A comprehensive 17,000-word research report examines the x402 protocol and its potential to revolutionize Web3 financial systems through artificial intelligence integration. The study provides a detailed analysis of how AI-managed wallets could fundamentally reshape digital asset management and financial interactions in decentralized ecosystems. The research explores the emergence of the ‘agent economy,’ where autonomous AI agents conduct financial operations on behalf of users. This paradigm shift represents a significant evolution in how blockchain technology interfaces with artificial intelligence, potentially creating new economic models and financial infrastructure. Key findings include thorough examination of the protocol’s technical architecture, development background, and current ecosystem status. The report identifies multiple application scenarios where AI-driven wallets could enhance efficiency, security, and accessibility in Web3 finance. Researchers assess both opportunities and risks associated with this technological convergence, providing balanced perspective on the potential implications for decentralized finance. The analysis covers how automated agent systems might streamline complex financial operations while maintaining the core principles of blockchain technology. The study positions the x402 protocol as a pioneering framework at the intersection of AI and blockchain, offering insights into how artificial intelligence could become the primary interface for managing digital assets and executing financial transactions in Web3 environments.