{"id":2757,"date":"2025-06-05T09:36:12","date_gmt":"2025-06-05T09:36:12","guid":{"rendered":"https:\/\/theexchain.com\/?p=2757"},"modified":"2025-06-06T03:01:23","modified_gmt":"2025-06-06T03:01:23","slug":"7-%e8%aa%8d%e8%ad%98%e6%82%a8%e7%9a%84%e5%ae%a2%e6%88%b6-kyc","status":"publish","type":"post","link":"https:\/\/theexchain.com\/zh\/7-%e8%aa%8d%e8%ad%98%e6%82%a8%e7%9a%84%e5%ae%a2%e6%88%b6-kyc\/","title":{"rendered":"7.\u77ad\u89e3\u60a8\u7684\u5ba2\u6236 (KYC)"},"content":{"rendered":"<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-bb947da58266ada13c67fed109196c4a\" style=\"color:#443ddf\">7.1 KYC \u7684\u5b9a\u7fa9\u8207\u91cd\u8981\u6027<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u5b9a\u7fa9 KYC \u4e26\u77ad\u89e3\u5176\u5728\u8ca1\u52d9\u5408\u898f\u7684\u6838\u5fc3\u5730\u4f4d\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f KYC\uff1f<\/h4>\n\n\n\n<p>KYC \u6216\u300c\u8a8d\u8b58\u60a8\u7684\u5ba2\u6236\u300d\u662f\u4e00\u9805\u6cd5\u898f\u8981\u6c42\u548c\u5546\u696d\u5be6\u52d9\uff0c\u898f\u5b9a\u91d1\u878d\u6a5f\u69cb (\u5982\u9280\u884c\u3001\u8b49\u5238\u516c\u53f8\u3001\u652f\u4ed8\u6a5f\u69cb) \u548c\u8d8a\u4f86\u8d8a\u591a\u7684\u975e\u91d1\u878d\u90e8\u9580 (\u5982\u52a0\u5bc6\u8ca8\u5e63\u4ea4\u6613\u6240\u3001\u623f\u5730\u7522\u4ee3\u7406\u5546) \u5728\u5efa\u7acb\u696d\u52d9\u95dc\u4fc2\u4e4b\u524d\u548c\u6574\u500b\u671f\u9593\uff0c\u5fc5\u9808\u8b58\u5225\u548c\u9a57\u8b49\u5ba2\u6236\u7684\u8eab\u4efd\uff0c\u4e26\u77ad\u89e3\u5176\u5546\u696d\u6d3b\u52d5\u548c\u98a8\u96aa\u72c0\u6cc1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/theexchain.com\/wp-content\/uploads\/2025\/06\/1749178692477-e2437a17-181e-4269-bcdb-81f959dcad3f@1024x1024.png\" alt=\"\" class=\"wp-image-2797\" srcset=\"https:\/\/theexchain.com\/wp-content\/uploads\/2025\/06\/1749178692477-e2437a17-181e-4269-bcdb-81f959dcad3f@1024x1024.png 1024w, https:\/\/theexchain.com\/wp-content\/uploads\/2025\/06\/1749178692477-e2437a17-181e-4269-bcdb-81f959dcad3f@1024x1024-300x300.png 300w, https:\/\/theexchain.com\/wp-content\/uploads\/2025\/06\/1749178692477-e2437a17-181e-4269-bcdb-81f959dcad3f@1024x1024-150x150.png 150w, https:\/\/theexchain.com\/wp-content\/uploads\/2025\/06\/1749178692477-e2437a17-181e-4269-bcdb-81f959dcad3f@1024x1024-768x768.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">KYC \u7684\u76ee\u6a19\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8eab\u4efd\u9a57\u8b49\uff1a<\/strong> \u78ba\u8a8d\u5ba2\u6236\u7684\u8eab\u5206\u3002<\/li>\n\n\n\n<li><strong>\u98a8\u96aa\u8a55\u4f30\uff1a<\/strong> \u8a55\u4f30\u5ba2\u6236\u53ef\u80fd\u9020\u6210\u7684\u91d1\u878d\u72af\u7f6a\u98a8\u96aa\uff0c\u4f8b\u5982\u6d17\u9322\u3001\u6050\u6016\u4e3b\u7fa9\u878d\u8cc7\u53ca\u8a50\u6b3a\u3002<\/li>\n\n\n\n<li><strong>\u9075\u5f9e\u6027\u5805\u6301\uff1a<\/strong> \u7b26\u5408\u76f8\u95dc\u6cd5\u5f8b\u548c\u6cd5\u898f\u8981\u6c42\uff0c\u907f\u514d\u6cd5\u898f\u61f2\u7f70\u548c\u8072\u8b7d\u640d\u5bb3\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">KYC \u5728\u9810\u9632\u91d1\u878d\u72af\u7f6a\u4e2d\u7684\u4f5c\u7528\uff1a<\/h4>\n\n\n\n<p>KYC \u662f\u53cd\u6d17\u9322 (AML) \u548c\u6253\u64ca\u6050\u6016\u4e3b\u7fa9\u878d\u8cc7 (CFT) \u67b6\u69cb\u7684\u57fa\u77f3\u3002\u900f\u904e\u77ad\u89e3\u5ba2\u6236\u7684\u771f\u5be6\u8eab\u4efd\u548c\u8cc7\u91d1\u4f86\u6e90\uff0c\u91d1\u878d\u6a5f\u69cb\u53ef\u4ee5\u66f4\u6709\u6548\u5730\u8fa8\u8b58\u548c\u5831\u544a\u53ef\u7591\u6d3b\u52d5\uff0c\u9632\u6b62\u975e\u6cd5\u8cc7\u91d1\u9032\u5165\u91d1\u878d\u9ad4\u7cfb\uff0c\u4e26\u7dad\u8b77\u91d1\u878d\u5e02\u5834\u7684\u7a69\u5b9a\u548c\u5065\u5168\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-02f88e154846236df1361ed2f7fadcda\" style=\"color:#443ddf\">7.2 KYC \u7684\u6838\u5fc3\u5143\u4ef6<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u77ad\u89e3\u5b8c\u6574\u7684 KYC \u6d41\u7a0b\u6240\u6d89\u53ca\u7684\u95dc\u9375\u6b65\u9a5f\u3002<\/p>\n\n\n\n<p>\u5b8c\u6574\u7684 KYC \u6d41\u7a0b\u901a\u5e38\u5305\u62ec\u4ee5\u4e0b\u6838\u5fc3\u90e8\u5206\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u5ba2\u6236\u8b58\u5225\u8a08\u5283 (CIP)\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6536\u96c6\u5ba2\u6236\u7684\u57fa\u672c\u8eab\u4efd\u8cc7\u8a0a\uff0c\u4f8b\u5982\u59d3\u540d\u3001\u51fa\u751f\u65e5\u671f\u3001\u5730\u5740\u548c\u8b58\u5225\u78bc\uff08\u91dd\u5c0d\u500b\u4eba\u5ba2\u6236\uff09\uff1b\u6216\u516c\u53f8\u540d\u7a31\u3001\u8a3b\u518a\u865f\u78bc\u3001\u8a3b\u518a\u5730\u5740\u548c\u5be6\u76ca\u64c1\u6709\u6b0a\u8cc7\u8a0a\uff08\u91dd\u5c0d\u516c\u53f8\u5ba2\u6236\uff09\u3002<\/li>\n\n\n\n<li>\u6838\u5be6\u6240\u63d0\u4f9b\u8cc7\u8a0a\u7684\u771f\u5be6\u6027\uff0c\u901a\u5e38\u662f\u900f\u904e\u4ea4\u53c9\u6bd4\u5c0d\u653f\u5e9c\u7c3d\u767c\u7684\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\uff08\u4f8b\u5982\u8b77\u7167\u3001\u99d5\u7167\uff09\u548c\u516c\u53f8\u8a3b\u518a\u6587\u4ef6\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5ba2\u6236\u76e1\u8077\u5be9\u67e5 (CDD)\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5728 CIP \u7684\u57fa\u790e\u4e0a\uff0c\u9032\u4e00\u6b65\u77ad\u89e3\u5ba2\u6236\u7684\u80cc\u666f\u3001\u8077\u696d\u3001\u696d\u52d9\u6027\u8cea\u3001\u8cc7\u91d1\u4f86\u6e90\u548c\u9810\u671f\u4ea4\u6613\u6a21\u5f0f\u3002<\/li>\n\n\n\n<li>\u8a55\u4f30\u5ba2\u6236\u7684\u98a8\u96aa\u7b49\u7d1a (\u4f8b\u5982\uff1a\u4f4e\u3001\u4e2d\u3001\u9ad8)\u3002<\/li>\n\n\n\n<li>\u5c0d\u65bc\u4f01\u696d\u5ba2\u6236\uff0c\u8b58\u5225\u548c\u9a57\u8b49\u5176\u6700\u7d42\u5be6\u76ca\u64c1\u6709\u4eba (UBO)\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u52a0\u5f37\u76e1\u8077\u8abf\u67e5 (EDD)\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc\u88ab\u8a55\u4f30\u70ba\u9ad8\u98a8\u96aa\u7684\u5ba2\u6236\uff08\u4f8b\u5982\u653f\u6cbb\u4eba\u7269 (PEP)\u3001\u4f86\u81ea\u9ad8\u98a8\u96aa\u570b\u5bb6\u7684\u5ba2\u6236\u6216\u9ad8\u98a8\u96aa\u884c\u696d\u7684\u5ba2\u6236\uff09\uff0c\u5fc5\u9808\u63a1\u53d6\u66f4\u56b4\u683c\u3001\u66f4\u6df1\u5165\u7684\u76e1\u8077\u5be9\u67e5\u63aa\u65bd\u3002<\/li>\n\n\n\n<li>\u9019\u53ef\u80fd\u5305\u62ec\u5c0d\u8cc7\u91d1\u548c\u8ca1\u5bcc\u4f86\u6e90\u9032\u884c\u66f4\u8a73\u7d30\u7684\u9a57\u8b49\u3001\u77ad\u89e3\u4ed6\u5011\u7684\u696d\u52d9\u95dc\u4fc2\uff0c\u4ee5\u53ca\u5728\u5efa\u7acb\u696d\u52d9\u95dc\u4fc2\u524d\u53d6\u5f97\u9ad8\u968e\u7ba1\u7406\u968e\u5c64\u7684\u6838\u51c6\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u6301\u7e8c\u76e3\u6e2c\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC \u4e26\u975e\u4e00\u6b21\u6027\u7684\u7a0b\u5e8f\uff1b\u91d1\u878d\u6a5f\u69cb\u9700\u8981\u5728\u6574\u500b\u95dc\u4fc2\u4e2d\u6301\u7e8c\u76e3\u63a7\u5ba2\u6236\u7684\u4ea4\u6613\u6d3b\u52d5\u548c\u98a8\u96aa\u72c0\u6cc1\u3002<\/li>\n\n\n\n<li>\u5b9a\u671f\u66f4\u65b0\u5ba2\u6236\u8cc7\u8a0a\uff0c\u4ee5\u78ba\u4fdd\u6e96\u78ba\u6027\u3002<\/li>\n\n\n\n<li>\u76e3\u63a7\u4ea4\u6613\u4ee5\u78ba\u4fdd\u4ea4\u6613\u7b26\u5408\u5ba2\u6236\u5df2\u77e5\u7684\u696d\u52d9\u6a21\u5f0f\u548c\u98a8\u96aa\u6982\u6cc1\uff0c\u4e26\u8fc5\u901f\u8b58\u5225\u4efb\u4f55\u7570\u5e38\u6216\u53ef\u7591\u4ea4\u6613\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7369b9c9f8a4081684a07888a77c7ae8\" style=\"color:#443ddf\">7.3 KYC \u7684\u6cd5\u5f8b\u8207\u76e3\u7ba1\u67b6\u69cb<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u8a8d\u8b58\u4e3b\u8981\u7684\u570b\u969b\u548c\u5340\u57df KYC\/AML \u6cd5\u898f\u8981\u6c42\u3002<\/p>\n\n\n\n<p>KYC\/AML \u7684\u6cd5\u5f8b\u548c\u76e3\u7ba1\u67b6\u69cb\u662f\u591a\u5c64\u6b21\u7684\uff0c\u5305\u542b\u570b\u969b\u6a19\u6e96\u548c\u5404\u570b\u7684\u7279\u5b9a\u7acb\u6cd5\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">AML \u548c CTF \u6982\u89c0\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AML\uff1a<\/strong> \u6307\u65e8\u5728\u9632\u6b62\u900f\u904e\u91d1\u878d\u7cfb\u7d71\u6e05\u6d17\u975e\u6cd5\u6240\u5f97\u7684\u6cd5\u5f8b\u3001\u6cd5\u898f\u548c\u7a0b\u5e8f\u3002<\/li>\n\n\n\n<li><strong>CTF\uff1a<\/strong> \u5c08\u6ce8\u65bc\u9632\u6b62\u8cc7\u91d1\u6d41\u5165\u6050\u6016\u7d44\u7e54\u6216\u7528\u65bc\u6050\u6016\u6d3b\u52d5\u3002<\/li>\n\n\n\n<li>KYC \u662f\u53cd\u6d17\u9322\/CTF \u5408\u898f\u7684\u6838\u5fc3\u8981\u7d20\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u91d1\u878d\u884c\u52d5\u7279\u5225\u7d44\u7e54 (FATF)\uff1a<\/h4>\n\n\n\n<p>FATF \u662f\u4e00\u500b\u653f\u5e9c\u9593\u7d44\u7e54\uff0c\u8ca0\u8cac\u5236\u5b9a\u53cd\u6d17\u9322\/\u53cd\u6050\u6016\u4e3b\u7fa9\u57fa\u91d1\u6703\u7684\u570b\u969b\u6a19\u6e96\u3002\u5176\u767c\u8868\u7684\u300cFATF \u5efa\u8b70\u300d\u88ab\u5168\u7403 200 \u591a\u500b\u570b\u5bb6\u548c\u5730\u5340\u63a1\u7d0d\u70ba\u7acb\u6cd5\u548c\u76e3\u7ba1\u7684\u57fa\u790e\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FATF \u5efa\u8b70\u660e\u78ba\u8981\u6c42\u91d1\u878d\u6a5f\u69cb\u57f7\u884c\u5ba2\u6236\u76e1\u8077\u5be9\u67e5 (CDD\uff0cKYC \u7684\u6838\u5fc3\u5167\u5bb9)\u3001\u8a18\u9304\u4fdd\u5b58\u548c\u53ef\u7591\u4ea4\u6613\u5831\u544a\u63aa\u65bd\u3002<\/li>\n\n\n\n<li>FATF \u4e5f\u91dd\u5c0d\u865b\u64ec\u8cc7\u7522 (\u4f8b\u5982\u52a0\u5bc6\u8ca8\u5e63) \u53ca\u5176\u670d\u52d9\u4f9b\u61c9\u5546 (VASP) \u767c\u51fa\u7279\u5b9a\u6307\u5f15\uff0c\u898f\u5b9a VASP \u9808\u9075\u5b88\u985e\u4f3c\u7684 AML\/CTF \u7fa9\u52d9\uff0c\u5305\u62ec\u9032\u884c KYC\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5404\u570b\u4e3b\u8981\u6cd5\u898f\u8981\u6c42\uff08\u6982\u8ff0\uff09\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7f8e\u570b\uff1a<\/strong> \u9280\u884c\u4fdd\u5bc6\u6cd5\u300b(BSA) \u53ca\u5176\u4fee\u6b63\u6848\u300a\u7f8e\u570b\u611b\u570b\u8005\u6cd5\u6848\u300b(USA PATRIOT Act) \u69cb\u6210\u4e3b\u8981\u7684 AML\/KYC \u6cd5\u5f8b\u67b6\u69cb\u3002\u91d1\u878d\u72af\u7f6a\u57f7\u884c\u7db2\u8def (FinCEN) \u662f\u4e3b\u8981\u7684\u76e3\u7ba1\u6a5f\u69cb\u3002<\/li>\n\n\n\n<li><strong>\u6b50\u76df\uff1a<\/strong> \u901a\u904e\u4e00\u7cfb\u5217\u53cd\u6d17\u9322\u6307\u4ee4\uff08AMLD\uff0c\u76ee\u524d\u70ba\u7b2c\u516d\u7248\uff0cAMLD6\uff09\u5be6\u65bd\u7d71\u4e00\u7684 AML\/KYC \u6a19\u6e96\u3002\u5373\u5c07\u51fa\u53f0\u7684\u300a\u52a0\u5bc6\u8cc7\u7522\u5e02\u5834\u6cd5\u898f\u300b\uff08Markets in Crypto-Assets Regulation\uff0c\u7c21\u7a31 MiCA\uff09\u4e5f\u5c0d\u52a0\u5bc6\u8cc7\u7522\u670d\u52d9\u63d0\u4f9b\u5546\u63d0\u51fa\u4e86\u56b4\u683c\u7684 KYC \u8981\u6c42\u3002<\/li>\n\n\n\n<li><strong>\u65b0\u52a0\u5761\uff1a<\/strong> \u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS) \u5c0d\u91d1\u878d\u6a5f\u69cb\u5be6\u65bd\u56b4\u683c\u7684 KYC\/AML \u8981\u6c42\uff0c\u4e26\u5df2\u5c07\u9019\u4e9b\u8981\u6c42\u5ef6\u4f38\u81f3\u6578\u4f4d\u652f\u4ed8\u4ee3\u5e63\u670d\u52d9\u63d0\u4f9b\u5546\u3002<\/li>\n\n\n\n<li><strong>\u5176\u4ed6\u5730\u5340\uff1a<\/strong> \u5927\u591a\u6578\u570b\u5bb6\u548c\u5730\u5340\u90fd\u6839\u64da FATF \u7684\u5efa\u8b70\u5236\u5b9a\u4e86\u53cd\u6d17\u9322\/KYC \u6cd5\u5f8b\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-e00441f80d3cce71c3f5dfc5676e137f\" style=\"color:#443ddf\">7.4 KYC \u7684\u5be6\u969b\u61c9\u7528<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u77ad\u89e3\u4f01\u696d\u5982\u4f55\u5be6\u65bd KYC \u6d41\u7a0b\u548c\u9032\u884c\u98a8\u96aa\u8a55\u4f30\u3002<\/p>\n\n\n\n<p>\u5728\u5be6\u969b\u4f5c\u696d\u4e2d\uff0c\u4f01\u696d\u901a\u5e38\u6703\u7d50\u5408\u653f\u7b56\u3001\u7a0b\u5e8f\u3001\u4eba\u54e1\u548c\u6280\u8853\u4f86\u5be6\u65bd KYC \u6d41\u7a0b\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u5ba2\u6236\u5165\u6703\u7a0b\u5e8f\u4e2d\u7684 KYC\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u65b0\u5ba2\u6236\u7533\u8acb\u958b\u6236\u6216\u8a3b\u518a\u6642\uff0c\u5fc5\u9808\u63d0\u4ea4\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\uff08\u5982\u8eab\u4efd\u8b49\u3001\u8b77\u7167\u3001\u99d5\u7167\uff09\u548c\u5730\u5740\u8b49\u660e\uff08\u5982\u6c34\u96fb\u8cbb\u5e33\u55ae\u3001\u9280\u884c\u6708\u7d50\u55ae\uff09\u3002<\/li>\n\n\n\n<li>\u4f01\u696d\u900f\u904e\u624b\u52d5\u5be9\u67e5\u6216\u81ea\u52d5\u5316\u5de5\u5177\uff0c\u8207\u9ed1\u540d\u55ae\u3001\u5236\u88c1\u540d\u55ae\u548c PEP \u540d\u55ae\u9032\u884c\u4ea4\u53c9\u6bd4\u5c0d\uff0c\u4ee5\u9a57\u8b49\u9019\u4e9b\u6587\u4ef6\u7684\u771f\u5be6\u6027\u3002<\/li>\n\n\n\n<li>\u751f\u7269\u8fa8\u8b58\u9a57\u8b49\u53ef\u5305\u62ec\u81c9\u90e8\u8fa8\u8b58\u548c\u6d3b\u8e8d\u5ea6\u5075\u6e2c (\u4f8b\u5982\uff0c\u8981\u6c42\u7728\u773c\u6216\u8f49\u982d)\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u98a8\u96aa\u5206\u7d1a\u8207\u5206\u985e\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6839\u64da\u6536\u96c6\u5230\u7684\u5ba2\u6236\u8cc7\u8a0a\uff08\u5982\u570b\u7c4d\u3001\u5c45\u4f4f\u5730\u3001\u8077\u696d\u3001\u884c\u696d\u3001\u8cc7\u91d1\u4f86\u6e90\u3001\u9810\u671f\u4ea4\u6613\u884c\u70ba\uff09\uff0c\u4e26\u7d50\u5408\u4f01\u696d\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u76e3\u7ba1\u8981\u6c42\uff0c\u5c0d\u5ba2\u6236\u9032\u884c\u98a8\u96aa\u5206\u7d1a\uff08\u5982\u4f4e\u3001\u4e2d\u3001\u9ad8\uff09\u3002<\/li>\n\n\n\n<li>\u98a8\u96aa\u7b49\u7d1a\u6c7a\u5b9a\u5f8c\u7e8c\u76e1\u8077\u8abf\u67e5\u7684\u6df1\u5ea6\u548c\u76e3\u63a7\u7684\u983b\u7387\u3002\u9ad8\u98a8\u96aa\u5ba2\u6236\u9700\u8981\u66f4\u56b4\u683c\u7684\u5be9\u67e5\u548c\u66f4\u983b\u7e41\u7684\u76e3\u63a7\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u4f7f\u7528 KYC \u8cc7\u6599\u9032\u884c\u5408\u898f\u6c7a\u7b56\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6839\u64da KYC \u7d50\u679c\uff0c\u4f01\u696d\u6c7a\u5b9a\u662f\u5426\u8207\u5ba2\u6236\u5efa\u7acb\u696d\u52d9\u95dc\u4fc2\u3002<\/li>\n\n\n\n<li>\u5982\u679c\u5ba2\u6236\u88ab\u5217\u5165\u5236\u88c1\u540d\u55ae\u6216\u69cb\u6210\u5176\u4ed6\u91cd\u5927\u98a8\u96aa\uff0c\u4f01\u696d\u53ef\u80fd\u6703\u62d2\u7d55\u63d0\u4f9b\u670d\u52d9\u3002<\/li>\n\n\n\n<li>KYC \u8cc7\u6599\u4e5f\u7528\u65bc\u8a55\u4f30\u5ba2\u6236\u7684\u4ea4\u6613\u884c\u70ba\u662f\u5426\u7b26\u5408\u5176\u5df2\u77e5\u80cc\u666f\u548c\u98a8\u96aa\u72c0\u6cc1\uff0c\u4ee5\u8b58\u5225\u53ef\u7591\u4ea4\u6613\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u8a18\u9304\u4fdd\u5b58\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f01\u696d\u5fc5\u9808\u4f9d\u7167\u76e3\u7ba1\u898f\u5b9a\uff0c\u59a5\u5584\u4fdd\u7559\u5728 KYC \u6d41\u7a0b\u4e2d\u6536\u96c6\u7684\u6240\u6709\u5ba2\u6236\u8cc7\u8a0a\u3001\u8eab\u5206\u9a57\u8b49\u6587\u4ef6\u3001\u98a8\u96aa\u8a55\u4f30\u8a18\u9304\u548c\u4ea4\u6613\u8a18\u9304\u3002\u4fdd\u7559\u671f\u9650\u901a\u5e38\u70ba\u5ba2\u6236\u95dc\u4fc2\u7d50\u675f\u5f8c\u81f3\u5c11 5 \u5e74\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5b9a\u671f\u5be9\u67e5\u548c\u66f4\u65b0\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5b9a\u671f\u91cd\u65b0\u8a55\u4f30\u5ba2\u6236\u7684\u98a8\u96aa\u72c0\u6cc1\uff0c\u4e26\u66f4\u65b0\u5176 KYC \u8cc7\u8a0a\uff0c\u7279\u5225\u662f\u7576\u5ba2\u6236\u7684\u500b\u4eba\u72c0\u6cc1\u6216\u4ea4\u6613\u884c\u70ba\u767c\u751f\u91cd\u5927\u8b8a\u5316\u6642\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b0d18c6d2f6d7380cb2c9231fb75b718\" style=\"color:#443ddf\">7.5 KYC \u7684\u6280\u8853\u61c9\u7528<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u8a8d\u8b58\u6280\u8853\u5982\u4f55\u63d0\u5347 KYC \u7684\u6548\u7387\u548c\u6e96\u78ba\u6027\u3002<\/p>\n\n\n\n<p>\u6280\u8853\u5728\u73fe\u4ee3 KYC \u6d41\u7a0b\u4e2d\u626e\u6f14\u8d8a\u4f86\u8d8a\u91cd\u8981\u7684\u89d2\u8272\uff0c\u6709\u52a9\u65bc\u63d0\u9ad8\u6548\u7387\u3001\u6e96\u78ba\u6027\u548c\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u6578\u4f4d ID \u9a57\u8b49\u5de5\u5177\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6587\u4ef6\u6383\u63cf\u8207 OCR\uff1a<\/strong> \u4f7f\u7528\u5149\u5b78\u5b57\u5143\u8b58\u5225 (OCR) \u6280\u8853\u81ea\u52d5\u5f9e\u8b58\u5225\u6587\u4ef6\u4e2d\u64f7\u53d6\u8cc7\u8a0a\u3002<\/li>\n\n\n\n<li><strong>\u81c9\u90e8\u8fa8\u8b58\u8207\u6d3b\u8e8d\u5ea6\u5075\u6e2c\uff1a<\/strong> \u900f\u904e\u6bd4\u8f03\u81ea\u62cd\u7167\u8207\u6587\u4ef6\u7167\u7247\u4f86\u78ba\u8a8d\u8eab\u4efd\u771f\u507d\uff0c\u4e26\u8981\u6c42\u9032\u884c\u6d3b\u8e8d\u5ea6\u6aa2\u67e5 (\u4f8b\u5982\u8981\u6c42\u4f7f\u7528\u8005\u7728\u773c\u6216\u8f49\u982d)\uff0c\u4ee5\u9632\u6b62\u7167\u7247\u6216\u5f71\u7247\u8a50\u9a19\u3002<\/li>\n\n\n\n<li><strong>NFC \u6676\u7247\u8b80\u53d6\uff1a<\/strong> \u8b80\u53d6\u5e36\u6709 NFC \u6676\u7247\u7684\u96fb\u5b50\u8b77\u7167\u6216 ID \u7684\u52a0\u5bc6\u8cc7\u8a0a\uff0c\u4ee5\u9032\u884c\u66f4\u9ad8\u5c64\u7d1a\u7684\u9a57\u8b49\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u4eba\u5de5\u667a\u80fd\u8207\u6a5f\u5668\u5b78\u7fd2\u5728\u98a8\u96aa\u5206\u6790\u4e2d\u7684\u61c9\u7528\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI\/ML \u6f14\u7b97\u6cd5\u53ef\u5206\u6790\u5927\u91cf\u5ba2\u6236\u8cc7\u6599\u548c\u4ea4\u6613\u6a21\u5f0f\uff0c\u4ee5\u66f4\u7cbe\u6e96\u5730\u8fa8\u8b58\u6f5b\u5728\u7684\u9ad8\u98a8\u96aa\u5ba2\u6236\u548c\u53ef\u7591\u4ea4\u6613\u884c\u70ba\u3002<\/li>\n\n\n\n<li>\u6839\u64da\u9810\u8a2d\u898f\u5247\u548c\u6b77\u53f2\u8cc7\u6599\u81ea\u52d5\u7be9\u9078\u8ca0\u9762\u65b0\u805e\u3001\u5339\u914d\u5236\u88c1\u6e05\u55ae\u548c\u9032\u884c\u98a8\u96aa\u8a55\u5206\uff0c\u53ef\u6e1b\u5c11\u4eba\u70ba\u932f\u8aa4\u4e26\u63d0\u6607\u98a8\u96aa\u8b58\u5225\u6548\u7387\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u81ea\u52d5\u5316 KYC \u6d41\u7a0b\u7684\u512a\u52e2\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u589e\u5f37\u6548\u7387\uff1a<\/strong> \u5927\u5e45\u7e2e\u77ed\u5ba2\u6236\u4e0a\u7dda\u6642\u9593\uff0c\u5f9e\u6578\u5929\u7e2e\u77ed\u5230\u6578\u5206\u9418\u3002<\/li>\n\n\n\n<li><strong>\u964d\u4f4e\u6210\u672c\uff1a<\/strong> \u6e1b\u5c11\u4eba\u5de5\u5be9\u67e5\u7684\u5de5\u4f5c\u91cf\u548c\u76f8\u95dc\u6210\u672c\u3002<\/li>\n\n\n\n<li><strong>\u6539\u5584\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a<\/strong> \u63d0\u4f9b\u66f4\u9806\u66a2\u3001\u66f4\u65b9\u4fbf\u7684\u958b\u6236\u9ad4\u9a57\u3002<\/li>\n\n\n\n<li><strong>\u589e\u52a0\u4e00\u81f4\u6027\uff1a<\/strong> \u6a19\u6e96\u5316\u7684\u81ea\u52d5\u6d41\u7a0b\u53ef\u6e1b\u5c11\u4eba\u70ba\u4e3b\u89c0\u5224\u65b7\u7684\u5dee\u7570\u3002<\/li>\n\n\n\n<li><strong>\u53ef\u64f4\u5145\u6027\uff1a<\/strong> \u66f4\u5bb9\u6613\u6eff\u8db3\u5927\u91cf\u5ba2\u6236\u7684 KYC \u9700\u6c42\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u8cc7\u6599\u5eab\u8207 API \u6574\u5408\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6574\u5408\u5404\u7a2e\u5916\u90e8\u8cc7\u6599\u5eab\uff08\u4f8b\u5982\u653f\u5e9c\u8cc7\u6599\u5eab\u3001\u5546\u696d\u8cc7\u8a0a\u5eab\u3001\u5236\u88c1\u6e05\u55ae\u3001PEP \u6e05\u55ae\u3001\u4e0d\u5229\u5a92\u9ad4\u8cc7\u8a0a\uff09\uff0c\u4ee5\u9032\u884c\u5373\u6642\u67e5\u8a62\u548c\u9a57\u8b49\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5340\u584a\u93c8\u8207\u5206\u6563\u5f0f\u8eab\u5206\u8a8d\u8b49 (DID)\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u672a\u4f86\uff0c\u4ee5\u5340\u584a\u93c8\u70ba\u57fa\u790e\u7684\u5206\u6563\u5f0f\u8eab\u4efd\u89e3\u6c7a\u65b9\u6848\u53ef\u80fd\u6703\u70ba KYC \u63d0\u4f9b\u65b0\u7684\u9014\u5f91\uff0c\u8b93\u4f7f\u7528\u8005\u53ef\u4ee5\u66f4\u597d\u5730\u63a7\u5236\u5176\u8eab\u4efd\u8cc7\u6599\uff0c\u4e26\u5728\u4fdd\u8b77\u96b1\u79c1\u7684\u540c\u6642\uff0c\u5b89\u5168\u5730\u6388\u6b0a\u670d\u52d9\u4f9b\u61c9\u5546\u9032\u884c\u9a57\u8b49\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-6262a816cb989f0938de7184c8f3504d\" style=\"color:#443ddf\">7.6 \u5be6\u65bd KYC \u7684\u6311\u6230<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u627e\u51fa\u57f7\u884c KYC \u6d41\u7a0b\u6642\u5e38\u9047\u5230\u7684\u56f0\u96e3\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u5408\u898f\u6210\u672c\u9ad8\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5be6\u65bd\u548c\u7dad\u8b77 KYC \u7cfb\u7d71\u9700\u8981\u5927\u91cf\u6295\u8cc7\uff0c\u5305\u62ec\u6280\u8853\u63a1\u8cfc\u3001\u4eba\u54e1\u8a13\u7df4\u3001\u8cc7\u6599\u5eab\u8a02\u95b1\u548c\u4eba\u5de5\u5be9\u67e5\u3002\u5831\u544a\u986f\u793a\uff0c\u5927\u578b\u91d1\u878d\u6a5f\u69cb\u6bcf\u5e74\u53ef\u80fd\u82b1\u8cbb\u6578\u5343\u842c\u7f8e\u5143\u5728 KYC \u5408\u898f\u4e0a\u3002<\/li>\n\n\n\n<li>\u4f4e\u6548\u7684 KYC \u6d41\u7a0b\u4e5f\u53ef\u80fd\u5c0e\u81f4\u5ba2\u6236\u6d41\u5931\u548c\u6536\u5165\u640d\u5931\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u8cc7\u6599\u4f86\u6e90\u6574\u5408\u8207\u54c1\u8cea\u554f\u984c\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u6548\u7684 KYC \u6709\u8cf4\u65bc\u6e96\u78ba\u3001\u5b8c\u6574\u4e14\u53ca\u6642\u7684\u8cc7\u6599\u3002\u7136\u800c\uff0c\u8cc7\u6599\u53ef\u80fd\u5206\u6563\u5728\u4e0d\u540c\u7684\u5167\u90e8\u7cfb\u7d71\u548c\u5916\u90e8\u8cc7\u6599\u5eab\u4e2d\uff0c\u4f7f\u5f97\u6574\u5408\u8b8a\u5f97\u56f0\u96e3\u3002<\/li>\n\n\n\n<li>\u5916\u90e8\u8cc7\u6599\u4f86\u6e90\u7684\u54c1\u8cea\u53ef\u80fd\u4e0d\u4e00\uff0c\u53ef\u80fd\u5305\u542b\u932f\u8aa4\u3001\u904e\u6642\u6216\u4e0d\u5b8c\u6574\u7684\u8cc7\u8a0a\uff0c\u5f71\u97ff\u98a8\u96aa\u8a55\u4f30\u7684\u6e96\u78ba\u6027\u3002<\/li>\n\n\n\n<li>\u4e0d\u540c\u570b\u5bb6\u548c\u5730\u5340\u7684\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\u683c\u5f0f\u548c\u8cc7\u6599\u6a19\u6e96\u5404\u7570\uff0c\u589e\u52a0\u4e86\u9a57\u8b49\u7684\u6311\u6230\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5feb\u901f\u8b8a\u5316\u7684\u6cd5\u898f\u74b0\u5883\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AML\/KYC \u6cd5\u898f\u4e0d\u65b7\u66f4\u65b0\u548c\u6f14\u8b8a\uff0c\u8981\u6c42\u4f01\u696d\u6295\u5165\u8cc7\u6e90\u8ffd\u8e64\u548c\u9069\u61c9\u65b0\u7684\u6cd5\u898f\u8981\u6c42\uff0c\u4e26\u8abf\u6574\u5176\u653f\u7b56\u548c\u6d41\u7a0b\u3002<\/li>\n\n\n\n<li>\u8de8\u570b\u4f01\u696d\u4e5f\u5fc5\u9808\u638c\u63e1\u4e0d\u540c\u53f8\u6cd5\u7ba1\u8f44\u5340\u7684\u4e0d\u540c\u6cd5\u898f\u8981\u6c42\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u5e73\u8861\u5408\u898f\u6027\u8207\u4f7f\u7528\u8005\u9ad4\u9a57\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u904e\u65bc\u7e41\u8907\u6216\u5197\u9577\u7684 KYC \u6d41\u7a0b\u53ef\u80fd\u6703\u5c0e\u81f4\u4e0d\u4f73\u7684\u4f7f\u7528\u8005\u9ad4\u9a57\uff0c\u4e26\u589e\u52a0\u5ba2\u6236\u9000\u51fa\u7387\u3002<\/li>\n\n\n\n<li>\u4f01\u696d\u9700\u8981\u5728\u7c21\u5316\u6d41\u7a0b\u7684\u540c\u6642\u6eff\u8db3\u56b4\u683c\u7684\u5408\u898f\u8981\u6c42\uff0c\u800c\u6280\u8853\u53ef\u4ee5\u5e6b\u52a9\u5be6\u73fe\u9019\u7a2e\u5e73\u8861\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u507d\u9020\u6587\u4ef6\u548c\u8eab\u4efd\u8a50\u9a19\u7684\u5a01\u8105\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u72af\u7f6a\u5206\u5b50\u4e0d\u65b7\u4f7f\u7528\u66f4\u8907\u96dc\u7684\u65b9\u6cd5\u507d\u9020\u8eab\u4efd\u8b49\u660e\u6587\u4ef6\u6216\u9032\u884c\u8eab\u4efd\u76dc\u7aca\uff0c\u5c0d KYC \u9a57\u8b49\u6280\u8853\u548c\u4eba\u5de5\u5be9\u67e5\u80fd\u529b\u9020\u6210\u6311\u6230\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u8cc7\u6599\u96b1\u79c1\u6b0a\u4fdd\u8b77\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC \u6d41\u7a0b\u6d89\u53ca\u6536\u96c6\u548c\u8655\u7406\u5927\u91cf\u654f\u611f\u7684\u5ba2\u6236\u500b\u4eba\u8cc7\u8a0a\u3002\u4f01\u696d\u5fc5\u9808\u9075\u5b88\u56b4\u683c\u7684\u8cc7\u6599\u96b1\u79c1\u6b0a\u6cd5\u898f\uff08\u4f8b\u5982 GDPR\uff09\uff0c\u4ee5\u78ba\u4fdd\u8cc7\u6599\u5b89\u5168\u4e26\u9632\u6b62\u8cc7\u6599\u5916\u6d29\u3002<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u9ad8\u98a8\u96aa\u5ba2\u6236\u7684\u8b58\u5225\u8207\u7ba1\u7406\uff1a<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6e96\u78ba\u8b58\u5225\u548c\u6709\u6548\u7ba1\u7406\u9ad8\u98a8\u96aa\u5ba2\u6236\uff08\u4f8b\u5982\uff0c\u653f\u6cbb\u4eba\u7269\u3001\u654f\u611f\u884c\u696d\u7684\u5ba2\u6236\uff09\u9700\u8981\u5c08\u696d\u77e5\u8b58\u548c\u8cc7\u6e90\u3002<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-a1799cd06bc7256a6d7be85381aec861\" style=\"color:#443ddf\">7.7 \u6578\u4f4d\u8cc7\u7522\u7522\u696d KYC \u7684\u7279\u6b8a\u6027<\/h2>\n\n\n\n<p><strong>\u5b78\u7fd2\u76ee\u6a19\uff1a<\/strong> \u77ad\u89e3\u6578\u4f4d\u8cc7\u7522\u7522\u696d KYC \u7684\u6311\u6230\u8207\u5be6\u52d9\u3002<\/p>\n\n\n\n<p>\u6578\u4f4d\u8cc7\u7522\u7522\u696d\uff08\u5982\u52a0\u5bc6\u8ca8\u5e63\uff09\u56e0\u5176\u533f\u540d\u6027\u3001\u5206\u6563\u6027\u548c\u5168\u7403\u5316\uff0c\u5c0d\u50b3\u7d71\u7684 KYC \u4f5c\u696d\u63d0\u51fa\u4e86\u65b0\u7684\u6311\u6230\uff0c\u540c\u6642\u4e5f\u63a8\u52d5\u4e86\u76f8\u61c9\u89e3\u6c7a\u65b9\u6848\u7684\u767c\u5c55\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u533f\u540d\u548c\u5047\u533f\u540d\u7684\u6311\u6230\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5340\u584a\u93c8\u4ea4\u6613\u901a\u5e38\u8207\u5047\u540d\u5730\u5740\u800c\u975e\u771f\u5be6\u8eab\u4efd\u76f8\u95dc\u806f\uff0c\u9019\u4f7f\u5f97\u8ffd\u8e64\u8cc7\u91d1\u6d41\u548c\u8b58\u5225\u4ea4\u6613\u53c3\u8207\u8005\u771f\u5be6\u8eab\u4efd\u7684\u5de5\u4f5c\u66f4\u5177\u6311\u6230\u6027\u3002<\/li>\n\n\n\n<li>\u96d6\u7136\u5340\u584a\u93c8\u5206\u6790\u5de5\u5177\u53ef\u5354\u52a9\u8ffd\u8e64\u8cc7\u91d1\u6d41\u5411\uff0c\u4f46\u5c07\u93c8\u4e0a\u5730\u5740\u8207\u93c8\u4e0b\u8eab\u4efd\u76f8\u9023\u662f KYC \u7684\u95dc\u9375\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5168\u7403\u71df\u904b\u8207\u8de8\u5883\u5408\u898f\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8a31\u591a\u52a0\u5bc6\u8ca8\u5e63\u4ea4\u6613\u6240\u548c\u670d\u52d9\u4f9b\u61c9\u5546 (VASP) \u5728\u5168\u7403\u71df\u904b\uff0c\u9700\u8981\u9075\u5b88\u591a\u500b\u53f8\u6cd5\u7ba1\u8f44\u5340\u7684 KYC\/AML \u6cd5\u898f\uff0c\u800c\u9019\u4e9b\u53f8\u6cd5\u7ba1\u8f44\u5340\u53ef\u80fd\u6709\u4e0d\u540c\u6216\u76f8\u4e92\u885d\u7a81\u7684\u898f\u5b9a\u3002<\/li>\n\n\n\n<li>FATF \u7684\u300c\u65c5\u884c\u898f\u5247\u300d\u8981\u6c42 VASP \u5728\u865b\u64ec\u8cc7\u7522\u8f49\u79fb\u904e\u7a0b\u4e2d\uff0c\u53d6\u5f97\u4e26\u50b3\u9001\u5bc4\u4ef6\u4eba\u548c\u6536\u4ef6\u4eba\u7684\u76f8\u95dc\u8cc7\u8a0a\uff0c\u63d0\u9ad8\u4e86\u8de8\u5883\u4ea4\u6613\u7684 KYC \u8981\u6c42\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u5206\u6563\u5f0f\u670d\u52d9\u7684\u6311\u6230\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u65bc\u5206\u6563\u5f0f\u4ea4\u6613\u6240 (DEX) \u548c DeFi \u5354\u5b9a\u800c\u8a00\uff0c\u7531\u65bc\u7f3a\u4e4f\u96c6\u4e2d\u5f0f\u71df\u904b\u5be6\u9ad4\uff0c\u56e0\u6b64\u5be6\u65bd\u6709\u6548\u7684 KYC \u662f\u4e00\u9805\u6311\u6230\u3002<\/li>\n\n\n\n<li>\u76e3\u7ba1\u6a5f\u69cb\u6b63\u5728\u63a2\u7d22\u5982\u4f55\u76e3\u7763\u9019\u4e9b\u5206\u6563\u7684\u5be6\u9ad4\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u4ea4\u6613\u6240\u548c\u9322\u5305\u670d\u52d9\u63d0\u4f9b\u5546\u7684 KYC \u8981\u6c42\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76ee\u524d\uff0c\u5927\u591a\u6578\u96c6\u4e2d\u5f0f\u52a0\u5bc6\u8ca8\u5e63\u4ea4\u6613\u6240 (CEX) \u90fd\u8981\u6c42\u4f7f\u7528\u8005\u5b8c\u6210\u4e0d\u540c\u7a0b\u5ea6\u7684 KYC \u9a57\u8b49\uff0c\u624d\u80fd\u4f7f\u7528\u5176\u670d\u52d9 (\u4f8b\u5982\u4ea4\u6613\u3001\u63d0\u6b3e)\u3002<\/li>\n\n\n\n<li>\u4e00\u4e9b\u975e\u4fdd\u7ba1\u578b\u9322\u5305\u670d\u52d9\u4f9b\u61c9\u5546\u4e5f\u5728\u63a2\u7d22\u5982\u4f55\u5728\u4fdd\u8b77\u4f7f\u7528\u8005\u96b1\u79c1\u7684\u540c\u6642\uff0c\u63d0\u4f9b\u5408\u898f\u53cb\u597d\u7684\u8eab\u4efd\u9a57\u8b49\u9078\u9805 (\u4f8b\u5982\uff0c\u8207\u7b2c\u4e09\u65b9 KYC \u4f9b\u61c9\u5546\u5408\u4f5c)\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u61c9\u7528\u65b0\u8208\u6280\u8853\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5340\u584a\u93c8\u5206\u6790\u516c\u53f8\uff08\u5982 Chainalysis\u3001Elliptic\uff09\u63d0\u4f9b\u5de5\u5177\uff0c\u5354\u52a9 VASP \u5206\u6790\u4ea4\u6613\u98a8\u96aa\uff0c\u4e26\u627e\u51fa\u8207\u975e\u6cd5\u6d3b\u52d5\u76f8\u95dc\u7684\u4f4d\u5740\u3002<\/li>\n\n\n\n<li>\u5206\u6563\u5f0f\u8eab\u5206 (DID) \u548c\u53ef\u9a57\u8b49\u6191\u8b49 (VC) \u7b49\u6280\u8853\u6709\u53ef\u80fd\u70ba\u6578\u4f4d\u8cc7\u7522\u7522\u696d\u63d0\u4f9b\u66f4\u5b89\u5168\u3001\u66f4\u6709\u6548\u7387\u3001\u66f4\u65b9\u4fbf\u4f7f\u7528\u7684 KYC \u89e3\u6c7a\u65b9\u6848\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u76e3\u7ba1\u7684\u6f14\u8b8a\uff1a<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u76e3\u7ba1\u6a5f\u69cb\u6b63\u52aa\u529b\u8ddf\u4e0a\u6578\u4f4d\u8cc7\u7522\u7522\u696d\u7684\u5feb\u901f\u767c\u5c55\uff0c\u6301\u7e8c\u66f4\u65b0\u6709\u91dd\u5c0d\u6027\u7684 KYC\/AML \u6307\u5c0e\u65b9\u91dd\u548c\u6cd5\u898f\u3002<\/li>\n<\/ul>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>7.1 Definition and Importance of KYC Learning Objective: Define KYC and understand its core position in financial compliance. What is KYC? KYC, or &#8220;Know Your Customer,&#8221; is a regulatory requirement and business practice that mandates financial institutions (such as banks, securities firms, payment institutions) and an increasing number of non-financial sectors (like cryptocurrency exchanges, real [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-2757","post","type-post","status-publish","format-standard","hentry","category-academy"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts\/2757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/comments?post=2757"}],"version-history":[{"count":4,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts\/2757\/revisions"}],"predecessor-version":[{"id":2799,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts\/2757\/revisions\/2799"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/media?parent=2757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/categories?post=2757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/tags?post=2757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}