{"id":3790,"date":"2025-08-09T09:05:19","date_gmt":"2025-08-09T01:05:19","guid":{"rendered":"https:\/\/theexchain.com\/applications-of-anti-money-laundering-aml-and-know-your-customer-kyc-in-the-cryptocurrency-field\/"},"modified":"2025-08-09T09:05:19","modified_gmt":"2025-08-09T01:05:19","slug":"%e5%8f%8d%e6%b4%97%e9%8c%a2-aml-%e5%92%8c%e3%80%8c%e8%aa%8d%e8%ad%98%e6%82%a8%e7%9a%84%e5%ae%a2%e6%88%b6%e3%80%8d-kyc-%e5%9c%a8%e5%8a%a0%e5%af%86%e8%b2%a8%e5%b9%a3%e9%a0%98%e5%9f%9f%e7%9a%84%e6%87%89","status":"publish","type":"post","link":"https:\/\/theexchain.com\/zh\/%e5%8f%8d%e6%b4%97%e9%8c%a2-aml-%e5%92%8c%e3%80%8c%e8%aa%8d%e8%ad%98%e6%82%a8%e7%9a%84%e5%ae%a2%e6%88%b6%e3%80%8d-kyc-%e5%9c%a8%e5%8a%a0%e5%af%86%e8%b2%a8%e5%b9%a3%e9%a0%98%e5%9f%9f%e7%9a%84%e6%87%89\/","title":{"rendered":"\u53cd\u6d17\u9322 (AML) \u548c\u300c\u8a8d\u8b58\u60a8\u7684\u5ba2\u6236\u300d(KYC) \u5728\u52a0\u5bc6\u8ca8\u5e63\u9818\u57df\u7684\u61c9\u7528\n  \u52a0\u5bc6\u8ca8\u5e63\u9818\u57df\u4e2d\u7684\u53cd\u6d17\u9322 (AML) \u548c\u300c\u8a8d\u8b58\u60a8\u7684\u5ba2\u6236\u300d(KYC) \u61c9\u7528"},"content":{"rendered":"<h2 id=\"the-crypto-compliance-crackdown-how-aml--kyc-are-reshaping-the-digital-asset-landscape\">\u52a0\u5bc6\u8ca8\u5e63\u7684\u5408\u898f\u6253\u64ca\uff1a\u53cd\u6d17\u9322\u548c KYC \u5982\u4f55\u91cd\u5851\u6578\u4f4d\u8cc7\u7522\u683c\u5c40<\/h2>\n<p>\u52a0\u5bc6\u8ca8\u5e63\u627f\u8afe\u4e86\u4e00\u5834\u9769\u547d\uff1a\u53bb\u4e2d\u5fc3\u5316\u7684\u91d1\u878d\u3001\u7121\u908a\u754c\u7684\u4ea4\u6613\u548c\u524d\u6240\u672a\u6709\u7684\u81ea\u7531\u3002\u7136\u800c\uff0c\u6b63\u662f\u9019\u7a2e\u6f5b\u529b\u5438\u5f15\u4e86\u975e\u6cd5\u884c\u70ba\u8005\uff0c\u5c07\u6578\u4f4d\u524d\u6cbf\u8b8a\u6210\u4e86\u5c0d\u6297\u91d1\u878d\u72af\u7f6a\u7684\u6230\u5834\u3002\u52a0\u5bc6\u8ca8\u5e63\u7684\u8208\u8d77\u5c07 <strong>\u53cd\u6d17\u9322 (AML)<\/strong> \u548c <strong>\u77ad\u89e3\u60a8\u7684\u5ba2\u6236 (KYC)<\/strong> \u5f9e\u50b3\u7d71\u91d1\u878d\u7684\u9670\u5f71\u4e2d\u8d70\u4e86\u51fa\u4f86\uff0c\u6210\u70ba\u6578\u4f4d\u8cc7\u7522\u4e16\u754c\u7684\u77da\u76ee\u7126\u9ede\u3002\u96a8\u8457\u76e3\u7ba1\u6a5f\u69cb\u7684\u722d\u596a\u548c\u5e73\u53f0\u7684\u9069\u61c9\uff0c\u77ad\u89e3\u9019\u4e9b\u6846\u67b6\u4e0d\u50c5\u662f\u5408\u898f\u5b98\u54e1\u7684\u8cac\u4efb\uff0c\u4e5f\u662f\u6bcf\u500b\u52a0\u5bc6\u8ca8\u5e63\u53c3\u8207\u8005\u7684\u5fc5\u5099\u77e5\u8b58\u3002<\/p>\n<p><strong>\u53cd\u6d17\u9322\u7684\u7576\u52d9\u4e4b\u6025\uff1a\u5728\u52a0\u5bc6\u8ca8\u5e63\u7684\u72c2\u91ce\u897f\u90e8\u6253\u64ca\u72af\u7f6a<\/strong><\/p>\n<p>\u53cd\u6d17\u9322 (AML) \u5305\u62ec\u6cd5\u5f8b\u3001\u6cd5\u898f\u548c\u7a0b\u5e8f\uff0c\u65e8\u5728\u9632\u6b62\u72af\u7f6a\u5206\u5b50\u5c07\u975e\u6cd5\u7372\u5f97\u7684\u8cc7\u91d1\u507d\u88dd\u6210\u5408\u6cd5\u6536\u5165\u3002\u5728\u52a0\u5bc6\u8ca8\u5e63\u9818\u57df\uff0c\u53cd\u6d17\u9322\u65e8\u5728\u904f\u5236\u6feb\u7528\u6578\u4f4d\u8cc7\u7522\u9032\u884c\u6d17\u9322\u3001\u6050\u6016\u878d\u8cc7\u3001\u6b3a\u8a50\u548c\u5176\u4ed6\u975e\u6cd5\u6d3b\u52d5\u3002<\/p>\n<p>\u7d93\u5178\u7684\u6d17\u9322\u9031\u671f - <strong>\u5b89\u7f6e<\/strong> (\u5c07\u9ad2\u9322\u5f15\u5165\u7cfb\u7d71\uff09\u3001 <strong>\u53e0\u52a0<\/strong> (\u900f\u904e\u8907\u96dc\u7684\u4ea4\u6613\u63a9\u84cb\u5176\u4f86\u6e90\uff09\uff0c\u4ee5\u53ca <strong>\u6574\u5408<\/strong> (\u4ee5\u300c\u6e05\u767d\u300d\u8cc7\u91d1\u7684\u5f62\u5f0f\u6b78\u9084) - \u5728\u52a0\u5bc6\u8ca8\u5e63\u7684\u533f\u540d\u6027\u8cea\u4e2d\u627e\u5230\u4e86\u80a5\u6c83\u7684\u571f\u58e4\u3002\u7121\u610f\u9593\u52a9\u9577\u975e\u6cd5\u8cc7\u91d1\u6d41\u52d5\u7684\u4e3b\u8981\u7279\u9ede\u5305\u62ec\uff1a<\/p>\n<ul>\n<li><strong>\u5047\u540d\uff1a<\/strong> \u96d6\u7136\u5340\u584a\u93c8\u4ea4\u6613\u662f\u516c\u958b\u7684\uff0c\u4f46\u5c07\u9322\u5305\u5730\u5740\u8207\u771f\u5be6\u4e16\u754c\u7684\u8eab\u4efd\u806f\u7e6b\u8d77\u4f86\u4e26\u4e0d\u7e3d\u662f\u5f88\u76f4\u63a5\u3002<\/li>\n<li><strong>\u7121\u908a\u754c\u901f\u5ea6\uff1a<\/strong> \u53ef\u9032\u884c\u8fd1\u4e4e\u77ac\u9593\u3001\u4f4e\u6210\u672c\u7684\u8de8\u53f8\u6cd5\u7ba1\u8f44\u5340\u8f49\u5e33\uff0c\u901a\u5e38\u53ef\u7e5e\u904e\u50b3\u7d71\u7684\u9280\u884c\u76e3\u7763\u3002<\/li>\n<li><strong>\u4e0d\u53ef\u9006\uff1a<\/strong> \u4e00\u65e6\u78ba\u8a8d\uff0c\u4ea4\u6613\u5c31\u7121\u6cd5\u9006\u8f49\uff0c\u4f7f\u8cc7\u7522\u8ffd\u56de\u8b8a\u5f97\u8907\u96dc\u3002<\/li>\n<li><strong>\u6d41\u52d5\u6027\uff1a<\/strong> \u52a0\u5bc6\u8ca8\u5e63\u53ef\u900f\u904e\u4ea4\u6613\u6240\u5feb\u901f\u514c\u63db\u6210\u5176\u4ed6\u8cc7\u7522\u6216\u6cd5\u5b9a\u8ca8\u5e63\u3002<\/li>\n<\/ul>\n<p>\u72af\u7f6a\u5206\u5b50\u5229\u7528\u9019\u4e9b\u7279\u6027\uff0c\u5c07\u975e\u6cd5\u8cc7\u91d1\u8f49\u63db\u70ba\u52a0\u5bc6\u8ca8\u5e63\uff0c\u900f\u904e\u591a\u500b\u9322\u5305\u6216\u4ea4\u6613\u6240\u79fb\u52d5\u8cc7\u91d1\uff08\u7a31\u70ba\u300c\u8df3\u934a\u300d\u7684\u904e\u7a0b\uff09\uff0c\u6700\u5f8c\u518d\u5c07\u8cc7\u91d1\u8f49\u56de\uff0c\u53ef\u80fd\u6703\u5229\u7528\u96b1\u79c1\u5e63\u6216\u6df7\u5408\u670d\u52d9\u3002\u9a5a\u4eba\u7684 <strong>$ 2025 \u5e74 2 \u6708\u5f9e Bybit \u7aca\u53d6 15 \u5104\u4ee5\u592a\u5e63 (ETH)<\/strong>\u9019\u6b21\u7684\u6158\u5287\u53cd\u6620\u51fa\u6311\u6230\u7684\u56b4\u91cd\u6027\u3002<\/p>\n<p><strong>KYC\uff1a\u52a0\u5bc6\u4fe1\u4efb\u7684\u57fa\u77f3<\/strong><\/p>\n<p>\u77ad\u89e3\u60a8\u7684\u5ba2\u6236 (KYC) \u4e26\u975e AML \u7684\u540c\u7fa9\u8a5e\uff0c\u800c\u662f\u4e00\u500b\u91cd\u8981\u7684\u5b50\u96c6\u3002KYC \u8457\u91cd\u65bc <strong>\u5ba2\u6236\u8eab\u4efd\u9a57\u8b49<\/strong>\u9019\u662f\u5efa\u7acb\u6709\u6548\u53cd\u6d17\u9322\u8a08\u5283\u7684\u57fa\u77f3\u3002\u5b83\u5305\u62ec <strong>\u5ba2\u6236\u76e1\u8077\u5be9\u67e5 (CDD)<\/strong>, \u5176\u4e2d\u5305\u62ec\uff1a<\/p>\n<ul>\n<li><strong>\u6536\u96c6\u4e26\u9a57\u8b49\u500b\u4eba\/\u5546\u696d\u8cc7\u8a0a\uff1a<\/strong> \u4f7f\u7528\u5b98\u65b9\u6587\u4ef6\u78ba\u8a8d\u8eab\u4efd\uff0c\u4e26\u8207\u5168\u7403\u76e3\u63a7\u6e05\u55ae\u548c\u5236\u88c1\u9032\u884c\u4ea4\u53c9\u6bd4\u5c0d\u3002<\/li>\n<li><strong>\u98a8\u96aa\u5206\u6790\uff1a<\/strong> \u8a55\u4f30\u5ba2\u6236\u9032\u884c\u975e\u6cd5\u6d3b\u52d5\u7684\u6f5b\u5728\u98a8\u96aa\u3002<\/li>\n<li><strong>\u52a0\u5f37\u76e1\u8077\u8abf\u67e5 (EDD)\uff1a<\/strong> \u5c0d\u653f\u6cbb\u4eba\u7269 (PEP) \u7b49\u9ad8\u98a8\u96aa\u5ba2\u6236\u5be6\u65bd\u66f4\u56b4\u683c\u7684\u5be9\u67e5\uff0c\u5305\u62ec\u66f4\u6df1\u5165\u7684\u80cc\u666f\u8abf\u67e5\u548c\u6301\u7e8c\u76e3\u63a7\u3002<\/li>\n<li><strong>\u6301\u7e8c\u76e3\u6e2c\uff1a<\/strong> \u6301\u7e8c\u4ed4\u7d30\u6aa2\u67e5\u5ba2\u6236\u6d3b\u52d5\uff0c\u627e\u51fa\u53ef\u7591\u884c\u70ba\u7684\u8de1\u8c61\u3002<\/li>\n<\/ul>\n<p>\u5c0d\u65bc\u52a0\u5bc6\u8ca8\u5e63\u5e73\u53f0\u800c\u8a00\uff0c\u5f37\u5065\u7684 KYC \u4e26\u975e\u53ef\u6709\u53ef\u65e0\uff1b\u5b83\u662f\u76e3\u7ba1\u5408\u6cd5\u6027\u548c\u5efa\u7acb\u4f7f\u7528\u8005\u4fe1\u4efb\u7684\u57fa\u672c\u8981\u6c42\u3002\u5b83\u5c07\u7bc4\u5f0f\u5f9e\u5047\u540d\u8f49\u8b8a\u70ba\u7d93\u904e\u9a57\u8b49\u7684\u8eab\u4efd\u3002<\/p>\n<p><strong>\u65c5\u884c\u898f\u5247\uff1a\u525d\u958b\u52a0\u5bc6\u8ca8\u5e63\u7684\u533f\u540d\u9762\u7d17<\/strong><\/p>\n<p>\u6216\u8a31\u5f71\u97ff\u52a0\u5bc6\u8ca8\u5e63\u7684\u6700\u91cd\u8981\u548c\u6700\u5177\u6311\u6230\u6027\u7684\u53cd\u6d17\u9322\u6cd5\u898f\u662f <strong>\u65c5\u884c\u898f\u5247<\/strong>.\u7531\u91d1\u878d\u884c\u52d5\u7279\u5225\u7d44\u7e54 (FATF) \u6839\u64da\u5efa\u8b70 16 \u5728\u5168\u7403\u7bc4\u570d\u5167\u6388\u6b0a\uff0c\u5b83\u5f9e\u6839\u672c\u4e0a\u6539\u8b8a\u4e86\u5927\u984d\u52a0\u5bc6\u8ca8\u5e63\u8f49\u79fb\u7684\u65b9\u5f0f\u3002<\/p>\n<p>\u5c07\u5176\u8996\u70ba\u5f37\u5236\u6027\u7684\u6578\u4f4d\u8b77\u7167\u6aa2\u67e5\uff1a<\/p>\n<ol>\n<li>\u7576\u4f7f\u7528\u8005\u555f\u52d5\u7684\u52a0\u5bc6\u8ca8\u5e63\u8f49\u5e33\u8d85\u904e\u7279\u5b9a\u9580\u6abb\u6642\uff08\u4f8b\u5982\uff1a\u7f8e\u570b\u70ba $3,000\u3001\u6b50\u76df\u5728\u5373\u5c07\u5be6\u65bd\u7684\u91cd\u8a02 TFR \u4e0b\u70ba 1,000\u6b50\u5143\u3001\u82f1\u570b\u70ba 1,000\u82f1\u938a\u3001\u52a0\u62ff\u5927\u70ba CA$1,000\u3001\u6fb3\u6d32\u70ba AU$1,000\u3001\u65e5\u672c\u70ba\u7b49\u503c\u7684\u00a5\u3001\u65b0\u52a0\u5761\u70ba SG$1,500\u7b49\uff09\u3001<\/li>\n<li>\u7684 <strong>\u767c\u9001\u865b\u64ec\u8cc7\u7522\u670d\u52d9\u4f9b\u61c9\u5546 (VASP)<\/strong> - \u5982\u4ea4\u6613\u6240\u6216\u9322\u5305\u63d0\u4f9b\u8005 - \u5fc5\u9808\u6536\u96c6\u7279\u5b9a\u5ba2\u6236\u8cc7\u8a0a\uff08\u767c\u8d77\u4eba\u8a73\u7d30\u8cc7\u8a0a\uff09\uff0c\u4e26\u8207\u4e0b\u5217\u6a5f\u69cb\u5206\u4eab <strong>\u63a5\u6536 VASP<\/strong>.<\/li>\n<li>\u63a5\u6536\u7684 VASP \u5fc5\u9808\u6536\u96c6\u4e26\u9a57\u8b49\u53d7\u76ca\u4eba\u7684\u8a73\u7d30\u8cc7\u6599\u3002<\/li>\n<\/ol>\n<p><strong>\u901a\u5e38\u9700\u8981\u7684\u8cc7\u8a0a\u5305\u62ec<\/strong><\/p>\n<ul>\n<li>\u767c\u8d77\u4eba\u59d3\u540d<\/li>\n<li>\u767c\u8d77\u4eba\u5e33\u6236\u865f\u78bc\/\u552f\u4e00\u4ea4\u6613\u8b58\u5225\u78bc\uff08\u4f8b\u5982\u9322\u5305\u5730\u5740\uff09<\/li>\n<li>\u767c\u8d77\u4eba\u7684\u5be6\u969b\u5730\u5740\u3001\u570b\u6c11\u8eab\u4efd\u8b49\u865f\u78bc\uff0c\u6216\u51fa\u751f\u65e5\u671f\u548c\u5730\u9ede<\/li>\n<li>\u53d7\u76ca\u4eba\u59d3\u540d<\/li>\n<li>\u53d7\u76ca\u4eba\u7684\u5e33\u865f\/\u552f\u4e00\u4ea4\u6613\u8b58\u5225\u78bc\uff08\u4f8b\u5982\u9322\u5305\u5730\u5740\uff09<\/li>\n<\/ul>\n<p>\u7531 FATF \u65bc 2019 \u5e74\u63a8\u51fa\u7684\u300c\u65c5\u884c\u898f\u5247\u300d\u900f\u904e\u5c07\u533f\u540d\u5340\u584a\u93c8\u4ea4\u6613\u8207\u771f\u4eba\u9023\u7d50\uff0c\u76f4\u63a5\u8655\u7406\u6d17\u9322\u554f\u984c\u3002\u5b83\u5927\u5927\u589e\u52a0\u4e86\u72af\u7f6a\u5206\u5b50\u5728\u4ea4\u6613\u6240\u4e4b\u9593\u795e\u4e0d\u77e5\u9b3c\u4e0d\u89ba\u5730\u8f49\u79fb\u8cc7\u91d1\u7684\u96e3\u5ea6\u3002\u7136\u800c\uff0c\u8a72\u898f\u5247\u7684\u5be6\u65bd\u5b58\u5728\u5927\u91cf\u6280\u8853\u969c\u7919\uff0c\u5f15\u767c\u4e86\u6fc0\u70c8\u7684\u96b1\u79c1\u6b0a\u722d\u8ad6\uff0c\u622a\u81f3 2025 \u5e74 3 \u6708\uff0c\u5168\u7403\u7684\u5408\u898f\u60c5\u6cc1\u4ecd\u4e0d\u5747\u8861\u3002\u6b50\u76df\u7684 <strong>\u91cd\u8a02\u8cc7\u91d1\u8f49\u79fb\u6cd5\u898f (TFR)<\/strong>\uff0c\u5c07\u65bc <strong>2027 \u5e74 7 \u6708 10 \u65e5<\/strong>\u65c5\u884c\u898f\u5247\u300b\u7684\u76ee\u6a19\u662f\u5728\u96c6\u5718\u5167\u7d71\u4e00\u548c\u52a0\u5f37\u300a\u65c5\u884c\u898f\u5247\u300b\u7684\u61c9\u7528\uff0c\u4ee5\u5f4c\u88dc\u65e9\u671f 5AMLD \u7684\u4e0d\u8db3\u3002<\/p>\n<p><strong>\u5168\u7403 AML\/KYC \u6cd5\u898f\uff1a\u6709\u7259\u9f52\u7684\u62fc\u5e03\u88ab\u5b50<\/strong><\/p>\n<p>\u52a0\u5bc6\u8ca8\u5e63\u6cd5\u898f\u767c\u5c55\u8fc5\u901f\uff0c\u901a\u5e38\u4ee5 FATF \u7684\u5efa\u8b70\u70ba\u57fa\u790e\u3002\u4e0d\u540c\u53f8\u6cd5\u7ba1\u8f44\u5340\u7684\u5408\u898f\u8981\u6c42\u5dee\u7570\u5f88\u5927\uff0c\u70ba\u5168\u7403\u5e73\u53f0\u5275\u9020\u4e86\u8907\u96dc\u7684\u5c40\u9762\u3002\u4ee5\u4e0b\u662f\u4e3b\u8981\u5730\u5340\u7684\u6982\u6cc1\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\u7ba1\u8f44\u6b0a<\/strong><\/th>\n<th><strong>\u4e3b\u8981\u76e3\u7ba1\u6a5f\u69cb<\/strong><\/th>\n<th><strong>\u6838\u5fc3\u6cd5\u898f<\/strong><\/th>\n<th><strong>\u4e3b\u8981\u8981\u6c42<\/strong><\/th>\n<th><strong>\u65c5\u884c\u898f\u5247\u95be\u503c<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u7f8e\u570b<\/strong><\/td>\n<td>FinCEN\u3001CFTC\u3001SEC<\/td>\n<td>\u9280\u884c\u4fdd\u5bc6\u6cd5 (BSA)\u3001FinCEN \u6307\u5f15<\/td>\n<td>KYC\u3001\u4ea4\u6613\u76e3\u63a7\u3001SAR \u5099\u6848<\/td>\n<td><strong>$3,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u6b50\u76df<\/strong><\/td>\n<td>\u674f\u4ec1\u679c\u3001\u6787\u6777\u3001\u6787\u6777\u8449<\/td>\n<td>5AMLD, 6AMLD (2024\u5e74\u751f\u6548), AMLR (2027\u5e74\u751f\u6548)<\/td>\n<td>KYC\u3001\u4ea4\u6613\u5831\u544a<\/td>\n<td><strong>\u20ac1,000<\/strong> (\u65bc 2027 \u5e74 7 \u6708\u524d\u6839\u64da\u91cd\u8a02 TFR \u6a19\u6e96\u5316)<\/td>\n<\/tr>\n<tr>\n<td><strong>\u82f1\u570b<\/strong><\/td>\n<td>FCA, HMT<\/td>\n<td>\u6d17\u9322\u6cd5\u898f<\/td>\n<td>KYC\u3001SAR \u6a94\u6848<\/td>\n<td><strong>\u00a31,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u52a0\u62ff\u5927<\/strong><\/td>\n<td>FINTRAC, CSA<\/td>\n<td>PCMLTFA<\/td>\n<td>KYC\u3001\u4ea4\u6613\u5831\u544a<\/td>\n<td><strong>CA$1,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u6fb3\u6d32<\/strong><\/td>\n<td>AUSTRAC<\/td>\n<td>\u53cd\u6d17\u9322\/CTF \u6cd5<\/td>\n<td>KYC\u3001\u4ea4\u6613\u76e3\u63a7<\/td>\n<td><strong>AU$1,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u65e5\u672c<\/strong><\/td>\n<td>FSA<\/td>\n<td>\u652f\u4ed8\u670d\u52d9\u6cd5<\/td>\n<td>KYC\u3001\u4ea4\u6613\u5831\u544a<\/td>\n<td><strong>\u8207\u570b\u969b\u6a19\u6e96\u4e00\u81f4<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u65b0\u52a0\u5761<\/strong><\/td>\n<td>MAS<\/td>\n<td>\u652f\u4ed8\u670d\u52d9\u6cd5 (PSA)<\/td>\n<td>KYC\u3001\u4ea4\u6613\u76e3\u63a7<\/td>\n<td><strong>SG$1,500<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u745e\u58eb<\/strong><\/td>\n<td>FINMA<\/td>\n<td>\u53cd\u6d17\u9322\u6cd5 (AMLA)<\/td>\n<td>KYC\u3001SAR \u6a94\u6848<\/td>\n<td><strong>\u6839\u64da FATF \u5efa\u8b70<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u9999\u6e2f<\/strong><\/td>\n<td>\u91d1\u7ba1\u5c40<\/td>\n<td>AMLO<\/td>\n<td>KYC\u3001\u4ea4\u6613\u76e3\u63a7<\/td>\n<td><strong>HK$8,000<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\u5357\u97d3<\/strong><\/td>\n<td>FSC<\/td>\n<td>\u7279\u5b9a\u91d1\u878d\u4ea4\u6613\u8cc7\u8a0a\u6cd5<\/td>\n<td>KYC\u3001\u4ea4\u6613\u5831\u544a<\/td>\n<td><strong>\u20a91,000,000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u5168\u7403\u683c\u5c40\u7684\u4e3b\u8981\u555f\u793a\uff1a<\/strong><\/p>\n<ul>\n<li><strong>\u8a3b\u518a\/\u57f7\u7167\uff1a<\/strong> \u52a0\u5bc6\u696d\u52d9\uff08VASP\uff09\u901a\u5e38\u5fc5\u9808\u5411\u570b\u5bb6\u91d1\u878d\u76e3\u7ba1\u6a5f\u69cb\u8a3b\u518a\u6216\u7372\u5f97\u8a31\u53ef\u3002<\/li>\n<li><strong>\u5f37\u5236\u6027 KYC\uff1a<\/strong> \u5728\u5141\u8a31\u4ea4\u6613\u6216\u958b\u7acb\u5e33\u6236\u4e4b\u524d\uff0c\u666e\u904d\u8981\u6c42\u9032\u884c\u8eab\u4efd\u9a57\u8b49\u3002<\/li>\n<li><strong>\u4ea4\u6613\u76e3\u63a7\u8207 SAR\uff1a<\/strong> \u6301\u7e8c\u76e3\u63a7\u53ef\u7591\u6d3b\u52d5\uff0c\u4e26\u5f37\u5236\u5411\u91d1\u878d\u60c5\u5831\u55ae\u4f4d (FIU) \u5831\u544a\uff0c\u4f8b\u5982 FinCEN (\u7f8e\u570b)\u3001FIU (\u6b50\u76df\u570b\u5bb6)\u3001AUSTRAC (\u6fb3\u6d32) \u662f\u6a19\u6e96\u505a\u6cd5\u3002<\/li>\n<li><strong>\u65c5\u884c\u898f\u5247\u63a1\u7d0d\uff1a<\/strong> \u5927\u591a\u6578\u4e3b\u8981\u53f8\u6cd5\u7ba1\u8f44\u5340\u5df2\u5be6\u65bd\u6216\u6b63\u7a4d\u6975\u5be6\u65bd FATF \u65c5\u884c\u898f\u5247\uff0c\u5118\u7ba1\u9580\u6abb\u5404\u4e0d\u76f8\u540c\u3002\u50cf\u6b50\u76df\u7684 TFR \u4e00\u6a23\uff0c\u5354\u8abf\u662f\u4e00\u7a2e\u8da8\u52e2\u3002<\/li>\n<li><strong>\u57f7\u884c\u662f\u771f\u5be6\u7684\uff1a<\/strong> \u9055\u898f\u5c07\u5e36\u4f86\u56b4\u91cd\u5f8c\u679c\uff0c\u5305\u62ec <strong>\u5de8\u989d\u7f5a\u6b3e<\/strong> (\u4f8b\u5982 SEC \u5728 2021 \u5e74\u7684 $23.5 \u5104\u7f70\u91d1\uff09\u3001\u5931\u53bb\u8a31\u53ef\u8b49\u4ee5\u53ca\u5211\u4e8b\u8d77\u8a34\u3002\u6b50\u76df\u7684 6AMLD \u5927\u5e45\u63d0\u9ad8\u4e86\u7f70\u5247\u3002<\/li>\n<\/ul>\n<p><strong>AML\/KYC \u5982\u4f55\u76f4\u63a5\u5f71\u97ff\u60a8\uff1a\u52a0\u5bc6\u8ca8\u5e63\u7528\u6236\u9ad4\u9a57<\/strong><\/p>\n<p>\u9019\u4e9b\u6cd5\u898f\u4e26\u4e0d\u662f\u62bd\u8c61\u7684\u6982\u5ff5\uff1b\u5b83\u5011\u5be6\u5be6\u5728\u5728\u5730\u5851\u9020\u4e86\u60a8\u8207\u52a0\u5bc6\u751f\u614b\u7cfb\u7d71\u7684\u4e92\u52d5\u65b9\u5f0f\uff1a<\/p>\n<ol>\n<li><strong>KYC \u4e0a\u7dda\u969c\u7919\uff1a<\/strong> \u5fd8\u8a18\u5728\u4e3b\u8981\u4ea4\u6613\u6240\u7684\u533f\u540d\u4ea4\u6613\u5427\u3002\u60a8\u9700\u8981\u63d0\u4f9b\u653f\u5e9c\u7c3d\u767c\u7684\u8eab\u4efd\u8b49\u3001\u5730\u5740\u8b49\u660e\uff0c\u6709\u6642\u751a\u81f3\u9700\u8981\u81ea\u62cd\u3002\u9019\u500b\u904e\u7a0b\u6703\u589e\u52a0\u6469\u64e6\uff0c\u4f46\u5c0d\u65bc\u9032\u5165\u53d7\u76e3\u7ba1\u7684\u5e73\u53f0\u662f\u5f37\u5236\u6027\u7684\u3002<\/li>\n<li><strong>\u4ea4\u6613\u5be9\u67e5\uff1a<\/strong> \u5e73\u53f0\u6703\u6301\u7e8c\u76e3\u63a7\u6d3b\u52d5\u3002\u5927\u984d\u8f49\u5e33\u3001\u7570\u5e38\u4ea4\u6613\u6a21\u5f0f (\u4f8b\u5982\uff0c\u5728\u591a\u500b\u9322\u5305\/\u4ea4\u6613\u6240\u4e4b\u9593\u5feb\u901f\u79fb\u52d5) \u6216\u6d89\u53ca\u9ad8\u98a8\u96aa\u53f8\u6cd5\u7ba1\u8f44\u5340\u7684\u4ea4\u6613\u53ef\u80fd\u6703\u88ab\u6a19\u8a18\u3002\u9019\u53ef\u80fd\u6703\u5c0e\u81f4\u5ef6\u9072\u3001\u8981\u6c42\u63d0\u4f9b\u984d\u5916\u8cc7\u8a0a\uff0c\u751a\u81f3\u6514\u622a\u4ea4\u6613\u3002<\/li>\n<li><strong>\u65c5\u884c\u898f\u5247\u6469\u64e6\u529b\uff1a<\/strong> \u767c\u9001\u52a0\u5bc6\u8ca8\u5e63\u8d85\u904e\u9580\u6abb\uff1f\u6e96\u5099\u597d\u8b93\u5e73\u53f0\u6536\u96c6\u60a8\u7684\u500b\u4eba\u8a73\u7d30\u8cc7\u6599\uff0c\u4e26\u8207\u6536\u4ef6\u4eba\u7684\u670d\u52d9\u63d0\u4f9b\u5546\u5206\u4eab\u3002\u9019\u8207\u52a0\u5bc6\u8ca8\u5e63\u6700\u521d\u7684\u96b1\u79c1\u627f\u8afe\u76f8\u885d\u7a81\uff0c\u4f46\u73fe\u5728\u5df2\u7d93\u6210\u70ba\u8de8\u5883\u548c\u5927\u984d\u8f49\u5e33\u7684\u5408\u898f\u73fe\u5be6\u3002<\/li>\n<li><strong>\u7a05\u52d9\u5831\u544a\uff1a<\/strong> \u8d8a\u4f86\u8d8a\u591a\u5e73\u53f0\u767c\u884c\u7a05\u8868\uff08\u5982\u7f8e\u570b <strong>1099-DA \u8868\u683c<\/strong>)\u7684\u4f7f\u7528\u8005\u6d3b\u52d5\u3002\u8207\u7f8e\u570b\u6709\u806f\u7e6b\u7684\u975e\u672c\u5730\u4f7f\u7528\u8005\u6703\u9762\u81e8\u570b\u7a05\u5c40\u7684\u7279\u5225\u5be9\u67e5\u3002<\/li>\n<li><strong>\u6210\u672c\u5f71\u97ff\uff1a<\/strong> \u5c0d\u5e73\u53f0\u800c\u8a00\uff0c\u5be6\u65bd\u8907\u96dc\u7684 AML\/KYC \u548c Travel Rule \u89e3\u6c7a\u65b9\u6848\u6210\u672c\u9ad8\u6602\u3002\u9019\u4e9b\u6210\u672c\u901a\u5e38\u6703\u900f\u904e\u6536\u8cbb\u9593\u63a5\u8f49\u5ac1\u7d66\u4f7f\u7528\u8005\u3002<\/li>\n<li><strong>DeFi \u56f0\u5883\uff1a<\/strong> \u53d7\u76e3\u7ba1\u5e73\u53f0\u7684\u6469\u64e6\u5c07\u4e00\u4e9b\u4eba\u63a8\u5411\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d (DeFi) \u5354\u8b70\uff0c\u9019\u4e9b\u5354\u8b70\u76ee\u524d\u5728\u904b\u884c\u6642\u8f03\u5c11\u4f7f\u7528 KYC\/AML\u3002\u7136\u800c\uff0c\u5168\u7403\u7684\u76e3\u7ba1\u6a5f\u69cb\u6b63\u7a4d\u6975\u63a2\u7d22\u5982\u4f55\u5c07 DeFi \u7d0d\u5165\u5408\u898f\u7db2\u3002<\/li>\n<\/ol>\n<p><strong>\u8d85\u8d8a\u5408\u898f\uff1aAML\/KYC \u7684\u5be6\u8cea\u6548\u76ca<\/strong><\/p>\n<p>\u6709\u6548\u7684 AML\/KYC \u67b6\u69cb\u96d6\u7136\u5e38\u88ab\u8996\u70ba\u8ca0\u64d4\uff0c\u4f46\u537b\u80fd\u70ba\u6574\u500b\u52a0\u5bc6\u7522\u696d\u751f\u614b\u7cfb\u7d71\u5e36\u4f86\u91cd\u8981\u6548\u76ca\uff1a<\/p>\n<ul>\n<li><strong>\u5f37\u5316\u5b89\u5168\u6027\uff1a<\/strong> \u900f\u904e\u9a57\u8b49\u8eab\u5206\u548c\u76e3\u63a7\u60e1\u610f\u6d3b\u52d5\uff0c\u4fdd\u8b77\u5e73\u53f0\u548c\u4f7f\u7528\u8005\u514d\u65bc\u8a50\u6b3a\u3001\u9ed1\u5ba2\u653b\u64ca\u548c\u9a19\u5c40\u3002<\/li>\n<li><strong>\u589e\u52a0\u5408\u6cd5\u6027\u8207\u4fe1\u4efb\uff1a<\/strong> \u5411\u76e3\u7ba1\u6a5f\u69cb\u3001\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u66f4\u5ee3\u5927\u7684\u516c\u773e\u5c55\u793a\u52a0\u5bc6\u8ca8\u5e63\u884c\u696d\u5c0d\u6253\u64ca\u91d1\u878d\u72af\u7f6a\u7684\u8a8d\u771f\u614b\u5ea6\u3002<\/li>\n<li><strong>\u5e02\u5834\u7a69\u5b9a\uff1a<\/strong> \u6e1b\u5c11\u975e\u6cd5\u6d41\u52d5\u6709\u52a9\u65bc\u5efa\u7acb\u4e00\u500b\u66f4\u5065\u5eb7\u3001\u66f4\u7a69\u5b9a\u7684\u5e02\u5834\uff0c\u800c\u4e0d\u5bb9\u6613\u53d7\u5230\u64cd\u7e31\u548c\u72af\u7f6a\u525d\u524a\u3002<\/li>\n<li><strong>\u4fdd\u8b77\u5408\u6cd5\u4f7f\u7528\u8005\uff1a<\/strong> \u6709\u52a9\u65bc\u9632\u6b62\u5408\u6cd5\u4f7f\u7528\u8005\u7684\u5e33\u6236\u906d\u5230\u6d29\u9732\u6216\u5728\u4e0d\u77e5\u60c5\u7684\u60c5\u6cc1\u4e0b\u88ab\u7528\u65bc\u6d17\u9322\u8a08\u5283\u3002<\/li>\n<li><strong>\u6c38\u7e8c\u6210\u9577\uff1a<\/strong> \u5efa\u7acb\u4e00\u500b\u5408\u898f\u7684\u57fa\u790e\u5c0d\u65bc\u52a0\u5bc6\u8ca8\u5e63\u9577\u671f\u878d\u5165\u5168\u7403\u91d1\u878d\u9ad4\u7cfb\u548c\u5ee3\u6cdb\u63a1\u7528\u81f3\u95dc\u91cd\u8981\u3002<\/li>\n<\/ul>\n<p><strong>\u7121\u53ef\u907f\u514d\u7684\u524d\u9032\u9053\u8def<\/strong><\/p>\n<p>\u5b8c\u5168\u4e0d\u53d7\u76e3\u7ba1\u7684\u52a0\u5bc6 \u300c\u72c2\u91ce\u897f\u90e8 \u300d\u6642\u4ee3\u6b63\u5728\u8fc5\u901f\u9060\u53bb\u3002\u50cf Bybit \u9ed1\u5ba2\u5165\u4fb5\u548c Lazarus Group \u8907\u96dc\u7684\u6d17\u9322\u6d3b\u52d5\u7b49\u4e8b\u4ef6\uff0c\u6e05\u695a\u5730\u7a81\u986f\u4e86\u5f37\u5927\u7684 AML\/KYC 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\u548c KYC \u4e0d\u50c5\u662f\u76e3\u7ba1\u4e0a\u7684\u969c\u7919\uff0c\u66f4\u662f\u5f15\u5c0e\u52a0\u5bc6\u8ca8\u5e63\u9081\u5411\u4e3b\u6d41\u63a5\u53d7\u5ea6\u548c\u9577\u671f\u751f\u5b58\u80fd\u529b\u7684\u91cd\u8981\u8b77\u6b04\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>The Crypto Compliance Crackdown: How AML &amp; KYC Are Reshaping the Digital Asset Landscape Cryptocurrency promised a revolution: decentralized finance, borderless transactions, and unprecedented freedom. Yet, this very potential has attracted illicit actors, turning the digital frontier into a battleground against financial crime. The rise of crypto has thrust Anti-Money Laundering (AML) and Know Your [&hellip;]<\/p>","protected":false},"author":1,"featured_media":3789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3790","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-knowledge"],"_links":{"self":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts\/3790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/comments?post=3790"}],"version-history":[{"count":0,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/posts\/3790\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/media\/3789"}],"wp:attachment":[{"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/media?parent=3790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/categories?post=3790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theexchain.com\/zh\/wp-json\/wp\/v2\/tags?post=3790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}