\ud654 \uc704\ud5d8 \uc810\uc218, \ub85c\uadf8\uc778, \uacc4\uc815 \ubcc0\uacbd \ubc0f \ucd9c\uae08 \ud504\ub85c\uc138\uc2a4\uc5d0 \ud1b5\ud569\ub41c \uc2e4\uc2dc\uac04 \uc2e0\ud638\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. KYC \ud504\ub85c\uc138\uc2a4\uc758 AI \ud601\uba85 \uae30\uc874 \uae08\uc735\uc6a9\uc73c\ub85c \uad6c\ucd95\ub41c \ub808\uac70\uc2dc KYC \uc2dc\uc2a4\ud15c\uc740 \uc554\ud638\ud654\ud3d0\uc758 \uc18d\ub3c4\uc640 \ubcf5\uc7a1\uc131\uc744 \ub530\ub77c\uc7a1\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5\uc9c0\ub2a5\uc740 \uc218\ub3d9 \ud504\ub85c\uc138\uc2a4\uac00 \ub530\ub77c\uc62c \uc218 \uc5c6\ub294 \uc790\ub3d9\ud654, \uc815\ud655\uc131, \uc801\uc751\uc131\uc744 \ud1b5\ud574 \uc2e0\uc6d0 \ud655\uc778\uc744 \ud601\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc874\uc758 KYC\ub294 \ubb38\uc11c\ub97c \ud655\uc778\ud558\uace0, \uc0ac\uc9c4\uc744 \ube44\uad50\ud558\uace0, \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub97c \ub300\uc870\ud558\uae30 \uc704\ud574 \uc0ac\ub78c\uc774 \uc9c1\uc811 \uac80\ud1a0\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \uc9c0\uc5f0, \ubd88\uc77c\uce58, \ud655\uc7a5\uc131 \uc81c\ud55c\uc744 \ucd08\ub798\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc815\uad50\ud55c \uc0ac\uae30 \ud328\ud134\uc744 \ud0d0\uc9c0\ud558\uc9c0 \ubabb\ud569\ub2c8\ub2e4. AI \uae30\ubc18 \uc194\ub8e8\uc158\uc740 \uc77c\uad00\ub41c \uc815\ud655\ub3c4\ub85c \ub300\uaddc\ubaa8\ub85c \uc791\ub3d9\ud558\ub294 \uc790\ub3d9\ud654\ub41c \ucc98\ub9ac\ub97c \ud1b5\ud574 \uc774\ub7ec\ud55c \ubb38\uc81c\uc810\uc744 \uc81c\uac70\ud569\ub2c8\ub2e4. \ucd5c\uc2e0 AI \uae30\ubc18 KYC \ud50c\ub7ab\ud3fc\uc740 \ub2e4\uc591\ud55c \uae30\ub2a5\uc744 \ud1b5\ud574 \uadf8 \uac00\uce58\ub97c \uc785\uc99d\ud569\ub2c8\ub2e4: \uc790\ub3d9\ud654\ub41c \ubb38\uc11c \uac80\uc99d\uc73c\ub85c \uc218\ucc9c \uac1c\uc758 \uae00\ub85c\ubc8c ID \uc720\ud615\uc744 \uc2a4\uce94\ud558\uc5ec \uc704\uc870 \ud328\ud134\uc744 \ud0d0\uc9c0\ud558\uace0 \uba87 \uc2dc\uac04\uc774 \uc544\ub2cc \uba87 \ucd08 \ub9cc\uc5d0 \uc778\uc99d \uadf8\ub798\ud504 \uc778\ud154\ub9ac\uc804\uc2a4\ub85c \uacc4\uc815 \uac04\uc758 \uc228\uaca8\uc9c4 \uad00\uacc4\ub97c \ud30c\uc545\ud558\uc5ec \uc870\uc9c1\uc801\uc778 \uc0ac\uae30 \uace0\ub9ac\ub97c \ubc1d\ud600\ub0c4 \ud589\ub3d9 \uc0dd\uccb4\uc778\uc2dd\uc73c\ub85c \uc0ac\uc6a9\uc790\uac00 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uc0c1\ud638\uc791\uc6a9\ud558\ub294 \ubc29\uc2dd\uc758 \uc774\uc0c1 \uc9d5\ud6c4 \uac10\uc9c0 \ub514\ubc14\uc774\uc2a4 \uc9c0\ubb38\uc73c\ub85c \uc704\ud5d8\ud55c \ud558\ub4dc\uc6e8\uc5b4 \ubc0f \uc6d0\uaca9 \uc561\uc138\uc2a4 \ub3c4\uad6c \uc2dd\ubcc4 \ub77c\uc774\ube0c \uac10\uc9c0\ub85c \ubb3c\ub9ac\uc801 \uc874\uc7ac \ud655\uc778\uc73c\ub85c \uc2a4\ud478\ud551\ub41c \uc140\uce74 \ub610\ub294 \ub525\ud398\uc774\ud06c \ucc28\ub2e8 \uc774\ub7ec\ud55c \ub2e4\uce35\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc740 \uc815\uc0c1\uc801\uc778 \uc0ac\uc6a9\uc790\uc5d0\uac8c\ub294 \uc6d0\ud65c\ud55c \uacbd\ud5d8\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc545\uc131 \ud589\uc704\uc790\uc758 \ubc29\uc5b4 \ub09c\uc774\ub3c4\ub97c \uae30\ud558\uae09\uc218\uc801\uc73c\ub85c \ub192\uc774\ub294 \uc2ec\uce35\uc801\uc778 \ubc29\uc5b4 \uccb4\uacc4\ub97c \uad6c\ucd95\ud569\ub2c8\ub2e4. AI \uae30\ubc18 KYC\uc758 \uc6b4\uc601 \ud6a8\uacfc\ub294 \uce21\uc815 \uac00\ub2a5\ud558\uba70 \uc0c1\ub2f9\ud569\ub2c8\ub2e4. \uc778\uc99d \uc2dc\uac04\uc774 \uba70\uce60\uc5d0\uc11c \uba87 \ucd08\ub85c \ub2e8\ucd95\ub418\uace0, \ub9c8\ucc30 \uac10\uc18c\ub85c \uc804\ud658\uc728\uc774 \ud5a5\uc0c1\ub418\uba70, \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uc6b4\uc601 \ube44\uc6a9\uc774 \uac10\uc18c\ud558\uace0, \uc624\ud0d0\ub960\uc774 \ud06c\uac8c \uac10\uc18c\ud558\uba70, \uc0ac\ub78c\uc758 \uc5ed\ub7c9\uc744 \ub6f0\uc5b4\ub118\ub294 \ud328\ud134 \uc778\uc2dd \uae30\ub2a5\uc73c\ub85c \uc0ac\uae30 \ud0d0\uc9c0\uc728\uc774 \uc99d\uac00\ud569\ub2c8\ub2e4. \uace0\uae09 AI \uac80\uc99d\uc744 \uad6c\ud604\ud558\ub294 \ud50c\ub7ab\ud3fc\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uac00\uc7a5 \uc704\ud5d8\ud55c \uc0ac\uc6a9\uc790 \uc138\uadf8\uba3c\ud2b8\uc5d0\uc11c \uc0ac\uae30 \ud0d0\uc9c0\uc728\uc774 \ucd5c\ub300 101%\uae4c\uc9c0 \ud5a5\uc0c1\ub418\ub294 \ubc18\uba74, \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc5d0 \ube44\ud574 \uc624\ud0d0\uc9c0\ub294 \ucd5c\ub300 501%\uae4c\uc9c0 \uac10\uc18c\ud569\ub2c8\ub2e4. \ud1a0\ud070\ud654\uc640 \uc2e4\ubb3c \uc790\uc0b0\uc5d0\uc11c KYC\uc758 \uc911\uc694\ud55c \uc5ed\ud560 \ud2b9\ud788 \ubd80\ub3d9\uc0b0\uc744 \uc911\uc2ec\uc73c\ub85c \uc2e4\ubb3c \uc790\uc0b0\uc758 \ud1a0\ud070\ud654\uac00 \ud0c4\ub825\uc744 \ubc1b\uc73c\uba74\uc11c KYC\uc758 \uc911\uc694\uc131\uc774 \ub354\uc6b1 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\ubb3c \uc790\uc0b0\uc758 \ubd80\ubd84 \uc18c\uc720\uad8c\uc744 \ub098\ud0c0\ub0b4\ub294 \ud1a0\ud070\uc740 \uc5c4\uccad\ub09c \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \uaddc\uc815 \uc900\uc218 \ubb38\uc81c\ub97c \uc57c\uae30\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc758 \ud504\ub85c\uadf8\ub798\ubc0d \uac00\ub2a5\ud55c \ud2b9\uc131\uc740 \uaddc\uc815 \uc900\uc218\ub97c \uc0ac\ud6c4 \uace0\ub824\uc0ac\ud56d\uc73c\ub85c \ucde8\uae09\ud558\uc9c0 \uc54a\uace0 \ud1a0\ud070 \ud504\ub85c\ud1a0\ucf5c\uc5d0 \uc9c1\uc811 \ud3ec\ud568\uc2dc\ud0ac \uc218 \uc788\ub294 \ud2b9\ubcc4\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. 2022\ub144 \ud14c\ub77c\uc640 \ub8e8\ub098 \ud1a0\ud070\uc758 \ubd95\uad34\ub294 \uaddc\uc815 \uc900\uc218\uac00 \ud1a0\ud070 \ub178\ubbf9\uc2a4\uc5d0 \ud1b5\ud569\ub418\uc9c0 \uc54a\uc558\uc744 \ub54c\uc758 \uc2dc\uc2a4\ud15c\uc801 \uc704\ud5d8\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \ub2f9\uad6d\uc740 \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ud14c\ub77cUSD\uc758 \ud398\uae45\uc744 \ud574\uc81c\ud558\ub294 \uc5f0\uc1c4\uc801\uc778 \ud6a8\uacfc\ub85c \uc778\ud55c \uae08\uc735 \uc548\uc815\uc131\uc5d0 \ub300\ud55c \uc704\ud611\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\uace0, \uc774\ub85c \uc778\ud574 \ub8e8\ub098\uc758 \uac00\uce58\uac00 \ud3ed\ub77d\ud588\uc2b5\ub2c8\ub2e4. \ubd84\uc11d \uacb0\uacfc, KYC \uc694\uac74\uc758 \ubd80\uc7ac\uc640 \ube44\ud604\uc2e4\uc801\uc778 \uc218\uc775\ub960\uc774 \uc0dd\ud0dc\uacc4 \uc804\ubc18\uc758 \uc704\ud5d8\uc744 \uc99d\ud3ed\uc2dc\ud0a8 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\ub840 \uc5f0\uad6c\ub294 \ud1a0\ud070 \ud504\ub85c\ud1a0\ucf5c\uc744 \uac1c\ubc1c\ud560 \ub54c\ubd80\ud130 \uaddc\uc815 \uc900\uc218\ub97c \ucf54\ub4dc\ud654\ud574\uc57c \ud558\ub294 \uc774\uc720\ub97c \uac15\uc870\ud569\ub2c8\ub2e4. \ud1a0\ud070\ud654\ub294 \ud540\ud14c\ud06c\uc640 \uaddc\uc815 \uc900\uc218\uc758 \uacf5\uc0dd\uc744 \uc704\ud55c \uac15\ub825\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uac1c\ubc1c\uc790\uac00 \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 \ud1a0\ud070 \uc774\ucf54\ub178\ubbf8\uc758 \uacb0\uacfc\ub97c \uc774\ud574\ud558\uba74 AML \uaddc\uc815 \uc900\uc218 \uc694\uac74\uc744 \ucf54\ub4dc\uc5d0 \uc9c1\uc811 \uc124\uacc4\ud558\ub294 \uac83\uc774 \uac04\ub2e8\ud574\uc9d1\ub2c8\ub2e4. \uac00\uc0c1\uc790\uc0b0\uacfc \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc5d0 \ub300\ud55c \uaddc\uc81c \uba85\ud655\uc131\uc774 \ud5a5\uc0c1\ub428\uc5d0 \ub530\ub77c \ud1a0\ud070\ud654\uc758 \ub2e4\uc74c \uc9c4\ud654\ub294 \uc678\ubd80 \uc694\uad6c\uc0ac\ud56d\uc73c\ub85c \ucd94\uac00\ub418\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ud504\ub85c\ud1a0\ucf5c\uc5d0 \uc9c1\uc811 AML \uaddc\uc815 \uc900\uc218\uac00 \ud3ec\ud568\ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \ubbf8\ub798\ub97c \ub300\ube44\ud55c KYC \uc804\ub7b5 \uad6c\ucd95 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc0b0\uc5c5\uc758 \uc9c0\uc18d\uc801\uc778 \uc131\uc219\uc740 \uc5c4\uaca9\ud55c \uc2e0\uc6d0 \ud655\uc778\uc744 \ud1b5\ud55c \uc2e0\ub8b0 \uad6c\ucd95\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. \uba87 \uac00\uc9c0 \ud575\uc2ec \uc6d0\uce59\uc740 \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 KYC \uc804\ub7b5\uc744 \uc815\uc758\ud569\ub2c8\ub2e4: \uc704\ud5d8 \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd \ud6a8\uacfc\uc801\uc778 KYC\ub294 \uc77c\ub960\uc801\uc778 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc\uc740 \uc704\ud5d8 \ud504\ub85c\ud544\uc5d0 \ub530\ub77c \uacc4\uce35\ud654\ub41c \uc778\uc99d \ud504\ub85c\uc138\uc2a4\ub97c \uad6c\ud604\ud558\uc5ec \uace0\uc704\ud5d8 \ud65c\ub3d9\uc5d0\ub294 \uac15\ud654\ub41c \uc2e4\uc0ac\ub97c \uc801\uc6a9\ud558\uace0 \uc800\uc704\ud5d8 \uc0ac\uc6a9\uc790\uc5d0 \ub300\ud574\uc11c\ub294 \ub9c8\ucc30\uc744 \ucd5c\uc18c\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc704\ud5d8 \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd\uc740 \uaddc\uc815 \uc900\uc218\ub97c \uc720\uc9c0\ud558\uba74\uc11c \ub9ac\uc18c\uc2a4 \ud560\ub2f9\uc744 \ucd5c\uc801\ud654\ud569\ub2c8\ub2e4. \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0 \ubcf4\uc548 \uc870\uce58\uc640 \uc0ac\uae30 \uc218\ubc95 \uac04\uc758 \uad70\ube44 \uacbd\uc7c1\uc740 \ub04a\uc784\uc5c6\ub294 \uc9c4\ud654\ub97c \ud544\uc694\ub85c \ud569\ub2c8\ub2e4. \uc120\ub3c4\uc801\uc778 \ud50c\ub7ab\ud3fc\uc740 KYC \ud601\uc2e0\uc5d0 \uc9d1\uc911\ud558\ub294 \uc804\ub2f4 \ud300\uc744 \uc6b4\uc601\ud558\uba70 \uc0c8\ub85c\uc6b4 \uc704\ud611, \uaddc\uc81c \ubcc0\ud654, \uae30\uc220 \ubc1c\uc804\uc5d0 \ub530\ub77c \ud504\ub85c\uc138\uc2a4\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud569\ub2c8\ub2e4. \uae00\ub85c\ubc8c \uaddc\uc815 \uc900\uc218 \ud1b5\ud569 \uaddc\uc81c\uac00 \uc5ec\ub7ec \uad00\ud560\uad8c\uc5d0 \uac78\uccd0 \uc138\ubd84\ud654\ub428\uc5d0 \ub530\ub77c \uc131\uacf5\uc801\uc778 \ud50c\ub7ab\ud3fc\uc740 \uc77c\uad00\ub41c \ubcf4\uc548 \ud45c\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc9c0\uc5ed\ubcc4\ub85c KYC \uc694\uac74\uc744 \uc870\uc815\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\ud55c \uc2dc\uc2a4\ud15c\uc744 \uac1c\ubc1c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc740 \uaddc\uc815 \uc900\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \ud574\uc678 \ud655\uc7a5\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uade0\ud615 \uc7a1\ud78c \uc0ac\uc6a9\uc790 \uacbd\ud5d8 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 KYC \ud504\ub85c\uc138\uc2a4\ub294 \ubcf4\uc548\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ub9c8\ucc30\uc744 \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4. \uc810\uc9c4\uc801\uc778 \uacf5\uac1c, \uc800\uc7a5\ub41c \uc778\uc99d \uc0c1\ud0dc, \uac04\uc18c\ud654\ub41c \uc7ac\uc778\uc99d\uc740 \uc5c4\uaca9\ud55c \uae30\uc900\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc0ac\uc6a9\uc790\uc758 \uc2dc\uac04\uc744 \uc874\uc911\ud558\ub294 \uc6d0\ud65c\ud55c \ud658\uacbd\uc744 \uc870\uc131\ud569\ub2c8\ub2e4. \uacb0\ub860 \uacbd\uc7c1 \uc6b0\uc704\ub85c\uc11c\uc758 KYC \uc624\ub298\ub0a0\uc758 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc0dd\ud0dc\uacc4\uc5d0\uc11c KYC\ub294 \uaddc\uc81c \uc758\ubb34\uc5d0\uc11c \uc804\ub7b5\uc801 \ucc28\ubcc4\ud654 \uc694\uc18c\ub85c \ubcc0\ubaa8\ud588\uc2b5\ub2c8\ub2e4. \uc815\uad50\ud558\uace0 \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc2e0\uc6d0 \uc778\uc99d\uc744 \uad6c\ud604\ud558\ub294 \ud50c\ub7ab\ud3fc\uc740 \uc0ac\uae30 \ubc0f \uaddc\uc815 \uc900\uc218 \uc704\ud5d8\uc744 \uc904\uc77c \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0ac\uc6a9\uc790, \ud30c\ud2b8\ub108, \uaddc\uc81c \uae30\uad00\uacfc\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc758 \ud1a0\ub300\ub97c \ub9c8\ub828\ud569\ub2c8\ub2e4. \uc554\ud638\ud654\ud3d0\uac00 \ubcc0\ub450\ub9ac \uae30\uc220\uc5d0\uc11c \uc8fc\ub958 \uae08\uc735 \uc778\ud504\ub77c\ub85c \uc9c4\ud654\ud568\uc5d0 \ub530\ub77c \uadf8\uc5d0 \uac78\ub9de\uc740 \uaddc\uc815 \uc900\uc218 \uad00\ud589\uc758 \uc131\uc219\uc774 \uc694\uad6c\ub429\ub2c8\ub2e4. \ud6a8\uacfc\uc801\uc778 KYC\ub294 \uc554\ud638\ud654\ud3d0\uc758 \ud601\uc2e0\uc801\uc778 \uc7a0\uc7ac\ub825\uacfc \uae00\ub85c\ubc8c \uae08\uc735 \uc2dc\uc2a4\ud15c\uc73c\ub85c\uc758 \ucc45\uc784\uac10 \uc788\ub294 \ud1b5\ud569\uc744 \uc5f0\uacb0\ud558\ub294 \uac00\uad50 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc5c5\uacc4\uac00 \uacc4\uc18d \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uc2e0\uc6d0 \ud655\uc778\uc740 \ud569\ubc95\uc131, \ubcf4\uc548, \uc7a5\uae30\uc801\uc778 \uc131\uacf5\uc758 \ud575\uc2ec\uc73c\ub85c \ub0a8\uc744 \uac83\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc790\uc0b0 \ube44\uc988\ub2c8\uc2a4\uc758 \uc120\ud0dd\uc740 \ub354 \uc774\uc0c1 KYC\ub97c \uad6c\ud604\ud560\uc9c0 \uc5ec\ubd80\uac00 \uc544\ub2c8\ub77c \uac00\uc7a5 \ud6a8\uacfc\uc801\uc73c\ub85c \uad6c\ud604\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud604\uc2e4\uc744 \ubc1b\uc544\ub4e4\uc774\uace0 \ucef4\ud50c\ub77c\uc774\uc5b8\uc2a4\ub97c \uc7a5\uc560\ubb3c\uc774 \uc544\ub2cc \uae30\ud68c\ub85c \uc5ec\uae30\ub294 \ud50c\ub7ab\ud3fc\uc774 \uc554\ud638\ud654\ud3d0 \ub3c4\uc785\uacfc \ud601\uc2e0\uc758 \ub2e4\uc74c \uc7a5\uc744 \uc8fc\ub3c4\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"
The Ultimate Guide to KYC Compliance in Digital Asset Transactions Why KYC is Non-Negotiable in Today's Crypto Ecosystem The digital asset landscape has transformed from a niche interest into a mainstream financial ecosystem with hundreds of billions in daily transaction volume. As cryptocurrency adoption accelerates, the need for robust Know Your Customer (KYC) protocols has […]<\/p>","protected":false},"author":1,"featured_media":4159,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-4160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/4160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/comments?post=4160"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/posts\/4160\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media\/4159"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/media?parent=4160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/categories?post=4160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/ko\/wp-json\/wp\/v2\/tags?post=4160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}